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API Reference

Introduction

Welcome to Midtrans API!

Midtrans API is a RESTful Web Service served as a communication bridge between merchants and our payment channels.

HTTP(S) Request

Midtrans API can be requested through HTTP(S) Request to Midtrans Base URL endpoint. The HTTP(S) Header has to be used to allow proper authentication.

API Base URL

Development Environment : https://api.sandbox.midtrans.com
Production Environment : https://api.midtrans.com

HTTP(S) Header

Header Value Definition
Content-Type application/json The Content-Type field indicates that JSON type is acceptable to send to the recipient
Accept application/json The Accept field is used to specify that JSON type is acceptable for the response
Authorization Basic base64(server key , :) The Authorization field credentials can be found in Midtrans Merchant Admin Portal

Content-Type and Accept Header

In Midtrans API, the input and output parameters of the methods will be in JSON format. To accept JSON input and output parameters, you need to add the following HTTP(S) header:

Authorization Header

The authorization header utilizes Midtrans Server Key following HTTP(S) BASIC AUTH convention:

Below is the step by step guideline:

  1. Place Server Key as Username, following the format of BASIC AUTH.
    Username:Password
  2. Since there is no Password for the server key, leave the password field blank.
  3. If the server key is: 94960ece-9513-4265-9cf2-67a4da330213.
    Following BASIC AUTH Username and password format will become:
    94960ece-9513-4265-9cf2-67a4da330213:

Note: Make sure there is ":" character after the server key! 4. Encode this value into base64 format, hence the result is:
OTQ5NjBlY2UtOTUxMy00MjY1LTljZjItNjdhNGRhMzMwMjEzOg== 5. To be authorized to use Midtrans API, you need to add the following HTTP(S) header:
Authorization: Basic OTQ5NjBlY2UtOTUxMy00MjY1LTljZjItNjdhNGRhMzMwMjEzOg==

Payment API

API Methods

Endpoint HTTP Method Definition
/v2/token GET Tokenize Credit Card information before being charged
/v2/charge POST Perform a transaction with various available payment methods and features. Example given: Credit Card Charge.
/v2/capture POST Capture an authorized transaction for card payment
/v2/order_id/approve POST Approve a transaction with certain order_id which gets challenge status from Fraud Detection System
/v2/order_id/deny POST Deny a transaction with certain order_id which gets challenge status from Fraud Detection System
/v2/order_id/cancel POST Cancel a transaction with certain order_id. Cancelation can only be done before settlement process
/v2/order_id/expire POST Update order_id with pending status to be expired
/v2/order_id/refund POST Update order_id with settlement status to be refund
/v2/order_id/refund/online/direct POST Attempt to send refund to bank or payment provider and update the transaction status to refund if it succeeded
/v2/order_id/status GET Get information status of a transaction with certain order_id
/v2/order_id/status/b2b GET Get information status of multiple B2B transactions related to certain order_id
/v2/card/register GET Register card information (card number and expiry) to be used for two clicks and one click
/v2/point_inquiry/token_id GET Get the point balance of the card in denomination amount
/v2/pay/account POST Link customer account which can be used to create payment for certain channel
/v2/pay/account/account_id GET Get customer payment account details
/v2/pay/account/account_id/unbind POST Unbind a linked customer account
/v1/bins/bin_number GET Get Bin Metadata

Get Token

Token ID is a unique value that is associated with the customer’s credit card information during a transaction. Get Token method sends the credit card info via Midtrans.min.js to Midtrans server and returns the token ID to the merchant being charged.

Import Midtrans Javascript Library

<script id= "midtrans-script" src="https://api.midtrans.com/v2/assets/js/midtrans-new-3ds.min.js" data-environment="<production|sandbox>" data-client-key="<INSERT CLIENT KEY HERE>" type="text/javascript"></script>

Midtrans Javascript Library

To utilize this library, please add the following line of code at your payment page inside the <head> tag.

Midtrans Javascript library has two functions:

  1. Get Card Token: To allows the customer’s credit card to be securely sent to Midtrans server, without the merchant handling the credit card details.
  2. Redirect: To allow customer to be redirected into 3DS authentication page.
Attribute Description
data-environment To identify which environment the request is pointing to. Possible values: production, sandbox
data-client-key Merchant client key settings

Get Card Token function

// Create the card object with the required fields
var card = {
    card_number: "4811111111111114",
    card_cvv: "123",
    card_exp_month: "12",
    card_exp_year: "2019"
}

var options = {
    onSuccess: function(response) {
        // Implement success handling here
    },
    onFailure: function(response) {
        // Implement error handling here
    }
}

MidtransNew3ds.getCardToken(card, options);

Getting Card Token

Card object attributes are listed below:

Field Required Description Example
card_number C The 16 digits Credit Card number "4111 1111 1111 1111" or "4111111111111111"
card_cvv Y The numeric digit printed on the back of the card "123"
card_exp_month C The card expiry month "03"
card_exp_year C The card expiry year "2016"
token_id C The previously saved token of credit card. Get the value from saved_token_id from initial charge response "481111-1114-0e68a4c4-85d3-48b5-b6cb-9945b2d3dcc9"

Most of the parameters are required conditionally based on the type of token being requested.

Token Type Required Parameters
Normal card_number, card_exp_month, card_exp_year, card_cvv
Two Clicks token_id, card_cvv

Callback response object attributes are listed below:

Field Description Example
status code The code of the response "200" for success, "400" when validation error
status_message The message of the status code "OK, success request new token"
validation_messages The validation errors [“card_exp_year must be greater than this year”, "card_expire_month must be greater than this year's month”]
token_id The token id of a credit card "481111-1114-d3d690db-3e18-4edd-9fee-4d061e4eb6f3"
NOTE: token_id is essential during Card Payment [Charge Transaction]

Available options:

Name Description
onSuccess This function is called only when get token responds with status code 200
onFailure This function is called for every other status code but 200

Redirect function

var options = {
    // In case, Merchant needs to override for each transactions
    callbackUrl = "<ANY LINK>"
}

MidtransNew3ds.redirect(redirect_url, options);

How Midtrans redirect customer via html form (POST Method)

<form id="veritrans" method="post" action="<callbackUrl>">
    <input type="hidden" name="response" value="<JSON FORMAT CALLBACK OBJECT>"/>
</form>

Redirecting to 3DS Page

After proceeding card transaction to /charge API request, if the transaction need 3DS authentication, Merchant will receive redirect_url as part of the response. Merchant can optionally use built-in MidtransNew3ds.redirect function to redirect customer.

After 3DS process completed by customer, Customer will be redirected back to merchant website, either to specified callbackUrl or finish url configured on Merchant Dashboard. This final redirect is HTTP POST method, contains JSON string encapsulated as value of response key of the POST form-data.

Callback response object attributes are listed below:

JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
approval_code String Approval code. It can be used for refund. This does not exist on denied transaction
eci String The 3D secure ECI Code
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
currency String ISO-4217 representation for 3 digit alphabetic currency code
card_type String Type of card used. Possible values: credit, debit

Available options:

Name Description
callbackUrl Optional. To override where the customer gets redirected after 3D secure authentication is done.

Sample code to open redirect_url on iframe (JQuery - Fancybox)

// Open 3DSecure dialog box
function openDialog(url) {
    // make sure to load fancybox in a script tag
    $.fancybox.open({
        href: url,
        type: 'iframe',
        autoSize: false,
        width: 400,
        height: 420,
        closeBtn: false,
        modal: true
    });
}

// Close 3DSecure dialog box
function closeDialog() {
    $.fancybox.close()
}

var options = {
  performAuthentication: function(url) {
    openDialog(url)
  },
  onSuccess: function(response) {
    // Successful handling
    closeDialog()
  },
  onPending: function(response) {
    // Pending handling
    closeDialog()
  },
  onFailure: function(response) {
    // Failure handling
    closeDialog()
  }
}

MidtransNew3ds.authenticate(redirect_url,options)

Opening 3DS Page via IFrame

As an alternative to the redirection scheme, Merchant can also optionally use MidtransNew3ds.performAuthentication function to open redirect_url as iframe.

After 3DS process completed by customer, Merchant website will receive JSONP callback containing the transaction result.

Callback response object attributes are listed below:

JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
approval_code String Approval code. It can be used for refund. This does not exist on denied transaction
eci String The 3D secure ECI Code
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
currency String ISO-4217 representation for 3 digit alphabetic currency code
card_type String Type of card used. Possible values: credit, debit

Available options:

Name Description
performAuthentication Implementation on how to open redirect url in iframe.
onSuccess Handle to receive successful callback response.
onPending Handle to receive callback response. Only applicable when merchant applied for async endpoint.
onFailure Handle to receive failure response

Charge features

Midtrans provides additional features that can be utilized by the merchants.

Set Custom Field

Set custom field charge request

{
  "payment_type": "bank_transfer",
  "bank_transfer": {
    "bank": "permata"
  },
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "custom_field1": "custom field 1 content",
  "custom_field2": "custom field 2 content",
  "custom_field3": "custom field 3 content"
}

Set custom field charge response

{
    "status_code": "200",
    "status_message": "Success, Credit Card transaction is successful",
    "transaction_id": "1eae238a-cb9e-4f92-b284-aac8b39e4eab",
    "order_id": "C17550",
    "gross_amount": "145000.00",
    "payment_type": "credit_card",
    "transaction_time": "2016-06-28 09:42:20",
    "transaction_status": "capture",
    "fraud_status": "accept",
    "approval_code": "256084",
    "masked_card": "481111-1114",
    "bank": "bni"
}

Set custom field Notifications

{
  "masked_card": "481111-1114",
  "approval_code": "256084",
  "bank": "bni",
  "transaction_time": "2016-06-28 09:42:20",
  "custom_field1": "Toko Rani",
  "custom_field2": "Jakarta",
  "custom_field3": "RR",
  "gross_amount": "10000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "ad7ccda03d8ec6f2f415661fb511d47fcd17dcc7d7e1ade96a305dd5d3bc2bea5438a8bdfe1aeedabdefb226000338ac169fc18d5ae73788fd5e78dbac945ce4",
  "status_code": "200",
  "transaction_id": "1eae238a-cb9e-4f92-b284-aac8b39e4eab",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Set Custom Fields is a feature that enables merchants to charge a transaction with a unique data according to the merchant's need. Midtrans provides merchants with 3 custom fields that can be used for various utilities. Convention of a custom field can be set from Midtrans Merchant Admin Portal, as follow below:

  1. Go to Configuration tab, under General Settings, set the custom fields label.
  2. Request Charge transaction with the custom fields value.
  3. These custom fields label and value can be checked at the Order ID of a transaction.
  4. Midtrans will include these custom fields when the HTTP POST Notification is sent.
JSON Attribute Type Description
custom_field1 String(255) The value of custom field 1
custom_field2 String(255) The value of custom field 2
custom_field3 String(255) The value of custom field 3

Set Custom Expiry

{
  "payment_type": "bank_transfer",
  "bank_transfer": {
    "bank": "permata"
  },
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "custom_expiry": {
      "order_time": "2016-12-07 11:54:12 +0700",
      "expiry_duration": 60,
      "unit": "minute"
  }
}

Set Custom Expiry feature enables merchants to set an expiry time of payment with pending status for every transaction. The following payment is the list of payment with Pending Status:

For QRIS with acquirer airpay shopee (ShopeePay) and shopeepay, the maximum expiry is 60 minutes or 1 hour. The transaction will be rejected if the custom expiry exceeded the allowed maximum.

JSON Attribute Type Description
order_time String(50) Time when the order is created in merchant website.
Format: yyyy-MM-dd hh:mm:ss Z.
NOTE: If attribute undefined, expiry time starts from transaction time

Symbol Meaning
yyyy 4-digits year
MM 2-digits month in year
dd 2-digits day in month
hh 2-digits hour (00 - 23)
mm 2-digits minutes fraction
ss 2-digits seconds fraction
Z RFC-822 Timezone format
expiry_duration String(50) Time duration the payment will remain valid
unit String(50) Unit for expiry_duration.
Valid values are: second, minute, hour, or day.
NOTE: If attribute undefined, default unit is minute

Set Metadata

Set metadata charge request

{
  "payment_type": "bank_transfer",
  "bank_transfer": {
    "bank": "permata"
  },
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "metadata": {
    "you": "can",
    "put": "any",
    "parameter": "you like"
  }
}

Set Metadata Charge Response

{
    "status_code": "200",
    "status_message": "Success, Credit Card transaction is successful",
    "transaction_id": "1eae238a-cb9e-4f92-b284-aac8b39e4eab",
    "order_id": "C17550",
    "gross_amount": "145000.00",
    "payment_type": "credit_card",
    "transaction_time": "2016-06-28 09:42:20",
    "transaction_status": "capture",
    "fraud_status": "accept",
    "approval_code": "256084",
    "masked_card": "481111-1114",
    "bank": "bni"
}

Set Metadata Notifications

{
  "masked_card": "481111-1114",
  "approval_code": "256084",
  "bank": "bni",
  "transaction_time": "2016-06-28 09:42:20",
  "gross_amount": "10000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "ad7ccda03d8ec6f2f415661fb511d47fcd17dcc7d7e1ade96a305dd5d3bc2bea5438a8bdfe1aeedabdefb226000338ac169fc18d5ae73788fd5e78dbac945ce4",
  "status_code": "200",
  "transaction_id": "1eae238a-cb9e-4f92-b284-aac8b39e4eab",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "metadata": {
    "you": "can",
    "put": "any",
    "parameter": "you like"
  }
}

Set Metadata is similar with set custom field which enables merchant to put free-form JSON object instead of String. Merchants can use this metadata as a transaction tag where merchants retrieve it via Get Status or Notification payload. Additionally, merchants can also configure their fraud detection rules based on their metadata fields.

JSON Attribute Type Description
metadata JSON Object Object containing the metadata parameters

Capture Transaction

This method is used to capture transaction balance when transaction_status is authorize. Transaction with status authorize is only available after Pre Authorization Credit Card transaction.

Capture Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/capture POST Capture an authorized transaction for card payment

Capture Transaction Request

{
  "transaction_id": "be4f3e44-d6ee-4355-8c64-c1d1dc7f4590",
  "gross_amount": 145000
}
JSON Attribute Type Required Description
transaction_id String(255) Y Transaction id from charge response
gross_amount Long N Amount to be captured. By default will capture whole transaction amount
NOTE: Cannot be decimal

Capture Transaction Response

Success Capture Transaction Response

{
  "status_code" : "200",
  "status_message" : "Success, Credit Card capture transaction is successful",
  "transaction_id" : "ca297170-be4c-45ed-9dc9-be5ba99d30ee",
  "masked_card" : "451111-1117",
  "order_id" : "testing-0.4555-1414741517",
  "payment_type" : "credit_card",
  "transaction_time" : "2014-10-31 14:46:44",
  "transaction_status" : "capture",
  "fraud_status" : "accept",
  "bank" : "bni",
  "gross_amount" : "30000.00"
}

Error Capture Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after capture credit card transaction
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction capture result
bank String The acquiring bank of the transaction
status_message String Description of transaction capture result

Approve Transaction

Approve method can be triggered to accept card payment transaction in which fraud_status is challenge.

Approve Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/approve POST Approve Challenged Transaction

Approve Transaction Response

Success Approved Transaction Response

{
  "status_code" : "200",
  "status_message" : "Success, transaction is approved",
  "transaction_id" : "ca297170-be4c-45ed-9dc9-be5ba99d30ee",
  "masked_card" : "451111-1117",
  "order_id" : "testing-0.4555-1414741517",
  "payment_type" : "credit_card",
  "transaction_time" : "2014-10-31 14:46:44",
  "transaction_status" : "capture",
  "fraud_status" : "accept",
  "bank" : "bni",
  "gross_amount" : "30000.00"
}

Error Approve Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result

Deny Transaction

Deny method can be triggered to immediately deny card payment transaction in which fraud_status is challenge.

Deny Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/deny POST Deny Challenged Transaction

Deny Transaction Response

Success Denied Transaction Response

{
  "status_code" : "200",
  "status_message" : "Success, transaction is denied",
  "transaction_id" : "ca297170-be4c-45ed-9dc9-be5ba99d30ee",
  "masked_card" : "451111-1117",
  "order_id" : "testing-0.4555-1414741517",
  "payment_type" : "credit_card",
  "transaction_time" : "2014-10-31 14:46:44",
  "transaction_status" : "deny",
  "fraud_status" : "deny",
  "bank" : "bni",
  "gross_amount" : "30000.00"
}

Error Deny Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result

Cancel Transaction

Card Payment

Card payment can be voided with cancel method if the transaction has not been settled. For Pre-Authorized transaction, Cancelling a Pre-Authorized transaction varies depending on the Acquiring Bank.

Acquiring Bank Trigger Cancel Method
BNI After pre-authorization payment has been captured
Mandiri After pre-authorization payment initially being Charged
BCA, BRI, MAYBANK Before and after pre-authorization payment has been captured

Pending Payment

Payment with Pending Status can be voided with cancel method if the transaction has not expired or has not been completed. The following payment is the list of payment with Pending Status:

Cancel Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/cancel POST Cancel Transaction

Cancel Transaction Response and notification

Success Cancel Transaction Response

{
  "status_code" : "200",
  "status_message" : "Success, transaction is canceled",
  "transaction_id" : "249fc620-6017-4540-af7c-5a1c25788f46",
  "masked_card" : "481111-1114",
  "order_id" : "example-1424936368",
  "payment_type" : "credit_card",
  "transaction_time" : "2015-02-26 14:39:33",
  "transaction_status" : "cancel",
  "fraud_status" : "accept",
  "bank" : "bni",
  "gross_amount" : "30000.00"
}

Error Cancel Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}

Success Cancel Transaction notification

{
  "masked_card": "420194-2900",
  "approval_code": "325511",
  "bank": "mandiri",
  "eci": "05",
  "transaction_time": "2016-07-04 13:32:44",
  "gross_amount": "244108.00",
  "order_id": "160288131764",
  "payment_type": "credit_card",
  "signature_key": "71f3b14d3036d2a60dac7fef1cdde7bebdbb2dbeebc68bcf5e7819fe8be7c9241611ea1e769e0c6775735805174c02b9d6b5cf89a11de1861d5efb298c9898b7",
  "status_code": "202",
  "transaction_id": "ffd82cd2-4f0d-4b24-b4b8-e201b0c3d80e",
  "transaction_status": "cancel",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement. NOTE: Cancel transaction to deny / cancel it. Otherwise, transaction will automatically be settled during settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction cancel result
bank String The acquiring bank of the transaction
status_message String Description of transaction cancel result

Expire transaction

Transaction status can be updated into expired if the customer has not complete the payment. The expired order id can be reused again with the same or different payment method.

Expire Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/expire POST Expire Transaction

Expire Transaction Response

Success Expire Transaction Response

{
  "status_code": "407",
  "status_message": "Success, transaction has expired",
  "transaction_id": "447e846a-403e-47db-a5da-d7f3f06375d6",
  "order_id": "vtmbill05",
  "payment_type": "echannel",
  "transaction_time": "2015-06-15 13:36:24",
  "transaction_status": "expire",
  "gross_amount": "10000.00"
}

Error Expire Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}

Expired Transaction notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "841c7da8-530b-435a-9f67-c9d632d15537",
  "order_id": "1000176721005355",
  "gross_amount": "698879.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-07-04 00:53:55",
  "transaction_status": "expire",
  "permata_va_number": "8778004890127981",
  "signature_key": "f1066b06ec8a4b7d6ffb941fd9772f6df304618e15e02cf17c2914cec12793e19c71653042f7f617b027eae6ecb6759529c67eca9af55264b736408d8b4df2b9"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
status_code String Status code of transaction charge result
status_message String Description of transaction charge result

Refund transaction

Transaction status can be updated into refund if the customer decides to cancel completed/settlement payment. The same refund id cannot be reused again.

This API only supports payment type credit_card. For credit_card, we only supports bank bni, mandiri, and cimb.

Refund Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/refund POST Refund Transaction

Refund Transaction Request

{
  "refund_key": "reference1",
  "amount": 5000,
  "reason": "for some reason"
}
JSON Attribute Type Required Description
refund_key String N Merchant refund ID. If not passed then Midtrans will randomize one. It is recommended to use this param to avoid double refund attempt. Allowable characters are alphanumeric and selected symbols such as: -, _.
amount Long N Amount to be refunded. By default will refund whole transaction amount
reason String(255) N Reason justifying the refund

Refund Transaction Response

Success Full Refund Transaction Response

{
  "status_code": "200",
  "status_message": "Success, refund request is approved",
  "transaction_id": "447e846a-403e-47db-a5da-d7f3f06375d6",
  "order_id": "vtcc05",
  "payment_type": "credit_card",
  "transaction_time": "2015-06-15 13:36:24",
  "transaction_status": "refund",
  "gross_amount": "10000.00",
  "refund_chargeback_id": 1,
  "refund_amount": "10000.00",
  "refund_key": "reference1"
}

Success Partial Refund Transaction Response

{
  "status_code": "200",
  "status_message": "Success, refund request is approved",
  "transaction_id": "447e846a-403e-47db-a5da-d7f3f06375d6",
  "order_id": "vtcc05",
  "payment_type": "credit_card",
  "transaction_time": "2015-06-15 13:36:24",
  "transaction_status": "partial_refund",
  "gross_amount": "10000.00",
  "refund_chargeback_id": 1,
  "refund_amount": "5000.00",
  "refund_key": "reference1"
}

Error Invalid Refund Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}

Error Invalid Refund Transaction Response

{
  "status_code" : "414",
  "status_message" : "Refund request is rejected due to invalid amount"
}

Error Refund ID already Exists Transaction Response

{
  "status_code" : "406",
  "status_message" : "Duplicate refund ID"
}

Refund Transaction notification

{
  "status_code" : "200",
  "status_message" : "midtrans payment notification",
  "transaction_id" : "249fc620-6017-4540-af7c-5a1c25788f46",
  "masked_card" : "481111-1114",
  "order_id" : "example-1424936368",
  "payment_type" : "credit_card",
  "transaction_time" : "2015-02-26 14:39:33",
  "transaction_status" : "partial_refund",
  "fraud_status" : "accept",
  "approval_code" : "1424936374393",
  "signature_key" : "2802a264cb978fbc59f631c68d120cbda8dc853f5dfdc52301c615cf4f14e7a0b09aa...",
  "bank" : "bni",
  "gross_amount" : "30000.00",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit",
  "refund_amount": "12000.00",
  "refunds": [
    {
      "refund_chargeback_id": 1,
      "refund_amount": "5000.00",
      "created_at": "2015-02-27 00:14:20",
      "reason": "some reason",
      "refund_key": "reference1",
      "refund_method": "online"
    },
    {
      "refund_chargeback_id": 2,
      "refund_amount": "7000.00",
      "created_at": "2015-02-28 01:23:15",
      "reason": "",
      "refund_key": "reference2",
      "refund_method": "offline"
    },
  ]
}

Refund Transaction notification (Bank Confirmed)

{
  "status_code" : "200",
  "status_message" : "midtrans payment notification",
  "transaction_id" : "249fc620-6017-4540-af7c-5a1c25788f46",
  "masked_card" : "481111-1114",
  "order_id" : "example-1424936368",
  "payment_type" : "credit_card",
  "transaction_time" : "2015-02-26 14:39:33",
  "transaction_status" : "partial_refund",
  "fraud_status" : "accept",
  "approval_code" : "1424936374393",
  "signature_key" : "2802a264cb978fbc59f631c68d120cbda8dc853f5dfdc52301c615cf4f14e7a0b09aa...",
  "bank" : "bni",
  "gross_amount" : "30000.00",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit",
  "refund_amount": "12000.00",
  "refunds": [
    {
      "refund_chargeback_id": 1,
      "refund_amount": "5000.00",
      "created_at": "2015-02-27 00:14:20",
      "reason": "some reason",
      "refund_key": "reference1",
      "refund_method": "online",
      "bank_confirmed_at": "2015-02-27 02:30:20"
    },
    {
      "refund_chargeback_id": 2,
      "refund_amount": "7000.00",
      "created_at": "2015-02-28 01:23:15",
      "reason": "",
      "refund_key": "reference2",
      "refund_method": "offline",
      "bank_confirmed_at": "2015-02-27 02:30:20"
    },
  ]
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after refund action, the possible values
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
refund_chargeback_id Integer Identification of the refund process
refund_amount String Cumulative amount refunded
refund_key String Merchant refund reference

For notification JSON attributes, please follow the description on Get Status Response

Direct Refund Transaction

As opposed to previous refund API, this is used to directly send the refund request to bank or payment provider (third party). This API is useful to skip the standard operation process which may take 1 or 2 days after the initial refund request. The status of corresponding transaction will immediately be updated following the refund result received from third party. It will send HTTP notification only if the refund succeeded.

This API only supports payment type gopay, qris, shopeepay and credit_card. Currently for credit_card, we only supports bank bca, maybank, and bri.

For QRIS with acquirer airpay shopee (ShopeePay) and shopeepay, the maximum refund window is 24 hours since the transaction is paid. Also, refund is not allowed in between 11:55 PM and 6:00 AM GMT+7. If merchants send direct refund inside the stated timeframe, then the request will get rejected by ShopeePay.

Direct Refund Transaction Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/refund/online/direct POST Direct Refund Transaction

Direct Refund Transaction Request

{
  "refund_key": "reference1",
  "amount": 5000,
  "reason": "for some reason"
}
JSON Attribute Type Required Description
refund_key String N Merchant refund ID. If not passed then Midtrans will randomize one. It is recommended to use this param to avoid double refund attempt.
amount Long N Amount to be refunded. By default will refund whole transaction amount
reason String(255) N Reason justifying the refund

Direct Refund Transaction Response

Success Direct Refund Transaction Response

{
  "status_code": "200",
  "status_message": "Success, refund request is approved by the bank"
}

Rejected Direct Refund Transaction Response

{
  "status_code": "202",
  "status_message": "Refund denied by the bank"
}

Error Invalid Direct Refund Transaction Response

{
  "status_code" : "412",
  "status_message" : "Merchant cannot modify the status of the transaction"
}

Error Invalid Direct Refund Transaction Response

{
  "status_code" : "414",
  "status_message" : "Refund request is rejected due to invalid amount"
}

Error Refund ID already Exists Transaction Response

{
  "status_code" : "406",
  "status_message" : "Duplicate refund ID"
}

Direct Refund Full Amount Transaction notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "841c7da8-530b-435a-9f67-c9d632d15537",
  "order_id": "1000176721005355",
  "gross_amount": "698879.00",
  "payment_type": "credit_card",
  "transaction_time": "2016-07-04 00:53:55",
  "transaction_status": "refund",
  "permata_va_number": "8778004890127981",
  "signature_key": "f1066b06ec8a4b7d6ffb941fd9772f6df304618e15e02cf17c2914cec12793e19c71653042f7f617b027eae6ecb6759529c67eca9af55264b736408d8b4df2b9"
}

Direct Refund Partial Amount Transaction notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "841c7da8-530b-435a-9f67-c9d632d15537",
  "order_id": "1000176721005355",
  "gross_amount": "698879.00",
  "payment_type": "credit_card",
  "transaction_time": "2016-07-04 00:53:55",
  "transaction_status": "partial_refund",
  "permata_va_number": "8778004890127981",
  "signature_key": "f1066b06ec8a4b7d6ffb941fd9772f6df304618e15e02cf17c2914cec12793e19c71653042f7f617b027eae6ecb6759529c67eca9af55264b736408d8b4df2b9"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after refund action, the possible values
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
refund_chargeback_id Integer Identification of the refund process
refund_amount String Cumulative amount refunded
refund_key String Merchant refund referenc. Applicable characters are alphanumeric and selected symbols such as: -, _.

Get Transaction Status

Transaction status can be obtained by triggering the Get Status Method.

Get Transaction Status Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/status GET Get Status Transaction

Get Status Transaction Response

Success Get Status Transaction Response

{
  "status_code" : "200",
  "status_message" : "Success, transaction found",
  "transaction_id" : "249fc620-6017-4540-af7c-5a1c25788f46",
  "masked_card" : "481111-1114",
  "order_id" : "example-1424936368",
  "payment_type" : "credit_card",
  "transaction_time" : "2015-02-26 14:39:33",
  "transaction_status" : "capture",
  "fraud_status" : "accept",
  "approval_code" : "1424936374393",
  "signature_key" : "2802a264cb978fbc59f631c68d120cbda8dc853f5dfdc52301c615cf4f14e7a0b09aa...",
  "bank" : "bni",
  "gross_amount" : "30000.00",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Success Get Status Refunded Transaction Response

{
  "status_code" : "200",
  "status_message" : "Success, transaction found",
  "transaction_id" : "249fc620-6017-4540-af7c-5a1c25788f46",
  "masked_card" : "481111-1114",
  "order_id" : "example-1424936368",
  "payment_type" : "credit_card",
  "transaction_time" : "2015-02-26 14:39:33",
  "transaction_status" : "partial_refund",
  "fraud_status" : "accept",
  "approval_code" : "1424936374393",
  "signature_key" : "2802a264cb978fbc59f631c68d120cbda8dc853f5dfdc52301c615cf4f14e7a0b09aa...",
  "bank" : "bni",
  "gross_amount" : "30000.00",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit",
  "refund_amount": "12000.00",
  "refunds": [
    {
      "refund_chargeback_id": 1,
      "refund_amount": "5000.00",
      "created_at": "2015-02-27 00:14:20",
      "reason": "some reason",
      "refund_key": "reference1"
    },
    {
      "refund_chargeback_id": 2,
      "refund_amount": "7000.00",
      "created_at": "2015-02-28 01:23:15",
      "reason": "",
      "refund_key": "reference2"
    },
  ]
}

Success Get Status Refunded Transaction Response (Bank Confirmed)

{
  "status_code" : "200",
  "status_message" : "Success, transaction found",
  "transaction_id" : "249fc620-6017-4540-af7c-5a1c25788f46",
  "masked_card" : "481111-1114",
  "order_id" : "example-1424936368",
  "payment_type" : "credit_card",
  "transaction_time" : "2015-02-26 14:39:33",
  "transaction_status" : "partial_refund",
  "fraud_status" : "accept",
  "approval_code" : "1424936374393",
  "signature_key" : "2802a264cb978fbc59f631c68d120cbda8dc853f5dfdc52301c615cf4f14e7a0b09aa...",
  "bank" : "bni",
  "gross_amount" : "30000.00",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit",
  "refund_amount": "12000.00",
  "refunds": [
    {
      "refund_chargeback_id": 1,
      "refund_amount": "5000.00",
      "created_at": "2015-02-27 00:14:20",
      "reason": "some reason",
      "refund_key": "reference1",
      "refund_method": "online",
      "bank_confirmed_at": "2015-02-27 02:30:20"
    },
    {
      "refund_chargeback_id": 2,
      "refund_amount": "7000.00",
      "created_at": "2015-02-28 01:23:15",
      "reason": "",
      "refund_key": "reference2",
      "refund_method": "offline",
      "bank_confirmed_at": "2015-02-27 02:30:20"
    },
  ]
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
signature_key String Signature key to validate if the notification is originated from Midtrans
approval_code String Approval code from payment provider for successful transaction. It can be used for refund
channel_response_code String Response code from payment channel provider (not available for GoPay, QRIS and ShopeePay)
channel_response_message String Response message from payment channel provider (not available for GoPay, QRIS and ShopeePay)
card_type String Type of card used. Possible values: credit, debit
refund_amount String Cumulative refund amount
refunds Array List of refund details related to the transaction. Only available on transaction status partial_refund or refund.
JSON Attribute Type Description
refund_chargeback_id Integer Midtrans refund ID
refund_amount String Amount of the specific refund
created_at String Timestamp of the refund creation
reason String Reason the refund is created
refund_key String Merchant refund reference
refund_method String Refund confirmation method. The value will be applied after Midtrans' operation confirm the refund request (1 day after request request is made). Possible values: online, offline
bank_confirmed_at String Timestamp of when refund request received confirmation from acquiring bank

Get Transaction Status B2B

Transaction status for all B2B transactions related to an order_id can be obtained by triggering the Get Status B2B Method.

Get Transaction Status B2B Method

Endpoint HTTP Method Definition
BASE_URL/v2/{order_id OR transaction_id}/status/b2b GET Get Status B2B Transaction

Get Status Transaction B2B Parameter

Query Parameter Required Description
page N Index of the search. Default is 0.
per_page N Number of transactions which is presented. Default is 10.

Say merchant has 5 transactions created under a certain order_id A. The transactions are B, C, D, E, F (ordered to the latest). Below are the examples on how merchant can use page and per_page parameters.

  1. per_page is not set, page is not set: Merchant gets F, E, D, C, B, A
  2. per_page is set 2, page is not set: Merchant gets F, E
  3. per_page is set 2, page is set 1: Merchant gets D, C
  4. per_page is set 3, page is set 1: Merchant gets C, B, A

Get Status Transaction B2B Response

Success Get Status B2B Transaction Response

{
  "status_code": "200",
  "status_message": "Success, transactions are retrieved",
  "transactions": [
    {
      "payment_type": "echannel",
      "bill_key": "990568881594",
      "transaction_time": "2016-09-17 06:36:31",
      "gross_amount": "6000.00",
      "order_id": "vttesta73fb08ebd1-160916233631561",
      "signature_key": "ae85d0ade1bcdfdce4400b63918a8250b3ce45056621c743f71c02197e851accae43787190ee343b18f665d811a4e4d372bddbd347bda588a90d89c1b1c4ed53",
      "status_code": "200",
      "transaction_id": "647c9366-596a-4ba2-b20f-77baaa1e6647",
      "transaction_status": "settlement",
      "fraud_status": "accept",
      "status_message": "Success, transaction is found"
    },
    {
      "payment_type": "echannel",
      "bill_key": "990568881594",
      "transaction_time": "2016-09-17 06:34:52",
      "gross_amount": "6000.00",
      "order_id": "vttesta73fb08ebd1",
      "signature_key": "e8ae2f8cba40fe505c3c0f8bfec8dbc748ee5c8d04ad0699f33d17b7fc6aba5b1218f518226b4ea2ff095cb60125a5e6e1cb345608446378d29cb10ad687f560",
      "status_code": "200",
      "transaction_id": "f9a6684f-e3b4-46dd-8b6c-b61d805b3c6f",
      "transaction_status": "settlement",
      "fraud_status": "accept",
      "status_message": "Success, transaction is found"
    }
  ]
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
signature_key String Signature key to validate if the notification is originated from Midtrans
approval_code String Approval code from payment provider for successful transaction. It can be used for refund
transactions Array Collections of transaction status objects

Register Card

Register Card Status Method

Endpoint HTTP Method Definition
BASE_URL/v2/card/register GET Register card information (card number and expiry) to be used for two clicks and one click

Register Card Request

Put these parameters as query parameters on the URL.

JSON Attribute Type Required Description
card_number String Y Credit card number
card_exp_month String Y Credit card expiry month
card_exp_year String Y Credit card expiry year
client_key String Y Partner client key credential
callback String N Function name used for JSONP callback

Register Card Response

Success Register Card Response

{
  "status_code": "200",
  "saved_token_id": "436502PjvfpHomPBggDvfipaIYhV0009",
  "transaction_id": "50e7c4ac-772e-43fa-94fb-52559bce4fc0",
  "masked_card": "436502-0009"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
saved_token_id String Token id used for two clicks or one click

Point Inquiry

Point Inquiry Status Method

Endpoint HTTP Method Definition
BASE_URL/v2/point_inquiry/{token_id} GET Get the point balance of the card in denomination amount

Point Inquiry Request

Put these parameters as query parameters on the URL.

JSON Attribute Type Required Description
gross_amount String C The volume of the following transaction. This number can decide the remaining point balance amount which can be used on the response. NOTE: Needed for Mandiri Point

Point Inquiry Response

Success Point Inquiry Response

{
  "status_code": "200",
  "status_message": "Success, Credit Card Point inquiry is successful",
  "transaction_time": "2017-05-29 12:21:40",
  "point_balance_amount": "10000.00"
}
JSON Attribute Type Description
status_code String Status code of transaction result
status_message String Status message of transaction result
transaction_time String Time of the transactions
point_balance_amount String Denomination amount of the point balance

Create Pay Account

Endpoint HTTP Method Definition
BASE_URL/v2/pay/account POST Link customer account to be used for specific payment channels

Create Pay Account Request

{
  "payment_type": "gopay",
  "gopay_partner": {
    "phone_number": "81212345678",
    "country_code": "62",
    "redirect_url": "https://www.gojek.com"
  }
}
JSON Attribute Type Required Description
payment_type String Y Payment channel where the account register to
gopay_partner Object C GoPay linking specific parameters

GoPay Partner

JSON Attribute Type Required Description
phone_number String Y Phone number linked to the customer account
country_code String Y Country code associated to the phone number
redirect_url String N URL where user will be redirected to after finishing the confirmation on Gojek app

Create Pay Account Response

Success Create Pay Account Response

{
  "status_code": "201",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "account_status": "PENDING",
  "actions": [
    {
      "name": "activation-link-url",
      "method": "GET",
      "url": "http://api.midtrans.com/v2/gopay/redirect/gpar_6123269-1425-21e3-bc44-e592afafec14/link"
    },
    {
      "name": "activation-link-app",
      "method": "GET",
      "url": "http://api.midtrans.com/v2/gopay/redirect/gpad_6123269-1425-21e3-bc44-e592afafec14/link"
    }
  ]
}

Failed Create Pay Account Response

{
  "status_code": "202",
  "payment_type": "gopay",
  "channel_response_code": "105",
  "channel_response_message": "User Not Found"
}
JSON Attribute Type Description
status_code String Status code of the API result
payment_type String Payment channel associated with the account
account_id String Customer account id to be used for payment
account_status String Status of the account. Possible values: PENDING, EXPIRED, ENABLED, DISABLED
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
actions Array(Object) Follow up actions to be performed

Only use between these two redirection urls as the other one is redundant and will be deprecated.


activation-link-url is for customer authentication in browser or webview. This redirection is recommended for desktop. The customer will need to scan the QR shown in this page using their Gojek app to verify the linking. Once the linking is verified, then this page will auto redirect back to the merchant page. For merchants with special agreement with GoPay, this page may show OTP/PIN page instead.


activation-link-app is for customer authentication in gojek app (This might not be applicable for all merchants). The customer will need to input OTP/PIN from the Gojek app.

Get Pay Account

Endpoint HTTP Method Definition
BASE_URL/v2/pay/account/account_id GET Create customer account to be used for specific payment channels

Get Pay Account Response

Pending Get Pay Account Response

{
  "status_code": "201",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "account_status": "PENDING"
}

Expired Get Pay Account Response

{
  "status_code": "204",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "account_status": "EXPIRED"
}

Enabled Get Pay Account Response

{
  "status_code": "200",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "account_status": "ENABLED",
  "metadata": {
    "payment_options": [
      {
        "name": "GOPAY_WALLET",
        "active": true,
        "balance": {
          "value": "1000000.00",
          "currency": "IDR"
        },
        "metadata": {},
        "token": "eyJ0eXBlIjogIkdPUEFZX1dBTExFVCIsICJpZCI6ICIifQ=="
      },
      {
        "name": "PAY_LATER",
        "active": true,
        "balance": {
          "value": "350000.00",
          "currency": "IDR"
        },
        "metadata": {},
        "token": "eyJ0eXBlIjogIlBBWV9MQVRFUiIsICJpZCI6ICIifQ=="
      }
    ]
  }
}

Disabled Get Pay Account Response

{
  "status_code": "204",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "account_status": "DISABLED"
}
JSON Attribute Type Description
status_code String Status code of the API result
payment_type String Payment channel associated with the account
account_id String Customer account id to be used for payment
account_status String Status of the account. Possible values: PENDING, EXPIRED, ENABLED, DISABLED
metadata Object Additional data from the specific payment provider i.e. GoPay

Unbind Pay Account

Endpoint HTTP Method Definition
BASE_URL/v2/pay/account/account_id/unbind POST Unbind a linked customer account

Unbind Pay Account Response

Success Unbind Pay Account Response

{
  "status_code": "204",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "account_status": "DISABLED",
  "channel_response_code": "0",
  "channel_response_message": "Process service request successfully."
}

Denied Unbind Pay Account Response

{
  "status_code": "202",
  "payment_type": "gopay",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "channel_response_code": "1001",
  "channel_response_message": "Caller authentication error."
}
JSON Attribute Type Description
status_code String Status code of the API result
payment_type String Payment channel associated with the account
account_id String Customer account id to be used for payment
account_status String Status of the account. Possible values: PENDING, EXPIRED, ENABLED, DISABLED
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider

Bin API

Midtrans API provide Bin Lookup API to get metadata for a particular bin, such as card type (Debit/Credit) or the card brand (ex. Visa, Master)

Endpoint

Bin API Response Sample

{
    "data": {
        "country_name": "Indonesia",
        "country_code": "id",
        "brand": "visa",
        "bin_type": "credit",
        "bin_class": "gold",
        "bin": "455633",
        "bank_code": "bca",
        "bank": "bank central asia"
    }
}
Endpoint HTTP Method Definition
/v1/bins/bin_number GET Get Bin Metadata

Authorization Header

The request is authorized using the same method as HTTP(S) Request with an additional note that Midtrans Client Key can also be used other than Midtrans Server key

It is highly recommended to use client key if the request is made from browser/mobile.

Rate Limit

All bin request is rate-limited by 100 request per minute. If the attempted request is more than the limit, Midtrans API will respond with 409 status code.

Response Codes

Code Description
200 OK
404 Particular Bin Is not exist
401 Credential is empty or wrong. Please recheck the auth configuration
409 Request exceed the rate limit

Response Object

Field | Description | Type | Nullable | Sample ---|---|---| bank | Bank Name of the Card | String | Yes | bank central asia bank_code | bank code | String | Yes | bca bin | bin number requested | String | No | 455633 bin_type | Card Type | String (Debit / Credit) | No | credit bin_class | Card Class | String | Yes | gold brand | Card issuer Brand | String | Yes | visa country_name | Country which issuing the Card | String | Yes | Indonesia country_code | Code name of the respective country | String | Yes | id

Idempotent Requests

Idempotency-Key is a unique value that is put on header on API request. Midtrans API accept Idempotency-Key on header to safely handle retry request without performing the same operation twice. This is helpful for cases where merchant didn't receive the response because of network issue or other unexpected error.

Use case sample: if merchant create a request with idempotency key A but Midtrans doesn't give response due to unexpected error, merchant can safely retry request with idempotency key A to get response and we will assure that the request only processed once.

Midtrans handle idempotent request by saving only the successful response, we will return this response to merchant if merchant create request with the same Idempotency-Key regardless of the request body. Please note that the key value lifetime is 5 minutes, after 5 minutes we will process the request again (ex: second charge request might get conflict exception because it use the same order id). Important thing to note is that the idempotency key is global across any endpoints. It is recommended to generate a new idempotency key value for each different operations on the same transaction.

There's also special case where we handle an "on-process" request. If merchant retry a request while the first request is still on process (doesn't have a response yet), we will return a response with http status code 202 until the first request finish processing.

Midtrans API accept Idempotency-Key value on all POST request except request to /token and /account endpoint, the key maximum lenght is 36. We will ignore the usage of Idempotency-Key if it doesn't meet the requirement. To create random unique key, we suggest the use of UUID to avoid Idempotency-Key collision between each requests.

Recurring API

Recurring API is intended for recurring transaction (transaction that will deduct customer's fund periodically).

Merchant can perform recurring transaction by creating subscription details. Midtrans will attempt to auto deduct customer funds based on details from merchant's subscription (subscription schedule, amount, etc). This way, merchant doesn't need to manually do recurring transaction.

Currently our recurring API, only supports credit_card and gopay payment type.

In order to use gopay as recurring payment, merchant has to opt in for recurring GoPay tokenization. Please contact Midtrans/GoPay sales team to register for recurring GoPay tokenization.

API Methods

Endpoint HTTP Method Definition
/v1/subscriptions POST Create subscription that contains all details for creating transaction
/v1/subscriptions/subscription_id GET Find subscription by id to see the subscription details
/v1/subscriptions/subscription_id/disable POST Make the subscription inactive (the subscription will not create transaction anymore)
/v1/subscriptions/subscription_id/enable POST Make the subscription active (the subscription will create periodic transaction)
/v1/subscriptions/subscription_id PATCH Update existing subscription details

Create Subscription

Create subscription that contains all details for creating transaction.

Create Subscription Method

Endpoint HTTP Method Definition
BASE_URL/v1/subscriptions POST Create subscription

Create Subscription Request

{
    "name": "SUBSCRIBE1",
    "amount": "14000",
    "currency": "IDR",
    "payment_type": "credit_card",
    "token": "481111DasKBLCCXbuKfEbVlFiBZr1114",
    "schedule": {
      "interval": 1,
      "interval_unit": "month",
      "max_interval": 12,
      "start_time": "2020-07-22 07:25:01 +0700"
    },
    "metadata": {
      "description": "Recurring payment for A"
    },
    "customer_details": {
      "first_name": "John",
      "last_name": "Doe",
      "email": "johndoe@email.com",
      "phone": "+62812345678"
    },
    "gopay": {
      "account_id": "0dd2cd90-a9a9-4a09-b393-21162dfb713b"
    }
}
JSON Attribute Type Required Description
name String(15) Y Subscription's name that will be used to generate transaction's order id. Note: Allowed symbols are dash(-), underscore(_), tilde (~), and dot (.)
amount Long Y Amount that will be used to make recurring charge. Note: Do not use decimal
currency String Y ISO-4217 representation for 3 digit alphabetic currency code. Note: Currently only support IDR
payment_type String Y Transaction payment method. Note: currently only support credit_card and gopay
token String Y Saved payment token. Note: For credit_card should use saved_token_id received in charge response. For gopay should use payment_options.token received in get pay account response
schedule Object Y Subscription schedule details
metadata Object N Metadata of subscription from merchant, the size must be less than 1KB
customer_details Object N Customer details information
gopay Object N Gopay subscription information, required if payment type is gopay

Create Subscription Response - Success (HTTP Response 200)

{
  "id": "d98a63b8-97e4-4059-825f-0f62340407e9",
  "name": "SUBSCRIBE1",
  "amount": "14000",
  "currency": "IDR",
  "created_at": "2019-05-29T09:11:01.810452",
  "schedule": {
    "interval": 1,
    "interval_unit": "month",
    "start_time": "2019-05-29T09:11:01.803677",
    "previous_execution_at": "2019-05-29T09:11:01.803677",
    "next_execution_at": "2019-06-29T09:11:01.803677"
  },
  "status": "active",
  "token": "481111DasKBLCCXbuKfEbVlFiBZr1114",
  "payment_type": "credit_card",
  "metadata": {
    "description": "Recurring payment for A"
  },
  "customer_details": {
    "first_name": "John",
    "last_name": "Doe",
    "email": "johndoe@email.com",
    "phone": "+62812345678"
  }
}
JSON Attribute Type Description
id String Subscription ID given by Midtrans
name String Subscription name given by merchant
amount String Amount given by merchant for recurring charge
currency String Currency given by merchant for recurring charge
created_at String Timestamp of subscription
schedule Object Subscription schedule details
status String Current subscription Status. Note: Possible status value is active and inactive
token String Payment token used for subscription
payment_type String Transaction payment method given by merchant. Note: currently only support credit_card and gopay
metadata Object Metadata of subscription from merchant, the size must be less than 1KB
customer_details Object Customer details information

Create Subscription Response - Invalid Parameters (HTTP Response 400)

{
  "status_message": "Invalid parameter.",
  "validation_messages": [
    "subscription.amount is required"
  ]
}
JSON Attribute Type Description
status_message String Description of the error
validation_message Array(String) Detail description of the error

Create Subscription Response - Internal Error (HTTP Response 500)

{
  "status_message": "Sorry, Our system is recovering from unexpected issues. Please retry."
}
JSON Attribute Type Description
status_message String Description of the error

Get Subscription

Find subscription by id to see the subscription details

Get Subscription Method

Endpoint HTTP Method Definition
BASE_URL/v1/subscriptions/{subscription_id} GET Get subscription

Get Subscription Response - Success (HTTP Response 200)

{
  "id": "d98a63b8-97e4-4059-825f-0f62340407e9",
  "name": "SUBSCRIBE1",
  "amount": "14000",
  "currency": "IDR",
  "created_at": "2019-05-29T09:11:01.810452",
  "schedule": {
    "interval": 1,
    "interval_unit": "month",
    "start_time": "2019-05-29T09:11:01.803677",
    "previous_execution_at": "2019-05-29T09:11:01.803677",
    "next_execution_at": "2019-06-29T09:11:01.803677"
  },
  "status": "active",
  "token": "481111DasKBLCCXbuKfEbVlFiBZr1114",
  "payment_type": "credit_card",
  "transaction_ids": [
    "9beb839d-8fe2-41ec-bc5e-045e5001d286",
    "eb47cd5d-acd3-4e53-a155-7bd41aa38052",
    "9d286585-bd19-43be-95dc-da3d32ab18af",
    "ec3175c6-9f0a-4ce5-9332-abfb1db0852f",
    "00f7d40d-26e2-4624-a797-9ddc54ca9987",
    "421bd123-d8b2-4476-bcea-165f9e176cbb"
  ],
  "metadata": {
    "description": "Recurring payment for A"
  },
  "customer_details": {
    "first_name": "John",
    "last_name": "Doe",
    "email": "johndoe@email.com",
    "phone": "+62812345678"
  }
}
JSON Attribute Type Description
id String Subscription ID given by Midtrans
name String Subscription name given by merchant
amount String Amount given by merchant for recurring charge
currency String Currency given by merchant for recurring charge
created_at String Timestamp of subscription
schedule Object Subscription schedule details
status String Current subscription Status. Note: Possible status value is active and inactive
token String Payment token used for subscription
payment_type String Transaction payment method given by merchant. Note: currently only support credit_card and gopay
transaction_ids Array(String) List of transaction IDs which is successfully charged
metadata Object Metadata of subscription from merchant, the size must be less than 1KB
customer_details Object Customer details information

Get Subscription Response - Not Found (HTTP Response 404)

{
  "status_message": "Subscription doesn't exist."
}
JSON Attribute Type Description
status_message String Description of the error

Get Subscription Response - Internal Error (HTTP Response 500)

{
  "status_message": "Sorry, Our system is recovering from unexpected issues. Please retry."
}
JSON Attribute Type Description
status_message String Description of the error

Disable Subscription

Make the subscription inactive (the subscription will not create transaction anymore)

Disable Subscription Method

Endpoint HTTP Method Definition
BASE_URL/v1/subscriptions/{subscription_id}/disable POST Disable subscription

Disable Subscription Response - Success (HTTP Response 200)

{
  "status_message": "Subscription is updated."
}
JSON Attribute Type Description
status_message String API result description

Disable Subscription Response - Not Found (HTTP Response 404)

{
  "status_message": "Subscription doesn't exist."
}
JSON Attribute Type Description
status_message String Description of the error

Disable Subscription Response - Internal Error (HTTP Response 500)

{
  "status_message": "Sorry, Our system is recovering from unexpected issues. Please retry."
}
JSON Attribute Type Description
status_message String Description of the error

Enable Subscription

Make the subscription active (the subscription will create periodic transaction)

Enable Subscription Method

Endpoint HTTP Method Definition
BASE_URL/v1/subscriptions/{subscription_id}/enable POST Enable subscription

Enable Subscription Response - Success (HTTP Response 200)

{
  "status_message": "Subscription is updated."
}
JSON Attribute Type Description
status_message String API result description

Enable Subscription Response - Not Found (HTTP Response 404)

{
  "status_message": "Subscription doesn't exist."
}
JSON Attribute Type Description
status_message String Description of the error

Enable Subscription Response - Internal Error (HTTP Response 500)

{
  "status_message": "Sorry, Our system is recovering from unexpected issues. Please retry."
}
JSON Attribute Type Description
status_message String Description of the error

Update Subscription

Update existing subscription details. Only certain attributes can be updated (listed below on Update Subscription Request). Other attributes will be ignored.

Note: Payment method cannot be updated in the middle of subscription. If merchant wish to change the payment method of an active subscription, the subscription must be disabled first. After that, new subscription with same data can be created again with different payment method.

Update Subscription Method

Endpoint HTTP Method Definition
BASE_URL/v1/subscriptions/{subscription_id} PATCH Update subscription

Update Subscription Request

{
    "name": "SUBSCRIBE1",
    "amount": "14000",
    "currency": "IDR",
    "token": "481111DasKBLCCXbuKfEbVlFiBZr1114",
    "schedule": {
      "interval": 1
    },
    "gopay": {
      "account_id": "0dd2cd90-a9a9-4a09-b393-21162dfb713b"
    }
}
JSON Attribute Type Required Description
name String(15) N Subscription's name that will be used to generate transaction's order id. Note: Allowed symbols are dash(-), underscore(_), tilde (~), and dot (.)
amount Long N Amount that will be used to make recurring charge. Note: Do not use decimal
currency String N ISO-4217 representation for 3 digit alphabetic currency code. Note: Currently only support IDR
token String N Saved payment token. Note: For credit_card should use saved_token_id received in charge response. For gopay should use payment_options.token received in get pay account response
schedule Object N Subscription schedule details
gopay Object N Gopay subscription information

Update Subscription Response - Success (HTTP Response 200)

{
  "status_message": "Subscription is updated."
}
JSON Attribute Type Description
status_message String API result description

Update Subscription Response - Not Found (HTTP Response 404)

{
  "status_message": "Subscription doesn't exist."
}
JSON Attribute Type Description
status_message String Description of the error

Update Subscription Response - Internal Error (HTTP Response 500)

{
  "status_message": "Sorry, Our system is recovering from unexpected issues. Please retry."
}
JSON Attribute Type Description
status_message String Description of the error

Credit Card

Integration steps:

  1. Get token.
  2. Perform charge transaction using the token.
  3. (Optional) If transaction is 3D secure, do redirection to address specified in the response.
  4. Handle notification.

Credit Card Charge

Complete credit card charge request

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "token_id": "< your token ID >"
  },
  "item_details": [{
      "id": "a1",
      "price": 145000,
      "quantity": 2,
      "name": "Apel",
      "brand": "Fuji Apple",
      "category": "Fruit",
      "merchant_name": "Fruit-store"
    }],
    "customer_details": {
      "first_name": "BUDI",
      "last_name": "UTOMO",
      "email": "test@midtrans.com",
      "phone": "+628123456",
      "billing_address": {
        "first_name": "BUDI",
        "last_name": "UTOMO",
        "email": "test@midtrans.com",
        "phone": "081 2233 44-55",
        "address": "Sudirman",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      },
      "shipping_address": {
        "first_name": "BUDI",
        "last_name": "UTOMO",
        "email": "test@midtrans.com",
        "phone": "0 8128-75 7-9338",
        "address": "Sudirman",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      }
    }
}

Charge method is triggered every time a transaction is performed. The attribute that is used is dependent on the payment method desired.

JSON Attribute Type Required Description
payment_type String (255) Y Set credit card payment method.
Value is "credit_card"
transaction_details Object Y Transaction details
credit_card Object Y Charge details using credit card
item_details Object N Shopping item details
customer_details Object N Customer Details

Card Payment Charge Response and Notifications

Card Payment Charge Response

{
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "order_id": "C17550",
  "gross_amount": "145000.00",
  "payment_type": "credit_card",
  "transaction_time": "2014-08-24 15:39:22",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "masked_card": "481111-1114",
  "status_code": "200",
  "bank": "bni",
  "status_message": "Success, Credit Card 3D Secure transaction is successful",
  "approval_code": "1408869563148",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "currency": "IDR",
  "card_type": "credit"
}

Card Payment Charge Error Response

{
    "status_code": "411",
    "status_message": "Token id is missing, invalid, or timed out"
}

Card Payment Capture Notification

{
  "masked_card": "481111-1114",
  "approval_code": "T58755",
  "bank": "bni",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "8d22a6b625f395a1a2cf0e62497e20be433cbad3e8a8ff36bf6b40dbd47308125ccda93546eab8a3acd91390155082658ac25b10a6294c6660642e43a5edc8bb",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Card Payment Deny notification

{
  "masked_card": "481111-1114",
  "approval_code": "338016",
  "bank": "bni",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "763713b31cf59c886d3cc4a0c654a060a8e990080fe29fca75ae9e4ff9de804809c4e20977829844dac01a7ac1464a4eb095ad32482048398918987295dc5022",
  "status_code": "202",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "05",
  "channel_response_message": "Do not honor",
  "card_type": "credit"
}

Card Payment Challenge notification

{
  "masked_card": "481111-1114",
  "approval_code": "315762",
  "bank": "bni",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "393f8b6b27f9f6385d8391642942e9534fd20dad20c0631b75b0746bfc314482af4411c93e958b691a63e9154676905b906234d1f12fca031f5be5593f7ec2c6",
  "status_code": "201",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "capture",
  "fraud_status": "challenge",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Card Payment Settlement notification

{
  "masked_card": "481111-1114",
  "approval_code": "131755",
  "bank": "bni",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "49e158a0c3f1913eae0902875324075c562daa39b2824b865db2242adea247a228960d2f1002392fdbc29c3271c2bc78ba72e588db9047a82932d0615ddc811f",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Two of the most important information details in the JSON response is the transaction and fraud status, which can be found in transaction_status and fraud_status attribute.

  1. Transaction status capture and fraud_status accept: Transaction successful.
  2. Transaction status deny and fraud_status anything: Transaction rejected by bank or by Fraud Detection System (FDS).
  3. Transaction status capture and fraud_status challenge: Transaction challenge. You have to make a confirmation at Merchant Administration Portal (MAP).

At this point, the payment process of a transaction is complete. If the transaction_status value is capture and fraud_status value is accept, the customer’s credit card has been charged to your account. In addition to sending the transaction status to the customer, you can also update the respective database. Example, to mark if the respective order_id has been paid.

Transaction status can also be found in Merchant Administration Portal (MAP). You have to login to MAP to see the detail of the transaction. The other alternative to check on the transaction status is to use the command Acquiring Transaction Status.

By default, all credit card transactions from 00.00 until 23.59, will be settled on the day after at 16.00. The transaction status will be updated from capture into settlement. If there is any unapproved challenged transaction, Midtrans will cancel the transaction automatically. Midtrans will also send HTTP POST notification to merchant endpoint.

JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
approval_code String Approval code. It can be used for refund. This does not exist on denied transaction
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
card_type String Type of card used. Possible values: credit, debit

Card Features: 3D Secure

Card Payment 3D Secure charge

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "token_id": "< your token ID >",
    "authentication": true
  }
}

To configure the 3D Secure feature, an additional attribute will be required in credit_card object:

JSON Attribute Type Required Description
token_id String Y Token ID represents customer's credit card information acquired from Get Token Response
authentication Boolean N Flag to enable the 3D secure authentication. Default value is false.
callback_type String N Determine how the transaction status will be updated to the client side. Possible values: js_event (default) or form. More details will be explained here.

3D Secure Charge Response and Notifications

3D Secure Charge Response has additional redirect_url to forward merchant's user to the authentication page. Then, after the authentication process is complete, merchant will receive notification containing both the transaction and 3D Secure result.

Successful Charge Response

{
    "status_code": "201",
    "status_message": "Credit Card transaction is in progress",
    "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
    "order_id": "C17550",
    "redirect_url": "https://api.veritrans.co.id/v2/token/rba/redirect/451249-2595-e14aac7f-cfb3-4ab2-98ab-5cc5e70f4b2c",
    "gross_amount": "145000.00",
    "currency": "IDR",
    "payment_type": "credit_card",
    "transaction_time": "2018-09-12 22:10:23",
    "transaction_status": "pending",
    "masked_card": "481111-1114",
  "card_type": "credit"
}

Validation Error Response

{
    "status_code": "400",
    "status_message": "One or more parameters in the payload is invalid.",
    "id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
    "validation_messages": [
        "unsupported token request parameter(s)"
    ]
}

Capture Notification

{
  "masked_card": "481111-1114",
  "approval_code": "T58755",
  "bank": "bni",
  "eci": "05",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "8d22a6b625f395a1a2cf0e62497e20be433cbad3e8a8ff36bf6b40dbd47308125ccda93546eab8a3acd91390155082658ac25b10a6294c6660642e43a5edc8bb",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Deny Notification

{
  "masked_card": "481111-1114",
  "approval_code": "338016",
  "bank": "bni",
  "eci": "06",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "763713b31cf59c886d3cc4a0c654a060a8e990080fe29fca75ae9e4ff9de804809c4e20977829844dac01a7ac1464a4eb095ad32482048398918987295dc5022",
  "status_code": "202",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "05",
  "channel_response_message": "Do not honor",
  "card_type": "credit"
}

Challenge Notification

{
  "masked_card": "481111-1114",
  "approval_code": "315762",
  "bank": "bni",
  "eci": "05",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "393f8b6b27f9f6385d8391642942e9534fd20dad20c0631b75b0746bfc314482af4411c93e958b691a63e9154676905b906234d1f12fca031f5be5593f7ec2c6",
  "status_code": "201",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "capture",
  "fraud_status": "challenge",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Settlement Notification

{
  "masked_card": "481111-1114",
  "approval_code": "131755",
  "bank": "bni",
  "eci": "05",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "49e158a0c3f1913eae0902875324075c562daa39b2824b865db2242adea247a228960d2f1002392fdbc29c3271c2bc78ba72e588db9047a82932d0615ddc811f",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

In additional to the normal credit card attributes, these are the exclusive attributes for 3D Secure response and notifications:

JSON Attribute Type Description
redirect_url String Redirect user to 3D Secure authentication page.
eci String The 3D secure ECI Code.

Handling 3D Secure Callback

By default, 3D Secure callback scheme is set as js_event. It is optimized for merchant who prefers to open the 3D Secure page in the same page

Midtrans javascript library provide function to handle the redirect url and its callback response. Merchant may use the same callback implemented in the previous API.

Authenticate function from the Javascript Library to handle the redirect url and callback response

// Create the callback function according to Midtrans response
function callback(response) {
        // Handling of Midtrans Callback Response Object explained below
};

//Authenticate function
Veritrans.authenticate(redirect_url, callback);

The response object attributes are the same as the ones from charge response above.

JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
approval_code String Approval code. It can be used for refund. This does not exist on denied transaction
eci String The 3D secure ECI Code
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
currency String ISO-4217 representation for 3 digit alphabetic currency code
card_type String Type of card used. Possible values: credit, debit

Sample callback function implementation

function callback(response) {
  if (response.redirect_url) {
    // initially Midtrans will put the redirect url into the response
    // it will be up to merchant on how to open it
    console.log('Open Dialog 3Dsecure');
    openDialog(response.redirect_url);

  } else if (response.status_code == '200') {
    // success transaction
    // close 3d secure dialog if any
    closeDialog();

    handleSuccessfulResponse(response);
  } else {
    // failed transaction
    // close 3d secure dialog if any
    closeDialog();

    handleFailedResponse(response);
  }
}

// Open 3DSecure dialog box
function openDialog(url) {
  // make sure to load fancybox in a script tag
  $.fancybox.open({
        href: url,
        type: 'iframe',
        autoSize: false,
        width: 400,
        height: 420,
        closeBtn: false,
        modal: true
    });
}

// Close 3DSecure dialog box
function closeDialog() {
  $.fancybox.close();
}

function handleSuccessfulResponse(response) {
  // dummy function
}

function handleFailedResponse(response) {
  // another dummy function
}

As for callback via form, it should be straightforward as it is only a simple redirection.

Card Features: BIN Promo

Card Payment BIN Promo Charge

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "token_id": "< your token ID >",
    "bank": "bni",
    "bins": ["48111111", "bni", "5"]
  }
}

To configure the BIN Promo feature, an additional attribute will be required in credit_card object:

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response
bank String Acquiring bank
bins JSON Array List of credit card's BIN (Bank Identification Number) that is allowed for transaction.
NOTE:
  • 48111111 = Allow only card number beginning with 48111111
  • bni = Allow only card issued by BNI
  • 5 = Allow only card beginning with 5 (Mastercard)

BIN Promo Charge Response and Notifications

BIN Promo Charge Response and Notifications are identical with Card Payment Charge Response. Successful BIN Promo transaction is described as capture and is ready for settlement.

Card Features: Installment

Card Payment Installment Charge

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "token_id": "< your token ID >",
    "bank": "bni",
    "installment_term": 12
  }
}

You need a Normal Token to charge with Installment feature. To charge the installment feature, additional attributes will be required in charge request credit_card object:

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response
bank String Acquiring bank. To make sure transaction is going on-us. Else, it will be treated as offline installment.
installment_term Array Integer Installment Tenor

Installment Charge Response and Notifications

Card Payment Installment Charge Response

{
      "status_code": "200",
      "status_message": "Success, Credit Card transaction is successful",
      "transaction_id": "c1e1cc28-5208-4965-bc99-076919dc0a26",
      "order_id": "20527106",
      "gross_amount": "1687180.00",
      "payment_type": "credit_card",
      "transaction_time": "2016-06-19 09:12:15",
      "transaction_status": "capture",
      "fraud_status": "accept",
      "approval_code": "R71372",
      "masked_card": "542640-9747",
      "bank": "bni",
      "installment_term": "6",
      "channel_response_code": "00",
      "channel_response_message": "Approved",
      "currency": "IDR",
      "card_type": "credit"
}

Card Payment Online Installment Capture Notifications

{
  "masked_card": "542640-9747",
  "approval_code": "R71372",
  "bank": "bni",
  "eci": "01",
  "installment_term": 6,
  "transaction_time": "2016-06-19 09:12:15",
  "gross_amount": "1687180.00",
  "order_id": "20527106",
  "payment_type": "credit_card",
  "signature_key": "4a4e59bdc26b3c473014f8dbc1bb9faf35c1f29c473f48666ea6faaf9d8eb80bf8e47be8d79ef4cdec820c6aecad7da198a64461cdf08937f7c56688fafb8448",
  "status_code": "200",
  "transaction_id": "c1e1cc28-5208-4965-bc99-076919dc0a26",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Successful Installment transaction is described as capture and is ready for settlement.

Offline Installment

Card Payment Offline Installment Charge

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "token_id": "< your token ID >",
    "installment_term": 12,          
    "bins": ["48111111", "3111", "5"]
  }
}

Offline installment feature allow merchants to do installment conversion for transactions which are not supported by MID installment.

To charge the offline installment feature in Core API, additional attributes installment will be required with combination bins. The purpose of bins is to limit certain cards that can be used depending on the agreement between merchant and banks.

Below is the charge request for offline installment:

Offline Installment Charge Response and Notifications

Card Payment Offline Installment Charge Response

{
   "status_code": "200",
   "status_message": "Success, Credit Card transaction is successful",
   "transaction_id": "b046340b-dc40-480a-828f-085fc265850c",
   "order_id": "62465770",
   "gross_amount": "1352373.00",
   "payment_type": "credit_card",
   "transaction_time": "2016-06-19 05:41:18",
   "transaction_status": "capture",
   "fraud_status": "accept",
   "approval_code": "854442",
   "eci": "05",
   "masked_card": "414009-6871",
   "bank": "bni",
   "installment_term": "6",
   "channel_response_code": "00",
   "channel_response_message": "Approved",
   "currency": "IDR",
   "card_type": "credit"
}

Card Payment Offline Installment Notifications

{
  "masked_card": "414009-4550",
  "approval_code": "833736",
  "bank": "bni",
  "eci": "05",
  "installment_term": 12,
  "transaction_time": "2016-07-04 14:00:55",
  "gross_amount": "16277555.00",
  "order_id": "160288134251",
  "payment_type": "credit_card",
  "signature_key": "1742c43dbda320dfe26a0e570eb8c95f710058967a2bb45b3996b664e19feb30aec8a6458be56ee310e7941fb89e3e3da09833b0f858fc8226bfa0442af2b5b0",
  "status_code": "201",
  "transaction_id": "3c1b1f1a-bfcf-4fa1-9a93-bebf5b9cb488",
  "transaction_status": "capture",
  "fraud_status": "challenge",
  "status_message": "midtrans payment notification",
  "card_type": "credit"
}

Successful Installment transaction is described as capture and is ready for settlement.

Card Features: Pre-Authorization

Card Payment pre-Authorization Charge

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "token_id": "< your token ID >",
    "bank": "bni",
    "type": "authorize"   
  }
}

You need a Normal Token from Get Token to charge with Pre-Authorization feature. To configure the Pre-Authorization feature in Core API, an additional attribute will be required in charge request credit_card object.

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response
type String Attribute to enable the pre-authorization feature. Valid value authorize

Pre-Authorization Charge Response and Notifications

Card Payment Pre-Authorization Charge Response

{
    "status_code": "200",
    "status_message": "Success, Credit Card transaction is successful",
    "transaction_id": "be4f3e44-d6ee-4355-8c64-c1d1dc7f4590",
    "order_id": "C17550",
    "gross_amount": "145000.00",
    "payment_type": "credit_card",
    "transaction_time": "2016-07-02 14:00:27",
    "transaction_status": "authorize",
    "fraud_status": "accept",
    "approval_code": "003873",
    "eci": "05",
    "masked_card": "481111-1114",
    "bank": "bca",
    "channel_response_code": "0",
    "channel_response_message": "Approved",
    "currency": "IDR",
    "card_type": "credit"
}

Card Payment Pre-Authorization notification

{
  "masked_card": "481111-1114",
  "approval_code": "003873",
  "bank": "bca",
  "eci": "05",
  "transaction_time": "2016-07-02 14:00:27",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "7156a83f0beb052c689e3775e60049062dd84379eda494b929704955957a41949df03c7010a0ad888347828f04b9288bdf541e044569372d1ab957295a6c5a14",
  "status_code": "200",
  "transaction_id": "be4f3e44-d6ee-4355-8c64-c1d1dc7f4590",
  "transaction_status": "authorize",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "0",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Pre-Authorization Charge Response is different with Card Payment Charge Response. Successful Pre-Authorization transaction is described as authorize and can be settled only if the transaction has been captured. If the transaction is captured, the transaction status will be updated into capture and ready for settlement.

To charge for pre-Authorization, capture transaction method is used in which transaction_status is set to authorize.

{
    "transaction_id" : "1ac1a089d-a587-40f1-a936-a7770667d6dd",
    "gross_amount" : 55000              // <--- Value should not exceed the Charge Value on Pre-Authorization
}

Capture Transaction Method

Endpoint HTTP Method Definition
BASE_URL/capture POST Capture a Pre-Authorized Transaction

Body Message:

JSON Attribute Type Description
transaction_id String Transaction ID from Charge Pre-Authorization Response
gross_amount Long The value of transactions which will be paid by the customer. Note: Should not exceed the value of Charge Pre-Authorization transaction. If left undefined, capture full transaction

Capture Transaction Response and notification

Capture Transaction Response

{
    "status_code": "200",
    "status_message": "Success, Credit Card capture transaction is successful",
    "transaction_id": "1ac1a089d-a587-40f1-a936-a7770667d6dd",
    "order_id": "A27550",
    "payment_type": "credit_card",
    "transaction_time": "2014-08-25 10:20:54",
    "transaction_status": "capture",
    "fraud_status": "accept",
    "masked_card": "481111-1114",
    "bank": "bca",
    "eci": "05",
    "gross_amount": "55000.00",
    "channel_response_code": "0",
    "channel_response_message": "Approved",
    "currency": "IDR",
    "card_type": "credit"
}

Capture Transaction notification

{
  "masked_card": "481111-1114",
  "approval_code": "T67700",
  "bank": "bca",
  "eci": "05",
  "transaction_time": "2014-08-25 10:20:54",
  "gross_amount": "55000.00",
  "order_id": "A27550",
  "payment_type": "credit_card",
  "signature_key": "23a7036edb8171b926e5292c7729c6bd26ed3250e22aead55110e34086dbc8fb393e7d3b7f764428a27c76e77d0a3bb6a7ba867066b2fbf5dae9e0f8a6c0dc0d",
  "status_code": "200",
  "transaction_id": "1ac1a089d-a587-40f1-a936-a7770667d6dd",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "0",
  "channel_response_message": "Approved",
  "card_type": "credit"
}
JSON Attribute Type Description
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
approval_code String Approval code from payment provider for successful transaction, it can be used for refund
eci String The 3D Secure ECI Code
masked_card String First 6-digit and last 4-digit of customer's credit card number
bank String The acquiring bank of the transaction
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
card_type String Type of card used. Possible values: credit, debit

Card Features: One Click

One Click Initial Charge

Card Payment Initial One Click Charge

{
    "payment_type": "credit_card",
    "credit_card": {
        "token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
        "save_token_id": true     // <-- To flag that token is saved during initial charge
    },
    "transaction_details": {
        "order_id": "A87550",
        "gross_amount": 145000
    }
}

You need a Normal Token from Get Token to charge with One Click feature. Add additional attribute in charge request credit_card object when charging the initial transaction for One Click feature.

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response
save_token_id Boolean A flag to indicate one click feature to return a saved_token_id which can be used for the next transaction

One Click Initial Charge Response and Notifications

Card Payment Initial One Click Charge Response

{
    "status_code": "200",
    "status_message": "Success, Credit Card 3D Secure transaction is successful",
    "transaction_id": "f50c0aef-b629-4a5b-957b-4c52f45e2e63",
    "order_id": "A87550",
    "payment_type": "credit_card",
    "transaction_time": "2014-08-25 11:21:48",
    "transaction_status": "capture",
    "fraud_status": "accept",
    "masked_card": "481111-1114",
    "saved_token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
    "saved_token_id_expired_at": "2024-08-25 11:21:48",            
    "approval_code": "1408940508666",
    "gross_amount": "145000.00",
    "bank": "bni",
    "channel_response_code": "00",
    "channel_response_message": "Approved",
    "currency": "IDR",
    "card_type": "credit"
}

Card Payment Initial One Click Notifications

{
  "masked_card": "481111-1114",
  "approval_code": "1408940508666",
  "bank": "bni",
  "eci": "05",
  "saved_token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
  "saved_token_id_expired_at": "2024-08-25 11:21:48",
  "transaction_time": "2014-08-25 11:21:48",
  "gross_amount": "145000.00",
  "order_id": "A87550",
  "payment_type": "credit_card",
  "signature_key": "c77f17bf6a8dee35c19f02f2c33f9e4a2ee61b4bad15370a9f0f149a96909c8d887a0e0cddeb47bd02e88f369422aee6e323aaf938bb7bc5c55228459babbdb1",
  "status_code": "200",
  "transaction_id": "f50c0aef-b629-4a5b-957b-4c52f45e2e63",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

One Click Initial Charge Response and Notifications are identical with Card Payment Charge Response and Notifications, with additional attributes:

JSON Attribute Type Description
saved_token_id String Token ID of a credit card to be charged for the following transaction
saved_token_id_expired_at String Expiry date of the Token ID

One Click Following Charge

Card Payment Following One Click Charge

{
    "payment_type": "credit_card",
    "credit_card": {
        "token_id": "44811117d16c884-2cc7-4624-b0a8-10273b7f6cc8"
    },
    "transaction_details": {
        "order_id": "A87551",
        "gross_amount": 145000
    }
}

You need saved_token_id from initial Charge Response in order to charge the following One Click transaction.

JSON Attribute Type Description
token_id String saved_token_id represents customer's credit card information acquired from One Click initial charge response

One Click Following Charge Response and Notifications

Following One Click Charge Response is identical with Card Payment Charge Response and Response. Successful One Click transaction is described as capture and is ready for settlement.

Card Features: Two Clicks

Two Clicks Initial Charge

Card Payment Initial Two Clicks Charge

{
    "payment_type": "credit_card",
    "credit_card": {
        "token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
        "save_token_id": true     // To flag that token is saved during initial charge
    },
    "transaction_details": {
        "order_id": "A87550",
        "gross_amount": 145000
    }
}

You need a Normal Token from Get Token for initial charge with Two Clicks feature. Add this additional attribute in charge request credit_card object when charging the initial transaction for Two Clicks feature.

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response

Two Clicks Initial Charge Response and Notifications

Card Payment Initial Two Clicks Charge Response

{
    "status_code": "200",
    "status_message": "Success, Credit Card 3D Secure transaction is successful",
    "transaction_id": "f50c0aef-b629-4a5b-957b-4c52f45e2e63",
    "order_id": "A87550",
    "payment_type": "credit_card",
    "transaction_time": "2014-08-25 11:21:48",
    "transaction_status": "capture",
    "fraud_status": "accept",
    "masked_card": "481111-1114",
    "saved_token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
    "saved_token_id_expired_at": "2024-08-25 11:21:48",
    "approval_code": "1408940508666",
    "gross_amount": "145000.00",
    "bank": "bni",
    "channel_response_code": "00",
    "channel_response_message": "Approved",
    "currency": "IDR",
    "card_type": "credit"
}

Card Payment Initial Two Clicks notification

{
  "masked_card": "481111-1114",
  "approval_code": "1408940508666",
  "bank": "bni",
  "eci": "05",
  "saved_token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
  "saved_token_id_expired_at": "2024-08-25 11:21:48",
  "transaction_time": "2014-08-25 11:21:48",
  "gross_amount": "145000.00",
  "order_id": "A87550",
  "payment_type": "credit_card",
  "signature_key": "c77f17bf6a8dee35c19f02f2c33f9e4a2ee61b4bad15370a9f0f149a96909c8d887a0e0cddeb47bd02e88f369422aee6e323aaf938bb7bc5c55228459babbdb1",
  "status_code": "200",
  "transaction_id": "f50c0aef-b629-4a5b-957b-4c52f45e2e63",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Two Clicks Initial Charge Response is identical with Card Payment Charge Response, with the additional attributes:

JSON Attribute Type Description
saved_token_id String Token ID of a credit card to be charged for the following transaction
saved_token_id_expired_at String Expiry date of the Token ID

Two Clicks Following Charge

Card Payment Following Two Clicks Charge

{
    "payment_type": "credit_card",
    "credit_card": {
        "token_id": "481111-1114-7baba36c-5698-47cf-9170-80efd6a2e973"
    },
    "transaction_details": {
        "order_id": "A87551",
        "gross_amount": 145000
    }
}

You need the [Two Clicks Token]](#card-object) from Get Token in order to charge the following two clicks transaction.

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response

Two Clicks Following Payment Response and Notifications.

Following Two Clicks Charge Response is identical with Card Payment Charge Response and Notifications. Successful Two Clicks transaction is described as capture and is ready for settlement.

Card Features: Point

Card Payment Point Charge

{
    "payment_type": "credit_card",
    "credit_card": {
        "token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
        "point_redeem_amount": 145000
    },
    "transaction_details": {
        "order_id": "A87550",
        "gross_amount": 145000
    }
}

To perform point transaction, you need to supply point_redeem_amount parameter. You may get the value from Point Inquiry API. Currently, point transaction is only supported by BNI and Mandiri.

JSON Attribute Type Description
token_id String Token ID represents customer's credit card information acquired from Get Token Response
bank String Acquiring bank. To make sure the request is going on-us.
point_redeem_amount Long Amount to be redeemed with point (use -1 for Full Redemption) NOTE: For Mandiri Point, you can only do Full Redemption.

Point Charge Response and Notifications

Card Payment Point Charge Response

{
    "status_code": "200",
    "status_message": "Success, Credit Card 3D Secure transaction is successful",
    "transaction_id": "f50c0aef-b629-4a5b-957b-4c52f45e2e63",
    "order_id": "A87550",
    "payment_type": "credit_card",
    "transaction_time": "2014-08-25 11:21:48",
    "transaction_status": "capture",
    "fraud_status": "accept",
    "masked_card": "481111-1114",
    "point_redeem_amount": 145000,
    "point_redeem_quantity": 1450,
    "point_balance_amount": "0.00",
    "approval_code": "1408940508666",
    "gross_amount": "145000.00",
    "bank": "bni",
    "channel_response_code": "00",
    "channel_response_message": "Approved",
    "currency": "IDR"
}

Card Payment Point notification

{
  "masked_card": "481111-1114",
  "approval_code": "1408940508666",
  "bank": "bni",
  "eci": "05",
  "point_redeem_amount": 145000,
  "point_redeem_quantity": 1450,
  "point_balance_amount": "0.00",
  "transaction_time": "2014-08-25 11:21:48",
  "gross_amount": "145000.00",
  "order_id": "A87550",
  "payment_type": "credit_card",
  "signature_key": "c77f17bf6a8dee35c19f02f2c33f9e4a2ee61b4bad15370a9f0f149a96909c8d887a0e0cddeb47bd02e88f369422aee6e323aaf938bb7bc5c55228459babbdb1",
  "status_code": "200",
  "transaction_id": "f50c0aef-b629-4a5b-957b-4c52f45e2e63",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Point Charge Response is identical with Card Payment Charge Response, with the additional attributes:

JSON Attribute Type Description
point_redeem_amount Long Denomination amount redeemed
point_redeem_quantity Long Point representation of point_redeem_amount
point_balance_amount String Remaining denomination amount

Credit Card - Full PAN

Compared with normal credit card, Full PAN simplifies credit card recurring process by removing the tokenization step. This requires merchant to be PCI-DSS compliant.

To better understand the integration, we categorize it to Non-3DS and 3DS:

Non-3DS Integration

Complete charge request

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "card": {
      "number": "4811111111111114",
      "expiry_month": "3",
      "expiry_year": "2020",
      "cvv": "123"
    },
    "dynamic_descriptor": {
      "merchant_name": "Fuji Apple Inc",
      "city_name": "Jakarta",
      "country_code": "ID"
    }
  },
  "item_details": [{
      "id": "a1",
      "price": 145000,
      "quantity": 2,
      "name": "Apel",
      "brand": "Fuji Apple",
      "category": "Fruit",
      "merchant_name": "Fruit-store"
    }],
    "customer_details": {
      "first_name": "BUDI",
      "last_name": "UTOMO",
      "email": "test@midtrans.com",
      "phone": "+628123456",
      "billing_address": {
        "first_name": "BUDI",
        "last_name": "UTOMO",
        "email": "test@midtrans.com",
        "phone": "081 2233 44-55",
        "address": "Sudirman",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      },
      "shipping_address": {
        "first_name": "BUDI",
        "last_name": "UTOMO",
        "email": "test@midtrans.com",
        "phone": "0 8128-75 7-9338",
        "address": "Sudirman",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      }
    }
}
JSON Attribute Type Required Description
payment_type String (255) Y Set credit card payment method.
Value is "credit_card"
transaction_details Object Y Transaction details
credit_card Object Y Charge details using credit card
item_details Object N Shopping item details
customer_details Object N Customer details

For Full PAN API, there are some parameters to note under the credit_card object:

JSON Attribute Type Required Description
card.number Numeric (13-19) Y Primary Account Number (PAN) of credit card.
card.expiry_month Numeric (1-2) Y Credit card expiry month.
card.expiry_year Numeric (4) Y Credit card expiry year.
card.cvv Numeric (3-4) N Also known as Card Security Code (CSV) shown in the back of the credit card. NOTE: If cvv is not passed, then transaction will be treated as recurring
dynamic_descriptor.merchant_name String (25) N First 25 digit on customer's billing statement. Mostly used to show the merchant or product name. Only works for BNI.
dynamic_descriptor.city_name String (13) N Next 13 digit on customer's billing statement. It works as secondary metadata on the statement. Mostly used to show city name or region. Only works for BNI.
dynamic_descriptor.country_code String (2) N Last 2 digit on customer's billing statement. Mostly used to show country code. Only works for BNI.

Integration steps:

  1. Charge transaction
  2. Handle notification

Non 3DS Full PAN Charge Response and Notifications

Successful Charge Response

{
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "order_id": "C17550",
  "gross_amount": "145000.00",
  "payment_type": "credit_card",
  "transaction_time": "2014-08-24 15:39:22",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "masked_card": "481111-1114",
  "status_code": "200",
  "bank": "bni",
  "status_message": "Success, Credit Card 3D Secure transaction is successful",
  "approval_code": "1408869563148",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "currency": "IDR",
  "card_type": "credit"
}

Denied Charge Response

{
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "order_id": "C17550",
  "gross_amount": "145000.00",
  "payment_type": "credit_card",
  "transaction_time": "2014-08-24 15:39:22",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "masked_card": "481111-1114",
  "status_code": "202",
  "bank": "bni",
  "status_message": "Deny by Bank [CIMB] with code [05] and message [Do not honour]",
  "approval_code": "      ",
  "channel_response_code": "05",
  "channel_response_message": "Do not honour",
  "currency": "IDR",
  "card_type": "credit"
}

Challenged Charge Response

{
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "order_id": "C17550",
  "gross_amount": "145000.00",
  "payment_type": "credit_card",
  "transaction_time": "2014-08-24 15:39:22",
  "transaction_status": "authorize",
  "fraud_status": "challenge",
  "masked_card": "481111-1114",
  "status_code": "201",
  "bank": "bni",
  "status_message": "Success, Credit Card 3D Secure transaction is successful",
  "approval_code": "1408869563148",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "currency": "IDR",
  "card_type": "credit"
}

Validation Error Response

{
    "status_code": "400",
    "status_message": "One or more parameters in the payload is invalid.",
    "id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
    "validation_messages": [
        "unsupported token request parameter(s)"
    ]
}

Settlement Notification

{
  "masked_card": "481111-1114",
  "approval_code": "131755",
  "bank": "bni",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "49e158a0c3f1913eae0902875324075c562daa39b2824b865db2242adea247a228960d2f1002392fdbc29c3271c2bc78ba72e588db9047a82932d0615ddc811f",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature.
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
approval_code String Approval code. It can be used for refund. This does not exist on denied transaction
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
currency String ISO-4217 representation for 3 digit alphabetic currency code
card_type String Type of card used. Possible values: credit, debit

3DS Integration

Complete charge request

{
  "payment_type": "credit_card",
  "transaction_details": {
    "order_id": "C17550",
    "gross_amount": 145000
  },
  "credit_card": {
    "card": {
      "number": "4811111111111114",
      "expiry_month": "3",
      "expiry_year": "2020",
      "cvv": "123"
    },
    "dynamic_descriptor": {
      "merchant_name": "Fuji Apple Inc",
      "city_name": "Jakarta",
      "country_code": "ID"
    },
    "authentication": true,
  },
  "item_details": [{
      "id": "a1",
      "price": 145000,
      "quantity": 2,
      "name": "Apel",
      "brand": "Fuji Apple",
      "category": "Fruit",
      "merchant_name": "Fruit-store"
    }],
    "customer_details": {
      "first_name": "BUDI",
      "last_name": "UTOMO",
      "email": "test@midtrans.com",
      "phone": "+628123456",
      "billing_address": {
        "first_name": "BUDI",
        "last_name": "UTOMO",
        "email": "test@midtrans.com",
        "phone": "081 2233 44-55",
        "address": "Sudirman",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      },
      "shipping_address": {
        "first_name": "BUDI",
        "last_name": "UTOMO",
        "email": "test@midtrans.com",
        "phone": "0 8128-75 7-9338",
        "address": "Sudirman",
        "city": "Jakarta",
        "postal_code": "12190",
        "country_code": "IDN"
      }
    }
}
JSON Attribute Type Required Description
payment_type String (255) Y Set credit card payment method.
Value is "credit_card"
transaction_details Object Y Transaction details
credit_card Object Y Charge details using credit card
item_details Object N Shopping item details
customer_details Object N Customer Details

In addition to the parameters used for the Non 3DS Full PAN flow, there is a parameter to note under the credit_card object:

JSON Attribute Type Required Description
authentication Boolean N Flag to determine whether transaction should be authenticated for 3DS or not.
callback_type String N Determine how the transaction status will be updated to the client side. Possible values: js_event (default) or form. More details will be explained here.

Integration steps:

  1. Charge transaction
  2. Open redirect_url
  3. Handle notification

3DS Full PAN Charge Response and Notifications

Successful Charge Response

{
    "status_code": "201",
    "status_message": "Credit Card transaction is in progress",
    "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
    "order_id": "C17550",
    "redirect_url": "https://api.veritrans.co.id/v2/token/rba/redirect/451249-2595-e14aac7f-cfb3-4ab2-98ab-5cc5e70f4b2c",
    "gross_amount": "145000.00",
    "currency": "IDR",
    "payment_type": "credit_card",
    "transaction_time": "2018-09-12 22:10:23",
    "transaction_status": "pending",
    "masked_card": "481111-1114",
  "card_type": "credit"
}

Validation Error Response

{
    "status_code": "400",
    "status_message": "One or more parameters in the payload is invalid.",
    "id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
    "validation_messages": [
        "unsupported token request parameter(s)"
    ]
}

Capture Notification

{
  "masked_card": "481111-1114",
  "approval_code": "T58755",
  "bank": "bni",
  "eci": "05",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "8d22a6b625f395a1a2cf0e62497e20be433cbad3e8a8ff36bf6b40dbd47308125ccda93546eab8a3acd91390155082658ac25b10a6294c6660642e43a5edc8bb",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "capture",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Deny Notification

{
  "masked_card": "481111-1114",
  "approval_code": "338016",
  "bank": "bni",
  "eci": "06",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "763713b31cf59c886d3cc4a0c654a060a8e990080fe29fca75ae9e4ff9de804809c4e20977829844dac01a7ac1464a4eb095ad32482048398918987295dc5022",
  "status_code": "202",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "05",
  "channel_response_message": "Do not honor",
  "card_type": "credit"
}

Challenge Notification

{
  "masked_card": "481111-1114",
  "approval_code": "315762",
  "bank": "bni",
  "eci": "05",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "393f8b6b27f9f6385d8391642942e9534fd20dad20c0631b75b0746bfc314482af4411c93e958b691a63e9154676905b906234d1f12fca031f5be5593f7ec2c6",
  "status_code": "201",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "capture",
  "fraud_status": "challenge",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}

Settlement Notification

{
  "masked_card": "481111-1114",
  "approval_code": "131755",
  "bank": "bni",
  "eci": "05",
  "transaction_time": "2014-08-24 15:39:22",
  "gross_amount": "145000.00",
  "order_id": "C17550",
  "payment_type": "credit_card",
  "signature_key": "49e158a0c3f1913eae0902875324075c562daa39b2824b865db2242adea247a228960d2f1002392fdbc29c3271c2bc78ba72e588db9047a82932d0615ddc811f",
  "status_code": "200",
  "transaction_id": "1a1a66f7-27a7-4844-ba1f-d86dcc16ab27",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification",
  "channel_response_code": "00",
  "channel_response_message": "Approved",
  "card_type": "credit"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status after charge credit card transaction, the possible values are
capture : Transaction is accepted by the bank and ready for settlement.
deny: transaction is denied by the bank or FDS.
authorize: Credit card is authorized in pre-authorization feature
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
masked_card String First 6-digit and last 4-digit of customer's credit card number
status_code String Status code of transaction charge result
bank String The acquiring bank of the transaction
status_message String Description of transaction charge result
approval_code String Approval code. It can be used for refund. This does not exist on denied transaction
eci String The 3D secure ECI Code
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider
redirect_url String URL which needs to be opened by customer to finish 3DS authentication
currency String ISO-4217 representation for 3 digit alphabetic currency code
card_type String Type of card used. Possible values: credit, debit

Bank Transfer

One of the payment method offered by Midtrans is Bank Transfer. By using this payment method, customers will have the option to make a payment via bank transfer and Midtrans will send real time notification when the customer complete the payment.

At this moment, Midtrans has integrated following bank transfer payment methods:

Permata Virtual Account

NOTE: There may be cases where SETTLEMENT turns into DENY. It is caused by reversal triggered by corresponding payment provider. It may happen in the span of 1 minute.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display the virtual account number.
  3. Handle notification.

Permata Virtual Account Charge

{
  "payment_type": "bank_transfer",
  "bank_transfer": {
    "bank": "permata",
    "permata": {
      "recipient_name": "SUDARSONO"
    }
  },
  "transaction_details": {
    "order_id": "H17550",
    "gross_amount": 145000
  }
}

Following attributes are required to charge Permata Virtual Account:

JSON Attribute Type Description
payment_type String Set Bank Transfer payment method. Value: bank_transfer
transaction_details Object Transaction details
bank_transfer Object Charge details using bank transfer
item_details Object Shopping item details will be paid by customer
customer_details Object Customer Details

Permata Virtual Account Response and notification

Permata Virtual Account Charge Response

{
  "status_code": "201",
  "status_message": "Success, PERMATA VA transaction is successful",
  "transaction_id": "6fd88567-62da-43ff-8fe6-5717e430ffc7",
  "order_id": "H17550",
  "gross_amount": "145000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-19 13:42:29",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "permata_va_number": "8562000087926752"
}

Permata Virtual Account Pending Notification

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "6fd88567-62da-43ff-8fe6-5717e430ffc7",
  "order_id": "H17550",
  "gross_amount": "145000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-19 13:42:29",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "permata_va_number": "8562000087926752",
  "signature_key": "66aa11a65b18e9ee5da966ed18d5d2163812000eee37824ceb59aba1ded005e992e05a7dfac39098ebdb0e2c8b484e140b586246d34b4ca313c690cc6eae48cf"
}

Permata Virtual Account Settlement notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "6fd88567-62da-43ff-8fe6-5717e430ffc7",
  "order_id": "H17550",
  "gross_amount": "145000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-19 18:23:21",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "permata_va_number": "8562000087926752",
  "signature_key": "0c0df82489931602577d9e434966c0540249b7c0aeaae2b718305af89a11e2bf9b4008aba07d1b3b248b15b4fbecdd15e81dbb2648b974efc4e0656e8c976094"
}

Permata Virtual Account Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "6fd88567-62da-43ff-8fe6-5717e430ffc7",
  "order_id": "H17550",
  "gross_amount": "145000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-20 13:42:30",
  "transaction_status": "expire",
  "fraud_status": "accept",
  "permata_va_number": "8562000087926752",
  "signature_key": "f1066b06ec8a4b7d6ffb941fd9772f6df304618e15e02cf17c2914cec12793e19c71653042f7f617b027eae6ecb6759529c67eca9af55264b736408d8b4df2b9"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of bank transfer transaction, the possible value is
pending : Bank Transfer transaction is created
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
permata_va_number String Generated Virtual Account number. Customer has to know this number to complete the payment

BCA Virtual Account

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display the virtual account number.
  3. Handle notification.

BCA Virtual Account Charge

{
    "payment_type": "bank_transfer",
    "transaction_details": {
        "gross_amount": 10000,
        "order_id": "{{$timestamp}}"
    },
    "customer_details": {
        "email": "budi.utomo@Midtrans.com",
        "first_name": "budi",
        "last_name": "utomo",
        "phone": "+6281 1234 1234"
    },
    "item_details": [
    {
       "id": "1388998298204",
       "price": 5000,
       "quantity": 1,
       "name": "Ayam Zozozo"
    },
    {
       "id": "1388998298205",
       "price": 5000,
       "quantity": 1,
       "name": "Ayam Xoxoxo"
    }
   ],
   "bank_transfer":{
     "bank": "bca",
     "va_number": "111111",
     "free_text": {
          "inquiry": [
                {
                    "id": "Free Text ID Free Text ID Free Text ID",
                    "en": "Free Text EN Free Text EN Free Text EN"
                }
          ],
          "payment": [
                {
                    "id": "Free Text ID Free Text ID Free Text ID",
                    "en": "Free Text EN Free Text EN Free Text EN"
                }
          ]
    },
    "bca": {
        "sub_company_code": "00000"
    }
  }
}

Following attributes are required to charge BCA Virtual Account:

JSON Attribute Type Description
payment_type String Set Bank Transfer payment method. Value: bank_transfer
transaction_details Object Transaction details
bank_transfer Object Charge details using bank transfer
item_details Object Shopping item details will be paid by customer
customer_details Object Customer Details

BCA Virtual Account Response and notification

BCA Virtual Account Charge Response

{
  "status_code": "201",
  "status_message": "Success, Bank Transfer transaction is created",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "order_id": "1466323342",
  "gross_amount": "20000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-19 15:02:22",
  "transaction_status": "pending",
  "va_numbers": [
    {
      "bank": "bca",
      "va_number": "91019021579"
    }
  ],
  "fraud_status": "accept",
  "currency": "IDR"
}

BCA Virtual Account Pending notification

{
  "va_numbers": [
    {
      "bank": "bca",
      "va_number": "91019021579"
    }
  ],
  "transaction_time": "2016-06-19 15:02:22",
  "gross_amount": "20000.00",
  "order_id": "1466323342",
  "payment_type": "bank_transfer",
  "signature_key": "74d9b6f4cc36585d74e06c9dba360331e455171bcec35df60cf28a786436f8f96e6afcc1f091d6cb61411aec246ac28ba30b76d9b2c1cdb6409c0a70fcc1fe47",
  "status_code": "201",
  "transaction_id": "a9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BCA Virtual Account Settlement notification

{
  "va_numbers": [
    {
      "bank": "bca",
      "va_number": "91019021579"
    }
  ],
  "transaction_time": "2016-06-19 19:12:22",
  "gross_amount": "20000.00",
  "order_id": "1466323342",
  "payment_type": "bank_transfer",
  "signature_key": "fe5f725ea770c451017e9d6300af72b830a668d2f7d5da9b778ec2c4f9177efe5127d492d9ddfbcf6806ea5cd7dc1a7337c674d6139026b28f49ad0ea1ce5107",
  "status_code": "200",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BCA Virtual Account Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "order_id": "1466323342",
  "gross_amount": "20000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-20 15:02:23",
  "transaction_status": "expire",
  "signature_key": "e4e829a5d9a1e342daf181c5fd750afa64dd5a5c9a6e0cfb636e7966295b2613fda22b4dc52b01c30618a50ff3524f57ec661a9dced249df93f163138a0df6b0"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of bank transfer transaction, the possible value is
pending : Bank Transfer transaction is created
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
va_numbers Array of JSON Generated Virtual Account number and virtual account bank

Mandiri Bill Payment

NOTE: There may be cases where SETTLEMENT turns into DENY. It is caused by reversal triggered by corresponding payment provider. It may happen in the span of 1 minute.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display bill key and biller code to the customer.
  3. Handle notification.

Mandiri Bill Payment Charge

{
    "payment_type": "echannel",
    "transaction_details": {
        "order_id": "1388",
        "gross_amount": 95000
        },
    "item_details": [
        {
          "id": "a1",
          "price": 50000,
          "quantity": 2,
          "name": "Apel"
        },
        {
         "id": "a2",
          "price": 45000,
          "quantity": 1,
          "name": "Jeruk"
        }
    ],
    "echannel" : {
        "bill_info1" : "Payment For:",
        "bill_info2" : "debt"
    }
}

The following attribute can be used to perform a charge transaction with Mandiri Bill Payment:

JSON Attribute Type Description
payment_type String Set E-channel payment method. Value: echannel
transaction_details Object Transaction details
echannel Object Charge details using Mandiri Bill Payment
item_details Object Shopping item details will be paid by customer
customer_details Object Customer Details

Mandiri Bill Response

Mandiri Bill Payment Charge Response

{
  "status_code": "201",
  "status_message": "Success, Mandiri Bill transaction is successful",
  "transaction_id": "883af6a4-c1b4-4d39-9bd8-b148fcebe853",
  "order_id": "tes",
  "gross_amount": "1000.00",
  "payment_type": "echannel",
  "transaction_time": "2016-06-19 14:40:19",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "bill_key": "990000000260",
  "biller_code": "70012",
  "currency": "IDR"
}

Mandiri Bill Payment Pending notification

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "883af6a4-c1b4-4d39-9bd8-b148fcebe853",
  "order_id": "tes",
  "gross_amount": "1000.00",
  "payment_type": "echannel",
  "transaction_time": "2016-06-19 14:40:19",
  "transaction_status": "pending",
  "signature_key": "d1ebf5bf14a7c96ca58e719832de459898f61fa8d81560f59e9a38a5187383b1d507e3075277d9b1c6227926fc8a0448e164f1b9de33c8141f81c57b87d23775",
  "bill_key": "990000000260",
  "biller_code": "70012"
}

Mandiri Bill Payment Settlement notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "883af6a4-c1b4-4d39-9bd8-b148fcebe853",
  "order_id": "tes",
  "gross_amount": "1000.00",
  "payment_type": "echannel",
  "transaction_time": "2016-06-19 15:10:29",
  "transaction_status": "settlement",
  "approval_code": "340093197",
  "signature_key": "bbceb3724b0b2446c59435795039fed2d249d3438f06bf90c999cc9d383b95170b7b58f9412fba25ce7756da8075ab1d78a48800156380a62dc84eb22b3f7de9",
  "bill_key": "990000000260",
  "biller_code": "70012"
}

Mandiri Bill Payment Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "883af6a4-c1b4-4d39-9bd8-b148fcebe853",
  "order_id": "tes",
  "gross_amount": "1000.00",
  "payment_type": "echannel",
  "transaction_time": "2016-06-20 14:40:19",
  "transaction_status": "expire",
  "signature_key": "69ef827242b29640a1193b6c2f32ba1374c04b969f7723984a6c676349ee7927cb6b263546d138e3a5c788829fbc4f114353b67becad2af7a86b1b741fc8d80a",
  "bill_key": "990000000260",
  "biller_code": "70012"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of bank transfer transaction, the possible value is
pending : Bank Transfer transaction is created
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
biller_code String Midtrans Unique Biler Code Number. Value is 70012
bill_key String Merchant Biller Key ID to perform transaction

BNI Virtual Account

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display the virtual account number.
  3. Handle notification.

BNI Virtual Account Charge

{
    "payment_type": "bank_transfer",
    "transaction_details": {
        "gross_amount": 10000,
        "order_id": "{{$timestamp}}"
    },
    "customer_details": {
        "email": "budi.utomo@Midtrans.com",
        "first_name": "budi",
        "last_name": "utomo",
        "phone": "+6281 1234 1234"
    },
    "item_details": [
    {
       "id": "1388998298204",
       "price": 5000,
       "quantity": 1,
       "name": "Ayam Zozozo"
    },
    {
       "id": "1388998298205",
       "price": 5000,
       "quantity": 1,
       "name": "Ayam Xoxoxo"
    }
   ],
   "bank_transfer":{
     "bank": "bni",
     "va_number": "111111"
  }
}

Following attributes are required to charge BNI Virtual Account:

JSON Attribute Type Description
payment_type String Set Bank Transfer payment method. Value: bank_transfer
transaction_details Object Transaction details
bank_transfer Object Charge details using bank transfer
item_details Object Shopping item details will be paid by customer
customer_details Object Customer Details

BNI Virtual Account Response and notification

BNI Virtual Account Charge Response

{
  "status_code": "201",
  "status_message": "Success, Bank Transfer transaction is created",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "order_id": "1466323342",
  "gross_amount": "20000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-19 15:02:22",
  "transaction_status": "pending",
  "va_numbers": [
    {
      "bank": "bni",
      "va_number": "8578000000111111"
    }
  ],
  "fraud_status": "accept",
  "currency": "IDR"
}

BNI Virtual Account Pending notification

{
  "va_numbers": [
    {
      "bank": "bni",
      "va_number": "8578000000111111"
    }
  ],
  "transaction_time": "2016-06-19 15:02:22",
  "gross_amount": "20000.00",
  "order_id": "1466323342",
  "payment_type": "bank_transfer",
  "signature_key": "74d9b6f4cc36585d74e06c9dba360331e455171bcec35df60cf28a786436f8f96e6afcc1f091d6cb61411aec246ac28ba30b76d9b2c1cdb6409c0a70fcc1fe47",
  "status_code": "201",
  "transaction_id": "a9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BNI Virtual Account Settlement notification

{
  "va_numbers": [
    {
      "bank": "bni",
      "va_number": "8578000000111111"
    }
  ],
  "payment_amounts": [
    {
      "paid_at": "2016-06-19 20:12:22",
      "amount": "20000.00"
    }
  ],
  "transaction_time": "2016-06-19 19:12:22",
  "gross_amount": "20000.00",
  "order_id": "1466323342",
  "payment_type": "bank_transfer",
  "signature_key": "fe5f725ea770c451017e9d6300af72b830a668d2f7d5da9b778ec2c4f9177efe5127d492d9ddfbcf6806ea5cd7dc1a7337c674d6139026b28f49ad0ea1ce5107",
  "status_code": "200",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BNI Virtual Account Expired notification

Send again
{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "order_id": "1466323342",
  "gross_amount": "20000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-20 15:02:23",
  "transaction_status": "expire",
  "signature_key": "e4e829a5d9a1e342daf181c5fd750afa64dd5a5c9a6e0cfb636e7966295b2613fda22b4dc52b01c30618a50ff3524f57ec661a9dced249df93f163138a0df6b0"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of bank transfer transaction, the possible value is
pending : Bank Transfer transaction is created
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
va_numbers Array of JSON Generated Virtual Account number and virtual account bank
payment_amounts Array of JSON Payment histories for the transaction

BRI Virtual Account

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display the virtual account number.
  3. Handle notification.

BRI Virtual Account Charge

{
    "payment_type": "bank_transfer",
    "transaction_details": {
        "gross_amount": 10000,
        "order_id": "1597067145"
    },
    "customer_details": {
        "email": "budi.utomo@Midtrans.com",
        "first_name": "budi",
        "last_name": "utomo",
        "phone": "+6281 1234 1234"
    },
    "item_details": [
    {
       "id": "1388998298204",
       "price": 5000,
       "quantity": 1,
       "name": "Ayam Zozozo"
    },
    {
       "id": "1388998298205",
       "price": 5000,
       "quantity": 1,
       "name": "Ayam Xoxoxo"
    }
   ],
   "bank_transfer":{
     "bank": "bri",
     "va_number": "111111"
  }
}

Following attributes are required to charge BRI Virtual Account:

JSON Attribute Type Description
payment_type String Set Bank Transfer payment method. Value: bank_transfer
transaction_details Object Transaction details
bank_transfer Object Charge details using bank transfer
item_details Object Shopping item details will be paid by customer
customer_details Object Customer Details

BRI Virtual Account Response and notification

BRI Virtual Account Charge Response

{
  "status_code": "201",
  "status_message": "Success, Bank Transfer transaction is created",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "order_id": "1466323342",
  "gross_amount": "20000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-19 15:02:22",
  "transaction_status": "pending",
  "va_numbers": [
    {
      "bank": "bri",
      "va_number": "8578000000111111"
    }
  ],
  "fraud_status": "accept",
  "currency": "IDR"
}

BRI Virtual Account Pending notification

{
  "va_numbers": [
    {
      "bank": "bri",
      "va_number": "8578000000111111"
    }
  ],
  "transaction_time": "2016-06-19 15:02:22",
  "gross_amount": "20000.00",
  "order_id": "1466323342",
  "payment_type": "bank_transfer",
  "signature_key": "74d9b6f4cc36585d74e06c9dba360331e455171bcec35df60cf28a786436f8f96e6afcc1f091d6cb61411aec246ac28ba30b76d9b2c1cdb6409c0a70fcc1fe47",
  "status_code": "201",
  "transaction_id": "a9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BRI Virtual Account Settlement notification

{
  "va_numbers": [
    {
      "bank": "bni",
      "va_number": "8578000000111111"
    }
  ],
  "transaction_time": "2016-06-19 19:12:22",
  "gross_amount": "20000.00",
  "order_id": "1466323342",
  "payment_type": "bank_transfer",
  "signature_key": "fe5f725ea770c451017e9d6300af72b830a668d2f7d5da9b778ec2c4f9177efe5127d492d9ddfbcf6806ea5cd7dc1a7337c674d6139026b28f49ad0ea1ce5107",
  "status_code": "200",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BRI Virtual Account Expired notification

Send again
{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "9aed5972-5b6a-401e-894b-a32c91ed1a3a",
  "order_id": "1466323342",
  "gross_amount": "20000.00",
  "payment_type": "bank_transfer",
  "transaction_time": "2016-06-20 15:02:23",
  "transaction_status": "expire",
  "signature_key": "e4e829a5d9a1e342daf181c5fd750afa64dd5a5c9a6e0cfb636e7966295b2613fda22b4dc52b01c30618a50ff3524f57ec661a9dced249df93f163138a0df6b0"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of bank transfer transaction, the possible value is
pending : Bank Transfer transaction is created
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
va_numbers Array of JSON Generated Virtual Account number and virtual account bank

Internet Banking

Internet banking payment methods allow the customer to pay using their internet banking account and debit their saving account in order to pay online transaction. At this moment, Midtrans has integrated with 5 different internet banking payment method:

BCA Klikpay

BCA Klikpay Charge

{
  "payment_type": "bca_klikpay",
  "transaction_details": {
    "order_id": "orderid-01",
    "gross_amount": 11000
  },
  "item_details": [
    {
      "id": "1",
      "price": 11000,
      "quantity": 1,
      "name": "Mobil "
    }
  ],
  "customer_details":{
    "first_name": "John",
    "last_name": "Baker",
    "email": "john.baker@email.com",
    "phone": "08123456789"
  },
  "bca_klikpay": {
    "description": "Pembelian Barang"
  }
}

BCA KlikPay is the online banking payment method provided by BCA. This method allows customer to perform transaction using either their internet banking account or their private-label BCA credit card. The highly secure payment method, utilizes an SMS token for user validation.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Do redirection to address specified in the response.
  3. Handle notification.

Following attributes are required to charge BCA Klikpay:

JSON Attribute Type Description
payment_type String Set BCA Klikpay payment method. Value: bca_klikpay
transaction_details Object Details of the transaction will be paid by customer
bca_klikpay Object Charge details using BCA Klikpay
item_details Object Shopping item details
customer_details Object Customer Details

BCA Klikpay Charge Response and notification

BCA Klikpay Charge Response

{
  "status_code": "201",
  "status_message": "OK, BCA KlikPay transaction is successful",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "order_id": "orderid-01",
  "redirect_url": "https://api.sandbox.veritrans.co.id/v3/bca/klikpay/redirect/ada84cd9-2233-4c67-877a-01884eece45e",
  "gross_amount": "11000.00",
  "payment_type": "bca_klikpay",
  "transaction_time": "2016-06-19 15:42:36",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "currency": "IDR"
}

BCA Klikpay Pending notification

{
  "transaction_time": "2016-06-19 15:42:36",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "bca_klikpay",
  "signature_key": "e47d73b2a10347d291e85a7c39c5fa2a7b760f0af7d9882f9c1b26db06e1af948968184b78f67112158cdeddd2141fe41068fdb37361ce11c3d2509354224a80",
  "status_code": "201",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BCA Klikpay Settlement notification

{
  "approval_code": "91231",
  "transaction_time": "2016-06-19 15:46:16",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "bca_klikpay",
  "signature_key": "35c4111539e184b268b7c1cd62a9c254e5d27c992c8fd55084f930b69b09eaafcfe14b0d512c697648295fdb45de777e1316b401f4729846a91b3de88cde3f05",
  "status_code": "200",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

BCA Klikpay Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "ada84cd9-2233-4c67-877a-01884eece45e",
  "order_id": "orderid-01",
  "gross_amount": "11000.00",
  "payment_type": "bca_klikpay",
  "transaction_time": "2016-06-19 17:42:38",
  "transaction_status": "expire",
  "fraud_status": "accept",
  "signature_key": "62a8c432bb5a288a0495dd4f868b0aede4535e0c8a9fbebb3c6e9d4ea0db6f1963e551e70a99e80512030afa5ba8268f9be7b17b13a422ebef4620988c55d5ed"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of BCA Klikpay transaction, the possible value is
pending
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
redirect_url String Redirect URL to BCA Klikpay payment page

Klikbca

Klikbca Charge

"payment_type" : "bca_klikbca",
"bca_klikbca" : {
   "description" : "testing transaction",
   "user_id" : "midtrans1012"
 },
"transaction_details" : {
   "order_id" : "3176440",
   "gross_amount" : "50000.00"
 },
 "item_details": [
   {
     "id": "1",
     "price": 50000,
     "quantity": 1,
     "name": "Mobil "
   }
 ],
 "customer_details" : {
   "first_name" : "Budi",
   "last_name" : "435547",
   "email" : "budi.utomo@yahoo.com"
 }

KlikBCA is an online banking payment method provided by BCA. This method allows customer to perform online transaction and complete the payment using BCA internet banking. Klikbca payment method utilizes BCA token for validation.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Do redirection to address specified in the response.
  3. Handle notification.

Following attributes are required to charge BCA Klikpay:

JSON Attribute Type Description
payment_type String Set Klikbca payment method. Value: bca_klikbca
transaction_details Object Details of the transaction will be paid by customer
bca_klikbca Object Charge details using Klikbca
item_details Object Shopping item details
customer_details Object Customer Details

Klikbca Charge Response and notification

Klikbca Charge Response

{
  "status_code": "201",
  "status_message": "Success, KlikBCA transaction is successful",
  "redirect_url": "https://www.klikbca.com",
  "transaction_id": "c0ba3583-5111-45a5-9f1c-84c9de7cb2f6",
  "order_id": "3176440",
  "gross_amount": "50000.00",
  "payment_type": "bca_klikbca",
  "transaction_time": "2016-06-19 15:53:25",
  "transaction_status": "pending",
  "approval_code": "tes01"
}

Klikbca Pending notification

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "c0ba3583-5111-45a5-9f1c-84c9de7cb2f6",
  "order_id": "3176440",
  "gross_amount": "50000.00",
  "payment_type": "bca_klikbca",
  "transaction_time": "2016-06-19 15:53:25",
  "transaction_status": "pending",
  "approval_code": "YCB62E160704",
  "signature_key": "d4ae557ea12a03eed51714693b84e48665af5289bc53df9bae0fda7e3c6b6c03fd0b00bf1978d1932d9c718c5bb27bf1148e85401221df45daf4472a3b8ef30e",
}

Klikbca Settlement notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "c0ba3583-5111-45a5-9f1c-84c9de7cb2f6",
  "order_id": "3176440",
  "gross_amount": "50000.00",
  "payment_type": "bca_klikbca",
  "transaction_time": "2016-06-19 15:58:15",
  "transaction_status": "settlement",
  "approval_code": "YCRHOM160704",
  "signature_key": "ef0f472fa8a5165dc9f2ff6300832eb28657e88b9f3335ae5ebb27c8ef258d203c6da18ac6cd5738d2e38c54dfec860d8e067bdbc759a1268ab04218ccab93cc",
}

Klikbca Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "c0ba3583-5111-45a5-9f1c-84c9de7cb2f6",
  "order_id": "3176440",
  "gross_amount": "50000.00",
  "payment_type": "bca_klikbca",
  "transaction_time": "2016-06-19 17:53:25",
  "transaction_status": "expire",
  "approval_code": "3176440",
  "signature_key": "17b0e97425a3e967b91fccab2261f7b26ce8fc79612bf1ea700b503f8a812213d51d171045c084b29ca2d56db69a2ff3fed813ca1ff8f3377baafcf005bdb6bf"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of Klikbca transaction, the possible value is
pending
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
redirect_url String Redirect URL to Klikbca payment page
approval_code String Successful Klikbca transaction approval code

Epay BRI

Epay BRI Charge

{
  "payment_type": "bri_epay",
  "transaction_details": {
    "order_id": "2014111702",
    "gross_amount": 11000
  },
  "item_details": [
    {
      "id": "1",
      "price": 11000,
      "quantity": 1,
      "name": "Mobil "
    }
  ],
  "customer_details" : {
    "first_name": "Andri",
    "last_name": "Litani", // Optional
    "email": "andri@litani.com",
    "phone": "081122334455"
  }
}

e-Pay BRI is one of the internet banking payment methods provided by BRI Bank. This method allows customers to perform transactions by redirecting the customer to the e-Pay BRI payment page.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Do redirection to address specified in the response.
  3. Handle notification.

Following attributes are required to charge Epay BRI:

JSON Attribute Type Description
payment_type String Set Epay BRI payment method. Value: bri_epay
transaction_details Object Details of the transaction will be paid by customer
item_details Object Shopping item details
customer_details Object Customer Details

Epay BRI Charge Response and notification

Epay BRI Charge Response

{
    "status_code": "201",
    "status_message": "Success, BRI E-Pay transaction is successful",
    "transaction_id": "f8635cd7-615d-4a6d-a806-c9ca4a56257e",
    "order_id": "2014111702",
    "redirect_url": "https://api.veritrans.co.id/v3/bri/epay/redirect/f8635cd7-615d-4a6d-a806-c9ca4a56257e",
    "gross_amount": "145000.00",
    "payment_type": "bri_epay",
    "transaction_time": "2016-06-19 16:00:05",
    "transaction_status": "pending",
    "fraud_status": "accept",
    "currency": "IDR"
}

Epay BRI Pending notification

{
  "transaction_time": "2016-06-19 16:00:05",
  "gross_amount": "145000.00",
  "order_id": "2014111702",
  "payment_type": "bri_epay",
  "signature_key": "2ea1c4b7d7a41700848bbd248b85dd933e9fdff1f4d69fefa8eefac2bf92ac8a78dbc40a78b5d77315b704150bca14fcb76a4c770336295c63369c592787a03f",
  "status_code": "201",
  "transaction_id": "f8635cd7-615d-4a6d-a806-c9ca4a56257e",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Epay BRI Settlement notification

{
  "approval_code": "201373311528",
  "transaction_time": "2016-06-19 16:04:02",
  "gross_amount": "145000.00",
  "order_id": "2014111702",
  "payment_type": "bri_epay",
  "signature_key": "13b6b8a2da46428812e7685463770e3704ece7fc3242a5f016f068b7b135e12a71afd02259fe4dbd8c97d747ae9cf8e13412842325ea8da4cf6d7177e32b7e31",
  "status_code": "200",
  "transaction_id": "f8635cd7-615d-4a6d-a806-c9ca4a56257e",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Epay BRI Deny notification

{
  "transaction_time": "2016-06-19 16:04:02",
  "gross_amount": "145000.00",
  "order_id": "2014111702",
  "payment_type": "bri_epay",
  "signature_key": "6f4c3f00e391e2a97199ace0c243419b12c58eb9ec698600c25f8e9103573ef5258460484d64d742a4cd221cef33b57e23c1a31efa2480e1490d89163b8079bc",
  "status_code": "202",
  "transaction_id": "f8635cd7-615d-4a6d-a806-c9ca4a56257e",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Epay BRI Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "f8635cd7-615d-4a6d-a806-c9ca4a56257e",
  "order_id": "2014111702",
  "gross_amount": "145000.00",
  "payment_type": "bri_epay",
  "transaction_time": "2016-06-19 18:00:05",
  "transaction_status": "expire",
  "signature_key": "75969ac3cd1538b860ddb49fce06084eae991093d6d7c4fb653efd0beb19b0f31b3e9c9568f1c1eae3deb988b379a2d7fb5dbf0099190d1a241fc07f4e4a82ed",
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of Epay BRI transaction, the possible value is
pending
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
redirect_url String Redirect URL to Epay BRI payment page

CIMB Clicks

{
  "payment_type": "cimb_clicks",
  "cimb_clicks": {
    "description": "Purchase of a special event item"
  },
  "item_details": [
    {
      "id": "1",
      "price": 11000,
      "quantity": 1,
      "name": "Mobil "
    }
  ],
  "transaction_details": {
    "order_id": "H17550",
    "gross_amount": 11000
  },
  "customer_details" : {
    "first_name": "Andri",
    "last_name": "Litani",
    "email": "andri@litani.com",
    "phone": "081122334455"
  }
}

CIMB Clicks is one of the internet banking payment methods that is provided by CIMB Niaga Bank. This method allows the customer to perform a transaction by redirecting the customer to the CIMB Clicks payment page.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Do redirection to address specified in the response.
  3. Handle notification.

Following attributes are required to charge CIMB Clicks:

JSON Attribute Type Description
payment_type String Set CIMB Clicks payment method. Value: cimb_clicks
transaction_details Object Details of the transaction will be paid by customer
cimb_clicks Object Charge details using CIMB Clicks
item_details Object Shopping item details
customer_details Object Customer Details

CIMB Clicks Charge Response and Notifications

CIMB Clicks Charge Response

{
  "status_code": "201",
  "status_message": "Success, CIMB Clicks transaction is successful",
  "redirect_url": "https://api.midtrans.com/cimb-clicks/request?id=226f042f-020e-4829-8bd7-2de64b8673ce",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "cimb_clicks",
  "transaction_time": "2016-06-19 16:41:25",
  "transaction_status": "pending"
}

CIMB Clicks Pending notification

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "cimb_clicks",
  "transaction_time": "2016-06-19 16:41:25",
  "transaction_status": "pending",
  "signature_key": "666617ddc981eb096b6f08ab8ee132b93c12d3b5b3817f00a02c5d4c71bd53fd7f39d55a92b2a1f729ee070fdb241b569dc90bfa61e41de16904075238d67d55",
}

CIMB Clicks Settlement notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "cimb_clicks",
  "transaction_time": "2016-06-19 16:45:21",
  "transaction_status": "settlement",
  "approval_code": "RB5031388093",
  "signature_key": "3bcdf0700d3c8a288f279e4fe27a4012e916cb44120d541f6e4c48c83a107b605fdb063ae7c8744d15891047aeb1fc8d2e95741c0abc5f67e10e0b60244bc441"
}

CIMB Clicks Deny notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "cimb_clicks",
  "transaction_time": "2016-06-19 16:44:21",
  "transaction_status": "deny",
  "signature_key": "b736864661f8cbf04b287ee5a9514589dbe2dc53e3949338d648144b6bad1bc77d1b495921f119e7a6bf5521b697ea5d629b5ea93f2bcda4ff13df744cfbf701"
}

CIMB Clicks Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "cimb_clicks",
  "transaction_time": "2016-06-19 18:41:25",
  "transaction_status": "expire",
  "signature_key": "3f1ddaf45b269df7a1638d6d4080957e1323df2cbc2da83549f86a23b17c2acae0215994bb60805455daf157125990414259e5319e84c9288fd6222e655c6756"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of CIMB Clicks transaction, the possible value is
pending
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
redirect_url String Redirect URL to CIMB Clicks payment page

Danamon Online Banking

{
  "payment_type": "danamon_online",
  "item_details": [
    {
      "id": "1",
      "price": 11000,
      "quantity": 1,
      "name": "Mobil "
    }
  ],
  "transaction_details": {
    "order_id": "H17550",
    "gross_amount": 11000
  },
  "customer_details" : {
    "first_name": "Andri",
    "last_name": "Litani",
    "email": "andri@litani.com",
    "phone": "081122334455"
  }
}

Danamon Online Banking (DOB) is one of the internet banking payment methods that is provided by Danamon Bank. This method allows the customer to perform a transaction by redirecting the customer to the DOB payment page.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Do redirection to address specified in the response.
  3. Handle notification.

Following attributes are required to charge DOB:

JSON Attribute Type Description
payment_type String Set DOB payment method. Value: danamon_online
transaction_details Object Details of the transaction will be paid by customer
item_details Object Shopping item details
customer_details Object Customer Details

DOB Charge Response and Notifications

DOB Charge Response

{
  "status_code": "201",
  "status_message": "Success, Danamon Online transaction is successful",
  "redirect_url": "https://api.midtrans.com/cimb-clicks/request?id=226f042f-020e-4829-8bd7-2de64b8673ce",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "danamon_online",
  "transaction_time": "2016-06-19 16:41:25",
  "transaction_status": "pending",
  "fraud_status": "accept"
}

DOB Pending notification

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "danamon_online",
  "transaction_time": "2016-06-19 16:41:25",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "signature_key": "666617ddc981eb096b6f08ab8ee132b93c12d3b5b3817f00a02c5d4c71bd53fd7f39d55a92b2a1f729ee070fdb241b569dc90bfa61e41de16904075238d67d55",
}

DOB Settlement notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "danamon_online",
  "transaction_time": "2016-06-19 16:45:21",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "approval_code": "RB5031388093",
  "signature_key": "3bcdf0700d3c8a288f279e4fe27a4012e916cb44120d541f6e4c48c83a107b605fdb063ae7c8744d15891047aeb1fc8d2e95741c0abc5f67e10e0b60244bc441"
}

DOB Deny notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "danamon_online",
  "transaction_time": "2016-06-19 16:44:21",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "signature_key": "b736864661f8cbf04b287ee5a9514589dbe2dc53e3949338d648144b6bad1bc77d1b495921f119e7a6bf5521b697ea5d629b5ea93f2bcda4ff13df744cfbf701"
}

DOB Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "226f042f-020e-4829-8bd7-2de64b8673ce",
  "order_id": "1000156414164125",
  "gross_amount": "392127.00",
  "payment_type": "danamon_online",
  "transaction_time": "2016-06-19 18:41:25",
  "transaction_status": "expire",
  "fraud_status": "accept",
  "signature_key": "3f1ddaf45b269df7a1638d6d4080957e1323df2cbc2da83549f86a23b17c2acae0215994bb60805455daf157125990414259e5319e84c9288fd6222e655c6756"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of DOB transaction, the possible value is
pending
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
redirect_url String Redirect URL to DOB payment page

E-wallet

One of the payment method offered by Midtrans is e-Wallet. By using this e-Wallet, customer will have an option to make a payment via e-Wallet and Midtrans will send real time notification when the customer complete the payment.

At this moment, Midtrans has integrated with following e-Wallet payment methods:

QRIS

QRIS Charge

{
  "payment_type": "qris",
  "transaction_details": {
    "order_id": "order03",
    "gross_amount": 275000
  },
  "item_details": [
    {
      "id": "id1",
      "price": 275000,
      "quantity": 1,
      "name": "Bluedio H+ Turbine Headphone with Bluetooth 4.1 -"
    }
  ],
  "customer_details": {
    "first_name": "Budi",
    "last_name": "Utomo",
    "email": "budi.utomo@midtrans.com",
    "phone": "081223323423"
  },
  "qris": {
    "acquirer": "gopay"
  }
}

QRIS is a QR payment standard in Indonesia that is developed by Bank Indonesia (BI). Users could scan and pay the QR from any payment providers registered as the issuer here.

For QRIS, we currently are integrated with these acquirers:

  1. gopay
  2. airpay shopee (ShopeePay)

Integration steps:

  1. Merchant sends request to Midtrans with the selected acquirer
  2. Show the rendered QR string to the users
  3. Handle notifications

Following attributes could be sent to charge QRIS:

JSON Attribute Type Description
payment_type String Set QRIS payment method. Value: qris
transaction_details Object Transaction details
item_details Object Shopping item details
customer_details Object Customer details
qris Object Charge details using QRIS

QRIS Charge Response and Notifications

QRIS Charge Response

{
    "status_code": "201",
    "status_message": "QRIS transaction is created",
    "transaction_id": "0d8178e1-c6c7-4ab4-81a6-893be9d924ab",
    "order_id": "order03",
    "merchant_id": "M099098",
    "gross_amount": "275000.00",
    "currency": "IDR",
    "payment_type": "qris",
    "transaction_time": "2020-09-29 11:46:13",
    "transaction_status": "pending",
    "fraud_status": "accept",
    "acquirer": "gopay",
    "actions": [
        {
            "name": "generate-qr-code",
            "method": "GET",
            "url": "https://api.midtrans.com/v2/qris/0d8178e1-c6c7-4ab4-81a6-893be9d924ab/qr-code"
        }
    ]
}

QRIS Pending notification

{
  "transaction_time":"2020-09-29 11:18:06",
  "transaction_status":"pending",
  "transaction_id":"ce0a3584-5a0c-4049-ad88-5590a96be4fe",
  "status_message":"midtrans payment notification",
  "status_code":"201",
  "signature_key":"b1798748303cf0817733c1e312d630793b84d8125a96af0cb7251f8266d5c5256285084ba3ffbfae1f264a031d41927124fba0b552f249ee68180e9c7566448e",
  "payment_type":"qris",
  "order_id":"order03",
  "merchant_id":"M099098",
  "gross_amount":"275000.00",
  "fraud_status":"accept",
  "currency":"IDR",
  "acquirer":"gopay"
}

QRIS Settlement notification

{
  "transaction_type":"on-us",
  "transaction_time":"2020-09-29 11:27:33",
  "transaction_status":"settlement",
  "transaction_id":"9f07920a-6145-4d1e-9fc2-66e6fd6bc6fc",
  "status_message":"midtrans payment notification",
  "status_code":"200",
  "signature_key":"155b03b554092326ad9d2ed936f5765fe759b6bc491c0161a26e4340978fb6e8f07683bf012552a9498bfc919abab834aade57eda01f7a18a3490a515cf17632",
  "settlement_time":"2020-09-29 11:30:44",
  "payment_type":"qris",
  "order_id":"order03",
  "merchant_id":"M099098",
  "issuer":"gopay",
  "gross_amount":"275000.00",
  "fraud_status":"accept",
  "currency":"IDR",
  "acquirer":"gopay"
}

QRIS Expired notification

{
  "transaction_time":"2020-09-29 11:31:39",
  "transaction_status":"expire",
  "transaction_id":"9728e0fd-a49c-4c25-8c88-404ef1c45e0e",
  "status_message":"midtrans payment notification",
  "status_code":"202",
  "signature_key":"4580d8fc6c4a8dca3319efc1f629b8b33e923ec62b2e6ad7254ed6230ef0e57977b2f6124ba8f2a7a71c53ac7368f3f795ffbdecac3b5cf23e82f1ca5440ad1a",
  "payment_type":"qris",
  "order_id":"order03",
  "merchant_id":"M099098",
  "gross_amount":"275000.00",
  "fraud_status":"accept",
  "currency":"IDR",
  "acquirer":"gopay"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of QRIS transaction, the possible value is
pending, settlement, expire, deny
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
actions Array(Object) Actions which can be performed which this transaction. Use generate-qr-code action to render the QR code image (PNG format).
acquirer String The provider creating the QR and accepting the payment. The value is the same as the one set in the charge request.
issuer String The provider that is making the payment over the QR.
transaction_type String To determine how the transaction is being acquired. Possible values are: on-us or off-us.

GoPay

GoPay Charge

{
  "payment_type": "gopay",
  "transaction_details": {
    "order_id": "order03",
    "gross_amount": 275000
  },
  "item_details": [
    {
      "id": "id1",
      "price": 275000,
      "quantity": 1,
      "name": "Bluedio H+ Turbine Headphone with Bluetooth 4.1 -"
    }
  ],
  "customer_details": {
    "first_name": "Budi",
    "last_name": "Utomo",
    "email": "budi.utomo@midtrans.com",
    "phone": "081223323423"
  },
  "gopay": {
    "enable_callback": true,
    "callback_url": "someapps://callback"
  }
}

GoPay is an e-Wallet payment method by Gojek. Users will pay using the GoJek app. The user flow varies when using a web browser (on a computer or a tablet) compared to a SmartPhone:

  1. QR Code - This is the user flow on a web browser (on a computer or a tablet). User is shown a QR code and asked to scan using the GoJek app. (Diagram 1)
  2. Deeplink - This is the user flow on a SmartPhone/mobile device. User gets redirected to the GoJek app to finish payment. (Diagram 2)

By default, GoPay transaction expiry is 15 minutes.

Diagram 1 Diagram 2
GoPay QR Code flow GoPay Deeplink flow

Integration steps:

  1. Create payment instructions for users (see example below)
  2. Merchant sends request to Midtrans
  3. Alter payment flow depending on the device used:
    • Show QR code image (on a computer or a tablet)
    • Create redirect link to GoJek app (on SmartPhone/mobile device)
  4. Handle notifications
Instruction Example
For QR Code
  1. Tap Pay using GoPay
  2. QR code will appear on the next page
  3. Open GoJek app on your mobile phone
  4. Tap Pay then scan the QR Code
  5. Check and verify your payment details then tap PAY
  6. Enter your security PIN
  7. Your transaction is finished
GoPay QR Instruction 1 GoPay QR Instruction 2
For Deeplink
  1. Tap Pay using GoPay
  2. You will be redirected to GoJek app
  3. Check and verify your payment details then tap Pay
  4. Enter your security PIN
  5. Your transaction is finished
GoPay UI

Following attributes could be sent to charge GoPay:

JSON Attribute Type Description
payment_type String Set GoPay payment method. Value: gopay
transaction_details Object Transaction details
item_details Object Shopping item details
customer_details Object Customer details
gopay Object Charge details using GoPay

GoPay Charge Response and Notifications

GoPay Charge Response

{
    "status_code": "201",
    "status_message": "GO-PAY billing created",
    "transaction_id": "e48447d1-cfa9-4b02-b163-2e915d4417ac",
    "order_id": "SAMPLE-ORDER-ID-01",
    "gross_amount": "10000.00",
    "payment_type": "gopay",
    "transaction_time": "2017-10-04 12:00:00",
    "transaction_status": "pending",
    "actions": [{
            "name": "generate-qr-code",
            "method": "GET",
            "url": "https://api.midtrans.com/v2/gopay/e48447d1-cfa9-4b02-b163-2e915d4417ac/qr-code"
        },
    {
            "name": "deeplink-redirect",
            "method": "GET",
            "url": "gojek://gopay/merchanttransfer?tref=1509110800474199656LMVO&amount=10000&activity=GP:RR&callback_url=someapps://callback?order_id=SAMPLE-ORDER-ID-01"
        },
        {
            "name": "get-status",
            "method": "GET",
            "url": "https://api.midtrans.com/v2/e48447d1-cfa9-4b02-b163-2e915d4417ac/status"
        },
        {
            "name": "cancel",
            "method": "POST",
            "url": "https://api.midtrans.com/v2/e48447d1-cfa9-4b02-b163-2e915d4417ac/cancel",
            "fields": []
        }
    ],
  "currency": "IDR"
}

GoPay Pending notification

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "1c28dbbb-8596-48e4-85d7-9f1382db8a1f",
  "order_id": "order03",
  "gross_amount": "275000.00",
  "payment_type": "gopay",
  "transaction_time": "2016-06-19 15:50:12",
  "transaction_status": "pending",
  "signature_key": "40747f7f8f489c423c8ed72879ca8cb28dcd0c03fc9a192138667c4588f91486ae46094a6695d9fddbce0abab8055fd483b65ecf59e3c43d4a22cc024326993a"
}

GoPay Settlement notification

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "1c28dbbb-8596-48e4-85d7-9f1382db8a1f",
  "order_id": "order03",
  "gross_amount": "275000.00",
  "payment_type": "gopay",
  "transaction_time": "2016-06-19 15:54:42",
  "transaction_status": "settlement",
  "signature_key": "973d175e6368ad844b5817882489e6b22934d796a41a0573c066b1e64532dc0001087b87d877a3eac37cba20a733e1305f5e62739e65ff501d5d33c5ac62530f"
}

GoPay Expired notification

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "1c28dbbb-8596-48e4-85d7-9f1382db8a1f",
  "order_id": "order03",
  "gross_amount": "275000.00",
  "payment_type": "gopay",
  "transaction_time": "2016-06-20 15:50:12",
  "transaction_status": "expire",
  "signature_key": "53c6e2e3639a6b5c09b9103aa343f00cfd0168c6a69a2d4f2203bdc58072531ad7b340ea01725538996a7827c4ce091fb94d0aa70778a20c69d3f9991e0f65eb"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of GoPay transaction, the possible value is
pending, settlement, expire, deny
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
actions Array(Object) Actions which can be performed which this transaction. Use generate-qr-code action to render the QR code image (PNG format). Use deeplink-redirect action to redirect to GO-JEK apps.

In addition to the standard mobile apps flow, e-commerce may opt to implement a deeplink callback to redirect customer back from GO-JEK to their apps.

Pre-requisites: E-commerce needs to prepare a deeplink which accept two query parameters

Query Parameter Type Description
order_id String Order ID sent on the Charge Request.
result String Result of the transaction to decide what kind of page to show to customer. Possible values: success or failure.

WARNING: It is highly recommended to avoid using value passed on result to update status on backend. There is HTTP notification for this use case.

Integration steps (Please look to the side for sample implementation):

  1. Set enable_callback parameter in the charge request to true.
  2. Set callback_url with the deeplink url to e-commerce apps.
  3. Handle redirection with above parameters.

GoPay Tokenization

GoPay Tokenization allows merchant to link their customer GoPay account. The flow is similar to card tokenization where merchant can use the linked customer account for transaction authorization.

GoPay Tokenization Flow

GoPay Tokenization Charge Request

{
  "payment_type": "gopay",
  "gopay": {
    "account_id": "00000269-7836-49e5-bc65-e592afafec14",
    "payment_option_token": "eyJ0eXBlIjogIkdPUEFZX1dBTExFVCIsICJpZCI6ICIifQ=="
  },
  "transaction_details": {
    "gross_amount": 100000,
    "order_id": "order-1234"
  }
}

GoPay Tokenization Charge Settlement Response

{
  "status_code": "200",
  "status_message": "Success, GoPay transaction is successful",
  "transaction_id": "00000269-7836-49e5-bc65-e592afafec14",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "settlement",
  "fraud_status": "accept",
}

GoPay Tokenization Charge Pending Response

{
  "status_code": "201",
  "status_message": "GoPay transaction is created. Action(s) required",
  "transaction_id": "00000269-7836-49e5-bc65-e592afafec14",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "actions": [
    {
      "name": "verification-link-url",
      "method": "GET",
      "url": "http://api.midtrans.com/v2/gopay/redirect/gppr_6123269-1425-21e3-bc44-e592afafec14/charge"
    },
    {
      "name": "verification-link-app",
      "method": "GET",
      "url": "http://api.midtrans.com/v2/gopay/redirect/gppd_6123269-1425-21e3-bc44-e592afafec14/charge"
    }
  ]
}

GoPay Tokenization Charge Deny Response

{
  "status_code": "202",
  "status_message": "GoPay transaction is denied",
  "transaction_id": "a8a91ece-24f9-427d-a588-b9a2428acda0",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "deny",
  "fraud_status": "accept",
}

Integration steps

  1. Link customer account only the customer phone number is not yet linked.
  2. Fetch customer account. If the linking is sucessful. Look into the metadata and store the token of the payment option that the customer chosen, be it GOPAY_WALLET or PAY_LATER. Optionally, merchant can also use this API to fetch the customer balance.
  3. If the linking is already successful then the customer can proceed with the charge. Example request on the side.
  4. If the status_code in the response is 200 then the transaction is already completed. If the status_code is 201 then there's additional action needs to be done by the merchant. The merchant will need to open the verification url in the actions to the customer. Once the verification is done, it will redirect back to the callback URL that is set on the merchant dashboard.

Only use between these two redirection urls as the other one is redundant and will be deprecated.


verification-link-url is for transaction verification in browser or webview. This redirection is recommended for desktop. The customer will receive a push notification from their Gojek app. Once they verify the transaction there, then this page will auto redirect back to the merchant page. For merchants with special agreement with GoPay, this page may also show OTP/PIN page.


verification-link-app is for transaction verification in Gojek app (This might not be applicable for all merchants). The customer will need to input OTP/PIN from the Gojek app.

GoPay Tokenization Features: Pre-Auth

Merchant that enables GoPay Tokenization could opt to do pre-auth transactions. Pre-auth allows merchant to reserve the customer balance before the goods or services are delivered. The reservation has a time limit of 24 hours for merchant to capture it. Capturing a reservation is a process to settle the customer balance into merchant account.

GoPay Tokenization Pre-Auth Charge Request

{
  "payment_type": "gopay",
  "gopay": {
    "account_id": "00000269-7836-49e5-bc65-e592afafec14",
    "payment_option_token": "eyJ0eXBlIjogIkdPUEFZX1dBTExFVCIsICJpZCI6ICIifQ==",
    "pre_auth": true, // the default value is false
  },
  "transaction_details": {
    "gross_amount": 100000,
    "order_id": "order-1234"
  }
}

GoPay Tokenization Pre-Auth Charge Authorized Response

{
  "status_code": "200",
  "status_message": "Success, GoPay transaction is successful",
  "transaction_id": "00000269-7836-49e5-bc65-e592afafec14",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "authorize",
  "fraud_status": "accept",
}

GoPay Tokenization Pre-Auth Charge Pending Response

{
  "status_code": "201",
  "status_message": "GoPay transaction is created. Action(s) required",
  "transaction_id": "00000269-7836-49e5-bc65-e592afafec14",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "actions": [
    {
      "name": "verification-link-url",
      "method": "GET",
      "url": "http://api.midtrans.com/v2/gopay/redirect/gppr_6123269-1425-21e3-bc44-e592afafec14/charge"
    },
    {
      "name": "verification-link-app",
      "method": "GET",
      "url": "http://api.midtrans.com/v2/gopay/redirect/gppd_6123269-1425-21e3-bc44-e592afafec14/charge"
    }
  ]
}

GoPay Tokenization Pre-Auth Charge Deny Response

{
  "status_code": "202",
  "status_message": "GoPay transaction is denied",
  "transaction_id": "a8a91ece-24f9-427d-a588-b9a2428acda0",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "deny",
  "fraud_status": "accept",
}

Integration steps

  1. The linking process is exactly the same as the GoPay Tokenization linking process above.
  2. If the linking is already successful then the customer can proceed with the charge. The only difference is that merchant needs to pass pre_auth: "true" parameter. See example on the side.
  3. If the status_code in the response is 200 then the transaction is authorized. If the status_code is 201 then there's additional action needs to be done by the merchant. The merchant will need to open the verification url in the actions to the customer. Once the verification is done, it will redirect back to the callback URL that is set on the merchant dashboard.
  4. Before 24 hours from the authorization time, merchant needs to call Capture API. Please note that we do not accept partial amount capture for GoPay.
  5. As an option, merchant could also cancel the authorization by calling the Cancel API.

GoPay Tokenization Features: Recurring Payment

Merchant that enables GoPay Tokenization could also opt to do recurring transactions. Recurring payment enables merchant to bypass pin. Please note that merchant must contact Midtrans/GoPay sales team

GoPay Tokenization Recurring Charge Request

{
  "payment_type": "gopay",
  "gopay": {
    "account_id": "00000269-7836-49e5-bc65-e592afafec14",
    "payment_option_token": "eyJ0eXBlIjogIkdPUEFZX1dBTExFVCIsICJpZCI6ICIifQ==",
    "recurring": true, // the default value is false
  },
  "transaction_details": {
    "gross_amount": 100000,
    "order_id": "order-1234"
  }
}

GoPay Tokenization Recurring Charge Authorized Response

{
  "status_code": "200",
  "status_message": "Success, GoPay transaction is successful",
  "transaction_id": "00000269-7836-49e5-bc65-e592afafec14",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "settlement",
  "fraud_status": "accept",
}

GoPay Tokenization Recurring Charge Deny Response

{
  "status_code": "202",
  "status_message": "GoPay transaction is denied",
  "transaction_id": "a8a91ece-24f9-427d-a588-b9a2428acda0",
  "order_id": "order-1234",
  "gross_amount": "100000.00",
  "currency": "IDR",
  "payment_type": "gopay",
  "transaction_time": "2016-06-28 09:42:20",
  "transaction_status": "deny",
  "fraud_status": "accept",
}

Integration steps

  1. Contact Gopay/Midtrans sales team to set up this feature.
  2. The linking process is exactly the same as the GoPay Tokenization linking process above.
  3. If the linking is already successful then the customer can proceed with the charge. The only difference is that merchant needs to pass recurring: "true" parameter. See example on the side.
  4. If the status_code in the response is 200 then the transaction is settled.

ShopeePay

ShopeePay Charge Request

{
    "payment_type": "shopeepay",
    "transaction_details": {
        "order_id": "test-order-shopeepay-001",
        "gross_amount": 25000
    },
    "item_details": [
        {
            "id": "id1",
            "price": 25000,
            "quantity": 1,
            "name": "Brown sugar boba milk tea"
        }
    ],
    "customer_details": {
        "first_name": "John",
        "last_name": "Brandon",
        "email": "john.brandon@go-jek.com",
        "phone": "0819323212312"
    },
    "shopeepay": {
        "callback_url": "https://midtrans.com/"
    }
}

ShopeePay is an e-Wallet payment method by Shopee. Users will be redirected from the merchants app to pay using the Shopee app. Due to this payment method requiring Shopee app, then it is only applicable for merchant integrating from their mobile app. By default, ShopeePay transaction expiry is 5 minutes.

Integration steps:

  1. Merchant sends request to Midtrans
  2. Open the redirect url in the response to get redirected to Shopee app
  3. Handle the redirect from Shopee app back to merchant app
  4. Handle notifications

Following attributes could be sent to charge ShopeePay:

JSON Attribute Type Description
payment_type String Set ShopeePay payment method. Value: shopeepay
transaction_details Object Transaction details
item_details Object Shopping item details
customer_details Object Customer details
shopeepay Object Charge details using ShopeePay

ShopeePay Charge Response and Notifications

ShopeePay Charge Response

{
    "status_code": "201",
    "status_message": "ShopeePay transaction is created",
    "channel_response_code": "0",
    "channel_response_message": "success",
    "transaction_id": "bb379c3a-218b-47c7-9b0b-25f71f0f1231",
    "order_id": "test-order-shopeepay-001",
    "merchant_id": "YON001",
    "gross_amount": "25000.00",
    "currency": "IDR",
    "payment_type": "shopeepay",
    "transaction_time": "2020-09-29 11:16:23",
    "transaction_status": "pending",
    "fraud_status": "accept",
    "actions": [
        {
            "name": "deeplink-redirect",
            "method": "GET",
            "url": "https://wsa.uat.wallet.airpay.co.id/universal-link/wallet/pay?deep_and_deferred=1&token=dFhkbmR1bTBIamhW5n7WPz2OrczCvb8_XiHliB9nROFMVByjtwKMAl6G0Ax0cMr79M4hwjs"
        }
    ]
}

ShopeePay Pending notification

{
  "transaction_time":"2020-09-29 11:16:23",
  "transaction_status":"pending",
  "transaction_id":"bb379c3a-218b-47c7-9b0b-25f71f0f1231",
  "status_message":"midtrans payment notification",
  "status_code":"201",
  "signature_key":"dd627b40a8951f8c15af2d0f4e96ceae748af857e1d697f4bdb631a37227a4de45952a909c5f08d92228dd27e590586996ab1cf82b658ee99fae08d3e26f3348",
  "payment_type":"shopeepay",
  "order_id":"test-order-shopeepay-001",
  "merchant_id":"YON001",
  "gross_amount":"25000.00",
  "fraud_status":"accept",
  "currency":"IDR"
}

ShopeePay Settlement notification

{
  "transaction_time":"2020-09-29 11:22:38",
  "transaction_status":"settlement",
  "transaction_id":"6f4595c8-7ed6-4ade-818f-865fdd0e47aa",
  "status_message":"midtrans payment notification",
  "status_code":"200",
  "signature_key":"a8abc37da315aa7c01c18817f4740db68392a15aa2e01fe4637dbaff49364e18e9367731a53569d23a90c06e8e06794eec9d5395c2bd5f39c0a58d0ab8d2d059",
  "settlement_time":"2020-09-29 11:23:44",
  "payment_type":"shopeepay",
  "order_id":"test-order-shopeepay-003",
  "merchant_id":"YON001",
  "gross_amount":"25000.00",
  "fraud_status":"accept",
  "currency":"IDR"
}

ShopeePay Expired notification

{
  "transaction_time":"2020-09-29 11:24:57",
  "transaction_status":"expire",
  "transaction_id":"6637ee65-69cd-44ff-8650-5fb746c492aa",
  "status_message":"midtrans payment notification",
  "status_code":"202",
  "signature_key":"d6452333ab67dfb2adb784f529d9c27dc149adffb74fcc1d45d98418f7c7a68a2e86a6f5ede9be83795aa147d27e030282343a36f11d14858d6b5425de153362",
  "payment_type":"shopeepay",
  "order_id":"test-order-shopeepay-004",
  "merchant_id":"YON001",
  "gross_amount":"25000.00",
  "fraud_status":"accept",
  "currency":"IDR"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of ShopeePay transaction, the possible value is
pending, settlement, expire, deny
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
actions Array(Object) Actions which can be performed which this transaction. Use deeplink-redirect action to redirect to Shopee apps.
channel_response_code String Response code from payment channel provider
channel_response_message String Response message from payment channel provider

Over the Counter

Over the counter payment method allows the customer to pay online transaction over the store counter. At this moment, Midtrans has integrated with 2 different counters:

Indomaret

NOTE: There may be cases where SETTLEMENT turns into DENY. It is caused by a reversal triggered by the corresponding payment provider. It may happen in the span of 1 minute.

{
  "payment_type": "cstore",
  "transaction_details": {
    "gross_amount": 162500,
    "order_id": "order04"
  },
  "cstore": {
    "store": "Indomaret",
    "message": "Tiket1 transaction"
  },
  "customer_details": {
    "first_name": "Budi",
    "last_name": "Utomo",
    "email": "budi.utomo@midtrans.com",
    "phone": "0811223344"
  },
  "item_details": [
    {
      "id": "id1",
      "price": 162500,
      "quantity": 1,
      "name": "tiket1"
    }
  ]
}

Indomaret is a feature provided by Indomaret where the customer can make online payment at an Indomaret store. The customer only has to come to Indomaret cashier to complete the payment. By using this over the counter channel, customer can pay their bill at any indomaret store. Midtrans will send a notification in real time for every incoming payment.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display the payment code to the customer.
  3. Handle notification.

Following attributes are required to charge Indomaret:

JSON Attribute Type Description
payment_type String Set Over the Counter payment method. Value: cstore
transaction_details Object Transaction details
cstore Object Charge details using Over the Counter
item_details Object Shopping item details
customer_details Object Customer Details

Indomaret Charge Response and Notification

Indomaret Charge Response

{
  "status_code": "201",
  "status_message": "Success, cstore transaction is successful",
  "transaction_id": "e3f0b1b5-1941-4ffb-9083-4ee5a96d878a",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-19 17:18:07",
  "transaction_status": "pending",
  "payment_code": "25709650945026"
}

Indomaret Pending Notifications

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "e3f0b1b5-1941-4ffb-9083-4ee5a96d878a",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-19 17:18:07",
  "transaction_status": "pending",
  "signature_key": "2d488c1ff0adc2396ee9b9765807b6d53182a0aa17cd9bb251b99879099d4f727903a75440b1814539f565774f7a80de0a7336c81d2071b4d3efe92f15400e41",
  "payment_code": "25709650945026",
  "store": "indomaret"
}

Indomaret Settlement Notifications

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "991af93c-1049-4973-b38f-d6052c72e367",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-20 11:44:07",
  "transaction_status": "settlement",
  "approval_code": "59061607081045705101",
  "signature_key": "a198f93ac43cf98171dcb4bd0323c7e3afbee77a162a09e2381f0a218c761a4ef0254d7650602971735c486fea2e8e9c6d41ee65d6a53d65a12fb1c824e86f9f",
  "payment_code": "25709650945026",
  "store": "indomaret"
}

Indomaret Expired Notifications

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "fd70880f-3458-4b16-9f09-289924185977",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-20 17:18:08",
  "transaction_status": "expire",
  "signature_key": "c260504a448018b4c4831b381f8a8c5088c37f2706dcc60b4d7d99a16e0ae3c22bc8945cb5177742386bab1ddb12e7c175e1f57686b488e215406fa40fc75481",
  "payment_code": "25709650945026",
  "store": "indomaret"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of Indomaret transaction, the possible value is
pending
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
payment_code String Unique payment code for customer to complete the payment in Indomaret
store String Convenience store identifier

Alfamart

{
  "payment_type": "cstore",
  "transaction_details": {
    "gross_amount": 162500,
    "order_id": "order05"
  },
  "cstore": {
    "store": "alfamart",
    "alfamart_free_text_1": "1st row of receipt,",
    "alfamart_free_text_2": "This is the 2nd row,",
    "alfamart_free_text_3": "3rd row. The end."
  },
  "customer_details": {
    "first_name": "Budi",
    "last_name": "Utomo",
    "email": "budi.utomo@midtrans.com",
    "phone": "0811223344"
  },
  "item_details": [
    {
      "id": "id1",
      "price": 162500,
      "quantity": 1,
      "name": "tiket2"
    }
  ]
}

Alfamart provided customer to make online payment at various store under Alfa group. The supported stores are: Alfamart, Alfamidi, DAN+DAN, and Lawson (Coming soon). The customer needs to visit the cashier of one of the store to continue their payment. Midtrans will send a notification in real time for every incoming payment.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Display the payment code to the customer.
  3. Handle notification.

Following attributes are required to charge Alfamart:

JSON Attribute Type Description
payment_type String Set Over the Counter payment method. Value: cstore
transaction_details Object Transaction details
cstore Object Charge details using Over the Counter
item_details Object Shopping item details
customer_details Object Customer Details

Alfamart Charge Response and Notifications

Alfamart Charge Response

{
    "status_code": "201",
    "status_message": "Success, cstore transaction is successful",
    "transaction_id": "f1d381f8-7519-4139-b28f-81c6b3dc38ea",
    "order_id": "order05",
    "gross_amount": "10500.00",
    "payment_type": "cstore",
    "transaction_time": "2016-06-28 16:22:49",
    "transaction_status": "pending",
    "fraud_status": "accept",
    "payment_code": "010811223344",
    "store": "alfamart"
}

Alfamart Pending Notifications

{
  "status_code": "201",
  "status_message": "midtrans payment notification",
  "transaction_id": "e3f0b1b5-1941-4ffb-9083-4ee5a96d878a",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-19 17:18:07",
  "transaction_status": "pending",
  "signature_key": "2d488c1ff0adc2396ee9b9765807b6d53182a0aa17cd9bb251b99879099d4f727903a75440b1814539f565774f7a80de0a7336c81d2071b4d3efe92f15400e41",
  "payment_code": "25709650945026",
  "store": "alfamart"
}

Alfamart Settlement Notifications

{
  "status_code": "200",
  "status_message": "midtrans payment notification",
  "transaction_id": "991af93c-1049-4973-b38f-d6052c72e367",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-20 11:44:07",
  "transaction_status": "settlement",
  "approval_code": "59061607081045705101",
  "signature_key": "a198f93ac43cf98171dcb4bd0323c7e3afbee77a162a09e2381f0a218c761a4ef0254d7650602971735c486fea2e8e9c6d41ee65d6a53d65a12fb1c824e86f9f",
  "payment_code": "25709650945026",
  "store": "alfamart"
}

Alfamart Expired Notifications

{
  "status_code": "202",
  "status_message": "midtrans payment notification",
  "transaction_id": "fd70880f-3458-4b16-9f09-289924185977",
  "order_id": "order04",
  "gross_amount": "162500.00",
  "payment_type": "cstore",
  "transaction_time": "2016-06-20 17:18:08",
  "transaction_status": "expire",
  "signature_key": "c260504a448018b4c4831b381f8a8c5088c37f2706dcc60b4d7d99a16e0ae3c22bc8945cb5177742386bab1ddb12e7c175e1f57686b488e215406fa40fc75481",
  "payment_code": "25709650945026",
  "store": "alfamart"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of Indomaret transaction, the possible value is
pending
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
payment_code String Unique payment code for customer to complete the payment in Alfamart
store String Convenience store identifier

Cardless Credit

Cardless credit allows customers to enroll in an affordable monthly payment plan so they don't have to pay all at once. It provides e-commerce access to target certain customer market which lack credit cards but prefer installment. At this moment, Midtrans has integrated to these cardless credits:

Akulaku

Akulaku Charge

{
  "payment_type": "akulaku",
  "transaction_details": {
    "order_id": "orderid-01",
    "gross_amount": 11000
  },
  "item_details": [
    {
      "id": "1",
      "price": 11000,
      "quantity": 1,
      "name": "Sepatu "
    }
  ],
  "customer_details":{
    "first_name": "John",
    "last_name": "Baker",
    "email": "john.baker@email.com",
    "phone": "08123456789"
  }
}

In addition to their shopping mall business, Akulaku has been enabling e-commerces to sell their merchandise in installment. It allows their customers to pay in installment without credit card as long as they are registered to Akulaku.

Integration steps:

  1. Merchant send charge request to Midtrans.
  2. Do redirection to address specified in the response.
  3. Handle notification.

Following attributes are required to charge Akulaku:

JSON Attribute Type Description
payment_type String Set Akulaku payment method. Value: akulaku
transaction_details Object Details of the transaction will be paid by customer
item_details Object Shopping item details *Required for Akulaku
customer_details Object Customer Details

Akulaku Charge Response and notification

Akulaku Charge Response

{
    "status_code": "201",
    "status_message": "Success, Akulaku transaction is created",
    "transaction_id": "b3a40398-d95d-4bb9-afe8-9a57bc0786ea",
    "order_id": "orderid-01",
    "redirect_url": "https://api.sandbox.veritrans.co.id/v2/akulaku/redirect/b3a40398-d95d-4bb9-afe8-9a57bc0786ea",
    "gross_amount": "11000.00",
    "currency": "IDR",
    "payment_type": "akulaku",
    "transaction_time": "2018-08-24 16:20:36",
    "transaction_status": "pending",
    "fraud_status": "accept",
    "channel_response_code": "",
    "channel_response_message": ""
}

Akulaku Pending notification

{
  "transaction_time": "2018-08-24 16:20:36",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "akulaku",
  "signature_key": "e47d73b2a10347d291e85a7c39c5fa2a7b760f0af7d9882f9c1b26db06e1af948968184b78f67112158cdeddd2141fe41068fdb37361ce11c3d2509354224a80",
  "status_code": "201",
  "transaction_id": "b3a40398-d95d-4bb9-afe8-9a57bc0786ea",
  "transaction_status": "pending",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Akulaku Settlement notification

{
  "transaction_time": "2018-08-24 16:20:36",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "akulaku",
  "signature_key": "35c4111539e184b268b7c1cd62a9c254e5d27c992c8fd55084f930b69b09eaafcfe14b0d512c697648295fdb45de777e1316b401f4729846a91b3de88cde3f05",
  "status_code": "200",
  "transaction_id": "b3a40398-d95d-4bb9-afe8-9a57bc0786ea",
  "transaction_status": "settlement",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Akulaku Expired notification

{
  "transaction_time": "2018-08-24 16:20:36",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "akulaku",
  "signature_key": "62a8c432bb5a288a0495dd4f868b0aede4535e0c8a9fbebb3c6e9d4ea0db6f1963e551e70a99e80512030afa5ba8268f9be7b17b13a422ebef4620988c55d5ed",
  "status_code": "202",
  "transaction_id": "b3a40398-d95d-4bb9-afe8-9a57bc0786ea",
  "transaction_status": "expire",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}

Akulaku Deny notification

{
  "transaction_time": "2018-08-24 16:20:36",
  "gross_amount": "11000.00",
  "order_id": "orderid-01",
  "payment_type": "akulaku",
  "signature_key": "c2bdfd8d1b25100f5512b2573ecad8f2d324837a731362491b5a6b0bbd7ec74a032010754129f4c74f77a21796f747258ea611a3d5710648f63342570cdd0bb4",
  "status_code": "202",
  "transaction_id": "b3a40398-d95d-4bb9-afe8-9a57bc0786ea",
  "transaction_status": "deny",
  "fraud_status": "accept",
  "status_message": "midtrans payment notification"
}
JSON Attribute Type Description
transaction_id String Transaction ID given by Midtrans
order_id String Order ID given by merchant
gross_amount String Total amount of transaction
payment_type String Transaction payment method
transaction_time String Timestamp of transaction
transaction_status String Transaction status of Akulaku transaction, the possible value is
pending or deny
fraud_status String Detection result by Fraud Detection System (FDS). Possible Value:
accept : Approved by FDS.
challenge: Questioned by FDS. NOTE: Approve transaction to accept it or transaction will auto cancel during settlement.
deny: Denied by FDS. Transaction automatically failed
status_code String Status code of transaction charge result
status_message String Description of transaction charge result
redirect_url String Redirect URL to Akulaku payment page

Handing Notifications

Receiving Notifications

Signature key logic

SHA512(order_id+status_code+gross_amount+serverkey)

Sample code generate signature key

  <?php
  $orderId = "1111";
  $statusCode = "200";
  $grossAmount = "100000.00";
  $serverKey = "askvnoibnosifnboseofinbofinfgbiufglnbfg";
  $input = $orderId.$statusCode.$grossAmount.$serverKey;
  $signature = openssl_digest($input, 'sha512');
  echo "INPUT: " , $input."<br/>";
  echo "SIGNATURE: " , $signature;
  ?>

In order to increase the security aspect, there are several ways to ensure the notification is received from Midtrans.

Challenge Response

An additional mechanism we provide to verify the content and the origin of the notification is to challenge. This can be achieved by calling the get status API. The response is the same as the notification status.

challenge response

Signature Key

We added a signature key information in our notification. The purpose of this signature key is to validate whether the notification is originated from Midtrans or not. Should the notification not be genuine, merchants can disregard the notification. Please find on the side, the logic of the signature key and the sample code to generate signature key.

Best Practice to Handle notification

The following are the standard types of notifications. Note that different types of notifications can be added in addition to the below. Also new fields may be added to the existing notification, please confirm with the latest documentation for the exact fields.

Override Notification Url

Merchant can opt to change or add custom notification urls on every transaction. It can be achieved by adding additional HTTP headers into charge request.

There are two headers we provide:

  1. X-Append-Notification: to add new notification url(s) alongside the settings on dashboard
  2. X-Override-Notification: to use new notification url(s) disregarding the settings on dashboard

Both header can only receive up to maximum of 3 urls.

Sample case

Append Notification Sample

curl -X POST \
  https://api.midtrans.com/v2/charge \
  -H 'Accept: application/json' \
  -H 'Authorization: Basic NjJiMTVhN2QtZTVmOC00YjNjLTllYWItY2E4MjdjYTM3ZjU1Og==' \
  -H 'Content-Type: application/json' \
  -H 'X-Append-Notification: https://example.com/test1,https://example.com/test2' \
  -H 'cache-control: no-cache' \
  -d '{
    "payment_type": "gopay",
    "transaction_details": {
        "order_id": "1553229166",
        "gross_amount": 10000
    }
}'

Override Notification Sample

curl -X POST \
  https://api.midtrans.com/v2/charge \
  -H 'Accept: application/json' \
  -H 'Authorization: Basic NjJiMTVhN2QtZTVmOC00YjNjLTllYWItY2E4MjdjYTM3ZjU1Og==' \
  -H 'Content-Type: application/json' \
  -H 'X-Override-Notification: https://example.com/test1,https://example.com/test2' \
  -H 'cache-control: no-cache' \
  -d '{
    "payment_type": "gopay",
    "transaction_details": {
        "order_id": "1553229166",
        "gross_amount": 10000
    }
}'

Assuming merchant has set https://example.com as their notification url on the dashboard.

If they set X-Append-Notification with values https://example.com/test1,https://example.com/test2. Then, every HTTP notification for that specific transaction will be sent to:

  1. https://example.com,
  2. https://example.com/test1, and
  3. https://example.com/test2

Else if they set X-Override-Notification with values https://example.com/test1,https://example.com/test2. Then, every HTTP notification for that specific transaction will be sent to:

  1. https://example.com/test1 and
  2. https://example.com/test2

Status Code

Status Codes used by Midtrans API are categorized into 2xx, 3xx, 4xx dan 5xx.

Code 2xx

Status Description
200 Credit Card: Success. Request is successful, and transaction is authorize, capture, settlement, cancel, approve challenge transactions, accepted by Midtrans and bank.

Other payment methods: Success. The transaction is settlement, cancel
201 Credit Card: Challenge. The transaction successfully sent to bank but the process has not been completed, need manual action from merchant to complete the transaction process. If the merchant does not perform any action until settlement time (H+1 16:00) Midtrans will cancel the transaction.

Bank Transfer: Pending. The transaction successfully sent to bank but the process has not been completed by the customer. By default, the transaction will expire within 24 hours.

GO-PAY Pending. The transaction has successfully created to GO-PAY but has not been completed by the customer. By default, the transaction will expire within 15 minutes.

Cimb Clicks: Pending. The transaction successfully sent to bank but the process has not been completed by the customer. By default, the transaction will expire within 2 hours.

BRI ePay: Pending. The transaction successfully sent to bank but the process has not been completed by the customer. By default, the transaction will expire within 2 hours.

Klik BCA: Pending. The transaction successfully sent to bank but the process has not been completed by the customer. By default, the transaction will expire within 2 hours.

BCA Klikpay: Pending. The transaction successfully sent to bank but the process has not been completed by the customer. By default, the transaction will expire within 2 hours.

Mandiri Bill Payment: Pending. The transaction successfully sent to bank but the process has not been completed by the customer. By default, the transaction will expire within 2 hours.

XL Tunai: Pending. The transaction successfully sent to provider but the process has not been completed by the customer. By default, the transaction will expire within 2 hours.

Indomaret: Pending. The transaction successfully sent to provider but the process has not been completed by the customer. By default, the transaction will expire within 2 hours
202 Credit Card: Denied. The transaction has been processed but is denied by payment provider or Midtrans' fraud detection system.

Other payment methods: Denied. The transaction has been processed but is denied by payment provider

Code 3xx

Status Description
300 Move Permanently, current and all future requests should be directed to the new URL

Code 4xx

Status Description
400 Validation Error, merchant sent bad request data example; validation error, invalid transaction type, invalid credit card format, etc.
401 Access denied due to unauthorized transaction, please check client key or server key
402 Merchant doesn't have access for this payment type
403 The requested resource is only capable of generating content not acceptable according to the accepting headers that sent in the request
404 The requested resource/transaction is not found (eg. order_id is not exist)
405 Http method is not allowed
406 Duplicate order ID. Order ID has already been utilized previously
407 Expired transaction
408 Merchant sent the wrong data type
409 Merchant has sent too many transactions for the same card number
410 Merchant account is deactivated. Please contact Midtrans support
411 Token id is missing, invalid, or timed out
412 Merchant cannot modify status of the transaction
413 The request cannot be processed due to malformed syntax in the request body
414 Refund request is rejected due to invalid amount

Code 5xx

Status Description
500 Internal Server Error.
501 The feature has not available.
502 Internal Server Error: Bank Connection Problem.
503 Bank/partner is experiencing connection issue.
504 Internal Server Error: Fraud detection is unavailable.
505 The requested payment reference is not available. Either try again to use different one.

Channel Response Code

For some payment channels, we included channnel_response_code and channel_response_message on API response. These are the values.

Credit Card Response Codes

Credit card is divided into two category based on its channel to acquirer: Host-to-Host and MIGS.

Host-to-Host

Included bank: CIMB Niaga, Bank Mandiri, BNI, Bank Mega

Code Message Explanation
00 Approved Transaction was successful.
01 Refer to Issuer The customer’s bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card.
02 Refer to Issuer, special The customer’s bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card.
03 No Merchant The Merchant ID is invalid, you should contact your Bank and ensure you have provided the correct Merchant Account Number.
04 Pick Up Card The customer’s bank (Card Issuer) has declined the transaction and requested that your customer’s credit card be retained. (card reported lost or stolen). The customer should use an alternate credit card.
05 Do Not Honour The customer’s bank has declined the transaction as the credit card number has failed a security check, or the funds have been frozen or depleted. The customer should use an alternate credit card.
06 Error The customer’s bank (Card Issuer) has declined the transaction as there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card.
07 Pick Up Card, Special The customer’s bank (Card Issuer) has declined the transaction and requested that your customer’s credit card be retained. (card reported lost or stolen) The customer should use an alternate credit card.
09 Request In Progress The customer’s bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card.
12 Invalid Transaction The customer’s bank (Card Issuer) has declined the transaction because of an invalid format or field. Check the transaction information and try processing the transaction again.
13 Invalid Amount An invalid character (e.g. a amount sign or a space) may be being passed to the gateway. Check your website’s code.
14 Invalid Card Number The customer’s bank (Card Issuer) has declined the transaction as the Credit Card number does not exist. Check the credit card information and try processing the transaction again.
15 No Issuer The customer’s bank (Card Issuer) does not exist. Check the credit card information and try processing the transaction again.
19 Re-enter Last Transaction The transaction has not been processed and the customer should attempt to process the transaction again.
21 No Action Taken The customer’s bank (Card Issuer) has indicated there is a problem with the credit card number. The customer should contact their bank. The customer should use an alternate credit card.
22 Suspected Malfunction The customer’s bank (Card Issuer) cannot be contacted during the transaction. The customer should check the credit card information and try processing the transaction again.
23 Unacceptable Transaction Fee An unspecified error has occurred.
25 Unable to Locate Record On File The customer’s bank (Card Issuer) does not recognise the credit card details. The customer should check the credit card information and try processing the transaction again.
30 Format Error The customer’s bank (Card Issuer) does not recognise the transaction details. The customer should check the transaction information and try processing the transaction again.
31 Bank Not Supported By Switch The customer’s bank (Card Issuer) has declined the transaction as it does not allow transactions originating through mail / telephone, fax, email or Internet orders. This error is associated customers attempting to use a Discover Card. The customer should use an alternate credit card.
33 Expired Card, Capture The customer’s bank (Card Issuer) has declined the transaction as Credit Card has expired or the date is incorrect. Check the expiry date in the transaction and try processing the transaction again.
34 Suspected Fraud, Retain Card The customer’s bank (Card Issuer) has declined the transaction as there is a suspected fraud on this Credit Card number.
35 Card Acceptor, Contact Acquirer, Retain Card The customer’s bank (Card Issuer) has declined the transaction and requested that the customer’s credit card be retained (card reported lost or stolen). The customer should use an alternate credit card.
36 Restricted Card, Retain Card The customer’s bank (Card Issuer) has declined the transaction and requested that the customer’s credit card be retained. (card reported lost or stolen) The customer should use an alternate credit card.
37 Contact Acquirer Security Department, Retain Card The customer’s bank (Card Issuer) has declined the transaction and requested that your customer’s credit card be retained. (card reported lost or stolen) The customer should use an alternate credit card.
38 PIN Tries Exceeded, Capture The customer’s bank (Card Issuer) has declined the transaction as the customer has entered the incorrect PIN three times. The customer’s bank (Card Issuer) has requested you retain the credit card. The customer should use an alternate credit card and contact their bank.
39 No Credit Account The customer’s bank has declined the transaction as the Credit Card number used is not a credit account. The customer should use an alternate credit card.
40 Function Not Supported The customer’s bank (Card Issuer) has declined the transaction as it does not allow this type of transaction. The customer should use an alternate credit card.
41 Lost Card The customer’s bank (Card Issuer) has declined the transaction as the card has been reported lost. The customer should use an alternate credit card.
42 No Universal Account The customer’s bank (Card Issuer) has declined the transaction as the account type selected is not valid for this credit card number. The customer should use an alternate credit card.
43 Stolen Card The customer’s bank (Card Issuer) has declined the transaction as the card has been reported stolen. The customer should use an alternate credit card.
44 No Investment Account The customer’s bank (Card Issuer) has declined the transaction as the account type selected is not valid for this credit card number. The customer should use an alternate credit card.
51 Insufficient Funds The customer’s bank (Card Issuer) has declined the transaction as the credit card does not have sufficient funds. The customer should use an alternate credit card.
52 No Cheque Account The customer’s bank (Card Issuer) has declined the transaction as the credit card number is associated to a cheque account that does not exist. The customer should use an alternate credit card.
53 No Savings Account The customer’s bank (Card Issuer) has declined the transaction as the credit card number is associated to a savings account that does not exist. The customer should use an alternate credit card.
54 Expired Card The customer’s bank (Card Issuer) has declined the transaction as the credit card appears to have expired. The customer should check the expiry date entered and try again, or use an alternate credit card.
55 Incorrect PIN The customer’s bank (Card Issuer) has declined the transaction as the customer has entered an incorrect PIN. The customer should re-enter their PIN, otherwise use an alternate credit card.
56 No Card Record The Customer’s bank has declined the transaction as the credit card number does not exist. The customer should use an alternate credit card.
57 Function Not Permitted to Cardholder The Customer’s bank has declined the transaction as this credit card cannot be used for this type of transaction. The customer should use an alternate credit card.
58 Function Not Permitted to Terminal The Customer’s bank has declined the transaction as this credit card cannot be used for this type of transaction. This may be associated with a test credit card number. The customer should use an alternate credit card.
59 Suspected Fraud The customer’s bank has declined this transaction as the credit card appears to be fraudulent.
60 Acceptor Contact Acquirer The customer’s bank (card issuer) has declined the transaction. The customer should contact their bank and retry the transaction.
61 Exceeds Withdrawal Limit The customer’s bank has declined the transaction as it will exceed the customer’s card limit. The customer should use an alternate credit card.
62 Restricted Card The customer’s bank has declined the transaction as the credit card has some restrictions. The customer should use an alternate credit card.
63 Security Violation The customer’s bank has declined the transaction. The customer should use an alternate credit card.
64 Original Amount Incorrect The customer’s bank has declined the transaction due to the amount attempting to be processed. The customer should check the transaction amount and try again.
66 Acceptor Contact Acquirer, Security The customer’s bank has declined the transaction and request the Merchant to contact the bank. The customer should use an alternate credit card.
67 Capture Card The customer’s bank has declined the transaction as the card is suspected to be counterfeit. The customer’s bank (Card Issuer) has requested that your customer’s credit card be retained. The customer should use an alternate credit card.
75 PIN Tries Exceeded The customer’s bank has declined the transaction as the customer has entered the incorrect PIN more than three times. The customer should use an alternate credit card.
82 CVV Validation Error The customer’s bank has declined the transaction as the CVV is incorrect. The customer should check the CVV details and try again. If not successful, the customer should use an alternate credit card.
90 Cutoff In Progress The customer’s bank is temporarily not able to process this customer’s credit card. The customer should attempt to process this transaction again.
91 Card Issuer Unavailable The customer’s bank is unable to be contacted to authorise the transaction. The customer should attempt to process this transaction again.
92 Unable To Route Transaction The customer’s bank cannot be found for routing. This response code is often returned when the customer is using a test credit card number. The customer should attempt to process this transaction again.
93 Cannot Complete, Violation Of The Law The customer’s bank has declined the transaction and request the customer to contact their bank. The customer should use an alternate credit card.
94 Duplicate Transaction The customer’s bank has declined the transaction as this transaction appears to be a duplicate transmission. No action required.
96 System Error The customer’s bank was not able to process the transaction. The customer should attempt to process this transaction again.
N0 CSC not provided - credit transaction is not allowed Transaction failed. Customers should try using another card.
N7 Decline for CVV2 failure (for Visa cards only) The customer’s bank has declined the transaction as the CVV is incorrect. The customer should check the CVV details and try again. If not successful, the customer should use an alternate credit card.
Q5 Already settled - can't settle twice in a day Transaction has been settled, hence cannot be settled anymore.
Z2 The transaction has already been reversed Transaction has been reversed, hence cannot be reversed anymore.
Z3 Transaction amount is greater than authorised The customer's bank has declined the capture transaction since amount greater than the authorised amount. The customer should use an alternate credit card.

MIGS

Included bank: BCA, BRI, Maybank

Code Message Explanation
0 Transaction Successful Transaction was successful.
? Response Unknown Need to check directly with Acquiring Bank.
1 Transaction could not be processed There is an issue with merchant's account or the ID/Access Code the merchant uses is incorrect.
2 Transaction Declined – Contact Issuing Bank The customer should contact their bank. The customer should use an alternate credit card.
3 Declined – No reply from Bank The customer should use an alternate credit card.
4 Transaction Declined – Expired Card The customer’s bank (Card Issuer) has declined the transaction as Credit Card has expired or the date is incorrect. Check the expiry date in the transaction and try processing the transaction again.
5 Transaction Declined – Insufficient credit The customer’s bank (Card Issuer) has declined the transaction as the credit card does not have sufficient funds. The customer should use an alternate credit card.
6 Transaction Declined – Bank system error The customer's bank/ acquiring bank experienced a system error.
7 Payment Server Processing Error Typically caused by invalid input data such as an invalid credit card number. Processing errors can also occur. The customer should check the credit card information and try processing the transaction again.
8 Transaction Declined – Transaction Type Not Supported The customer’s bank (Card Issuer) has declined the transaction as it does not allow this type of transaction. The customer should use an alternate credit card.
9 Bank Declined Transaction (Do not contact Bank) The customer should use an alternate credit card. Can be caused by following reasons:
  • Transaction Aborted (A)
  • Transaction Blocked (B)
  • Transaction Cancelled (C)
  • Deferred Transaction (D)
  • Transaction Declined – Refer to card issuer (E)
  • Authentication Failed (F)
  • Card Security Code Failed (I)
  • Shopping Transaction Locked - This indicates that there is another transaction taking place using the same shopping transaction number (L)
  • Cardholder is not enrolled in 3D Secure - Authentication Only (N)
  • Transaction is Pending (P)
  • Retry Limits Exceeded, Transaction Not Processed (R)
  • Card Security Code Failed (U)

GoPay Response Codes

Code Message Explanation
900 GENERIC_SERVICE_ERROR Intermittent service error. For the most case, it is retriable.
901 ATTRIBUTE_NOT_AVAILABLE_ERROR Internal System Error.
902 MALFORMED_JSON Internal System Error.
903 FORBIDDEN_OPERATION Internal System Error.
101 WALLET_NOT_FOUND Internal System Error.
102 MERCHANT_NOT_AUTHORIZED Internal System Error.
103 ILLEGAL_KYC_TYPE Internal System Error.
104 ILLEGAL_USER_TYPE Internal System Error.
105 USER_NOT_FOUND Internal System Error.
106 RESERVATION_NOT_FOUND Internal System Error.
107 VOUCHER_BATCH_NOT_FOUND Internal System Error.
108 SPONSOR_NOT_FOUND Internal System Error.
109 CURRENTLY_NOT_ALLOWED Internal System Error.
110 UNAUTHORIZED Internal System Error.
111 PIN_ALREADY_SETUP Internal System Error.
112 WALLET_BLOCKED Internal System Error.
113 INVALID_PIN_FORMAT Internal System Error.
114 PHONE_NUMBER_NOT_FOUND Internal System Error.
115 WALLET_PHONE_NUMBER_NOT_MATCHED Internal System Error.
116 MERCHANT_NOT_FOUND Internal System Error.
117 KYC_NOT_AVAILABLE Internal System Error.
118 WALLET_RULESET_NOT_FOUND Internal System Error.
119 INCORRECT_PIN Internal System Error.
120 PIN_NOT_SETUP Internal System Error.
121 NEW_PIN_SAME_AS_OLD_PIN Internal System Error.
122 ILLEGAL_RECEIVER Internal System Error.
123 KYC_NOT_APPROVED Internal System Error.
124 KYC_PENDING Internal System Error.
125 PIN_IS_REQUIRED Internal System Error.
126 CUSTOMER_WALLET_BLOCKED Internal System Error.
127 SERVICE_PROVIDER_WALLET_BLOCKED Internal System Error.
128 LEDGER_WALLET_NOT_FOUND Internal System Error.
129 WALLET_ALREADY_EXISTS Internal System Error.
130 SERVICE_BLOCKED Internal System Error.
131 LINKED_WALLET_NOT_FOUND Internal System Error.
132 TRANSACTION_IN_PROGRESS Internal System Error.
133 SETTLEMENT_FAILED Internal System Error.
134 MERCHANT_INFORMATION_CACHE_STORE_FAILED Internal System Error.
135 TRANSACTION_NOT_FOUND Internal System Error.
142 INVALID_MERCHANT_IDENTIFIER Internal System Error.
151 AMEND_RESERVATION_INVALID_AMOUNT Internal System Error.
153 INVALID_PAYMENT_OPTION The token is invalid for the payment
154 INVALID_USER_LOCALE User locale is invalid
158 INVALID_TRANSACTION_TYPE Payment not eligible for refund
159 PAYMENT_OPTION_NOT_FOUND Payment option not found
161 UNSUPPORTED_SERVICE_COUNTRY Unsupported country
000 AUTHORIZATION_REQUIRED Internal System Error.
001 REQUEST_ID_REQUIRED Internal System Error.
201 NOT_ENOUGH_BALANCE Internal System Error.
202 EXCESSIVE_BALANCE Refund failed because customer balance exceeds their upper limit.
203 RESERVATION_REDEEMED Internal System Error.
204 RESERVATION_EXPIRED Internal System Error.
205 ZERO_PAGE_SIZE Internal System Error.
206 DUPLICATE_RESERVATION Internal System Error.
207 RESERVATION_PROCESSED Internal System Error.
208 INVALID_POINTS_RESERVATION Internal System Error.
209 INVALID_RESERVATION_AMOUNT Internal System Error.
210 RESERVATION_AMOUNT_DOES_NOT_MATCH_PAYMENT Internal System Error.
211 WALLET_BALANCE_LIMIT_VIOLATED Internal System Error.
212 INVALID_MDR Internal System Error.
213 MONTHLY_WALLET_BALANCE_LIMIT_EXCEEDED Internal System Error.
214 RESERVATION_CANCELLED Internal System Error.
215 RECEIVER_MAX_WALLET_BALANCE_LIMIT_EXCEEDED Internal System Error.
216 RECEIVER_MONTHLY_WALLET_BALANCE_LIMIT_EXCEEDED Internal System Error.
220 CURRENCY_MISMATCH Currency is invalid for the payment
301 MALFORMED_PHONE_NUMBER Internal System Error.
302 MISMATCHING_PASSWORD_AND_CONFIRMATION Internal System Error.
303 FIELD_CANNOT_BE_BLANK Internal System Error.
304 MALFORMED_EMAIL_ADDRESS Internal System Error.
305 ILLEGAL_LENGTH_FOR_FIELD Internal System Error.
307 ILLEGAL_SERVICE_PROVIDER_TYPE Internal System Error.
308 PHONE_NUMBER_ALREADY_TAKEN Internal System Error.
309 ACTIVE_WALLET_ALREADY_ASSOCIATED_WITH_PHONE_NUMBER Internal System Error.
310 MALFORMED_DATA Internal System Error.
501 MALFORMED_TRANSACTION Internal System Error.
502 MALFORMED_TRANSACTION_REQUEST Internal System Error.
503 JOURNAL_LOG_NOT_FOUND Internal System Error.
601 VOUCHER_NOT_FOUND Internal System Error.
602 VOUCHER_EXPIRED Internal System Error.
603 VOUCHER_REDEEMED Internal System Error.
604 VOUCHER_DISABLED Internal System Error.
605 VOUCHER_NOT_YET_AVAILABLE Internal System Error.
606 VOUCHER_BATCH_INVALID Internal System Error.
607 MALFORMED_POINTS_VOUCHER_TRANSACTION_REQUEST Internal System Error.
608 VOUCHER_NOT_ALLOCATED_TO_WALLET_ID Internal System Error.
609 VOUCHER_RESERVATION_NOT_FOUND Internal System Error.
610 VOUCHER_RESERVED Internal System Error.
611 NOT_ENOUGH_VOUCHERS Internal System Error.
612 VOUCHER_ALLOCATION_FAILED Internal System Error.
613 VOUCHER_BATCH_GROUP_NOT_FOUND Internal System Error.
614 VOUCHER_BATCH_SUPER_GROUP_NOT_FOUND Internal System Error.
615 VOUCHER_ALLOCATION_RATE_LIMIT_EXCEEDED Internal System Error.
616 MALFORMED_VOUCHER_BATCHES_REQUEST Internal System Error.
617 VOUCHER_BATCH_GROUP_INVALID_DUPLICATE_ERROR Internal System Error.
618 VOUCHER_BATCH_GROUP_INVALID_REQUEST Internal System Error.
619 VOUCHER_BATCH_GROUP_INVALID_ATTRIBUTE_ERROR Internal System Error.
620 VOUCHER_BATCH_SUPER_GROUP_INVALID_DUPLICATE_ERROR Internal System Error.
621 VOUCHER_BATCH_SUPER_GROUP_INVALID_REQUEST Internal System Error.
622 VOUCHER_REDEMPTION_TIME_RESTRICTED Internal System Error.
623 INVALID_VOUCHER_BATCH_DATA Internal System Error.
624 VOUCHER_PICKS_COUNT_EXCEEDED_ERROR Internal System Error.
625 RESERVED_VOUCHERS_FOR_ALLOCATION_NOT_FOUND Internal System Error.
626 RESERVE_FOR_ALLOCATION_REFERENCE_ID_NOT_FOUND Internal System Error.
627 INVALID_VOUCHER_REFUND_REQUEST Internal System Error.
628 VOUCHER_NOT_AVAILABLE_WITH_POINTS Internal System Error.
629 VOUCHER_BATCH_NO_LONGER_AVAILABLE Internal System Error.
701 POINTS_TOKEN_ALLOCATION_ERROR Internal System Error.
703 POINTS_TOKEN_NOT_ALLOCATED_ERROR Internal System Error.
704 POINTS_TOKEN_DUPLICATE_JOURNAL_LOG_ID_ERROR Internal System Error.
705 POINTS_TOKEN_NO_MORE_AVAILABLE_ERROR Internal System Error.
706 POINTS_TOKEN_UNRECOGNISED_SERVICE_TYPE_ERROR Internal System Error.
707 POINTS_TOKEN_POINTS_NOT_ENABLED_ERROR Internal System Error.
708 UNKNOWN_POINTS_TOKEN_TYPE_ERROR Internal System Error.
709 POINTS_TOKEN_TYPE_DUPLICATE_ERROR Internal System Error.
710 POINTS_TOKEN_ALLOCATION_RATE_LIMIT_EXCEEDED Internal System Error.
711 POINTS_TOKEN_TIER_CONFIG_NOT_FOUND Internal System Error.
712 POINTS_TOKEN_CONFIG_TIER_INVALID_BOUNDARY_ERROR Internal System Error.
713 POINTS_TOKEN_CONFIG_TIERS_INVALID_RANGE_ERROR Internal System Error.
714 POINTS_TOKEN_DUPLICATE_TRANSACTION_REFERENCE_ERROR Internal System Error.
715 POINTS_TOKEN_ALREADY_REDEEMED_ERROR Internal System Error.
801 DIRECT_DEBIT_TOKEN_NOT_FOUND Internal System Error.
802 DIRECT_DEBIT_REGISTER_CARD_ERROR Internal System Error.
803 DIRECT_DEBIT_CARD_NOT_FOUND Internal System Error.
804 DIRECT_DEBIT_PAYMENT_ERROR Internal System Error.
805 DIRECT_DEBIT_CARD_ALREADY_REGISTERED Internal System Error.
806 DIRECT_DEBIT_CARD_DELETE_ERROR Internal System Error.
807 DIRECT_DEBIT_CARD_EXCEED_LIMIT Internal System Error.
808 DIRECT_DEBIT_OTP_IS_REQUIRED Internal System Error.
809 DIRECT_DEBIT_OTP_IS_INVALID Internal System Error.
810 DIRECT_DEBIT_OTP_RESENT_COUNT_REACHED Internal System Error.
811 DIRECT_DEBIT_INSUFFICIENT_BALANCE Internal System Error.
812 DIRECT_DEBIT_CARD_BLOCKED Internal System Error.
813 DIRECT_DEBIT_TIMEOUT Internal System Error.
814 DIRECT_DEBIT_INVALID_REQUEST Internal System Error.
815 DIRECT_DEBIT_UNAUTHORIZED_REQUEST Internal System Error.
816 DIRECT_DEBIT_MERCHANT_TIMEOUT Internal System Error.
817 DIRECT_DEBIT_PAYMENT_REJECTED Internal System Error.
818 DIRECT_DEBIT_REFRESH_CARDS_ERROR Internal System Error.
819 DIRECT_DEBIT_PAYMENT_NOT_FOUND Internal System Error.
822 CARD_PAYMENT_INVALID_TOKEN_ERROR Invalid card token
823 DIRECT_DEBIT_PAYMENT_STATUS_NOT_MODIFYABLE Payment is not eligible for cancellation
824 DIRECT_DEBIT_INVALID_INTENT Invalid intent
825 DIRECT_DEBIT_REQUEST_REJECTED The debit request is denied by bank/payment partner
827 INCORRECT_CVV_ERROR Incorrect CVV
831 DIRECT_DEBIT_CARD_EXPIRED Direct debit card expired
832 DIRECT_DEBIT_COUNTRY_NOT_SUPPORTED Direct debit country is not supported for transaction
833 DIRECT_DEBIT_3DS_CHECK_FAILED 3D Secure check failed
1101 USER_BANK_ACCOUNT_ALREADY_REGISTERED Internal System Error.
1102 USER_BANK_ACCOUNT_INVALID_BANK_CODE_OR_SHORT_NAME Internal System Error.
1103 USER_BANK_ACCOUNT_NOT_FOUND Internal System Error.
1104 USER_DEFAULT_BANK_ACCOUNT_CANNOT_BE_DEACTIVATED Internal System Error.
1105 USER_BANK_ACCOUNT_ALREADY_DEACTIVATED Internal System Error.
1106 USER_GROUP_NOT_DEFINED Internal System Error.
1201 P2P_RATE_LIMIT_EXCEEDED Internal System Error.
1202 P2P_PROFILE_RATE_LIMIT_EXCEEDED Internal System Error.
1203 PIN_RATE_LIMIT_EXCEEDED Internal System Error.
1301 WALLET_GROUP_NOT_FOUND Internal System Error.
1302 WALLET_GROUP_ALREADY_EXISTS Internal System Error.
1303 WALLET_LIMITS_INVALID_VALUE Internal System Error.
1304 WALLET_GROUP_NOT_ALLOWED Target group not allowed
1401 WITHDRAWAL_RATE_LIMIT_EXCEEDED Internal System Error.
1402 WITHDRAWAL_BATCH_NOT_FOUND Internal System Error.
1403 WITHDRAWAL_INVALID_FILE_FORMAT Internal System Error.
1404 WITHDRAWAL_REQUEST_NOT_FOUND Internal System Error.
1405 WITHDRAWAL_FEATURE_DISABLED Internal System Error.
1406 WITHDRAWAL_MULTI_REQUEST_FOUND Internal System Error.
1407 WITHDRAWAL_DAILY_MAXIMUM_REQUEST_LIMIT_EXCEEDED Internal System Error.
1408 WITHDRAWAL_WEEKLY_MAXIMUM_REQUEST_LIMIT_EXCEEDED Internal System Error.
1409 WITHDRAWAL_DAILY_MAXIMUM_AMOUNT_LIMIT_EXCEEDED Internal System Error.
1410 WITHDRAWAL_USER_BANK_NOT_SUPPORTED Internal System Error.
1411 WITHDRAWAL_AMOUNT_LIMIT_VOILATED Internal System Error.
1412 WITHDRAWAL_FEATURE_DISABLED_HOLIDAY Internal System Error.
1413 WITHDRAWAL_FEATURE_DISABLED_BANK_MAINTENANCE Internal System Error.
1414 WITHDRAWAL_MIN_AMOUNT_LIMIT_VIOLATED Internal System Error.
1415 WITHDRAWAL_MAX_AMOUNT_LIMIT_VIOLATED Internal System Error.
1418 WITHDRAWAL_VALIDATE_BANK_ACCOUNT_ERROR Bank account validation failed
1419 WITHDRAWAL_VALIDATE_BANK_ACCOUNT_NOT_FOUND Account not found
1420 WITHDRAWAL_VALIDATE_BANK_ACCOUNT_BAD_INPUT Invalid field on bank validation request
1421 WITHDRAWAL_VALIDATE_BANK_ACCOUNT_TOO_MANY_ATTEMPTS User ID has exceed rate limit
1422 WITHDRAWAL_VALIDATE_BANK_ACCOUNT_NOT_VALID Withdrawal to the selected bank account is not permitted
1423 WITHDRAWAL_BANK_NOT_FOUND The specified bank code is not found in the system
1424 WITHDRAWAL_KYC_TYPE_NOT_SUPPORTED Invalid KYC type
1426 WITHDRAWAL_INVALID_PARTNER_BANK The combination of partner and allowed banks are not valid
1428 WITHDRAWAL_INVALID_GROUP Invalid withdrawal group
1500 KYC_DOCUMENT_NOT_FOUND Internal System Error.
1501 KYC_ALREADY_APPROVED_OR_REJECTED Internal System Error.
1503 KYC_APPROVAL_LOG_NOT_FOUND Internal System Error.
1504 INVALID_KYC_APPROVAL_LEVEL Internal System Error.
1505 INVALID_KYC_TYPE Internal System Error.
1601 INVALID_OTP_ACTION Internal System Error.
1602 OTP_RESENT_COUNT_REACHED Internal System Error.
1603 OTP_IS_REQUIRED Internal System Error.
1604 OTP_IS_INVALID Internal System Error.
1605 OTP_NOT_FOUND_IN_CACHE Internal System Error.
1606 OTP_DECRYPTION_ERROR Internal System Error.
1607 INVALID_QR_CODE_DATA Internal System Error.
1608 QR_CODE_DATA_CHECKSUM_VALIDATION_FAILURE Internal System Error.
1609 OTP_GENERATE_COUNT_REACHED Internal System Error.
1610 OTP_EXPIRED Internal System Error.
1701 MID_NOT_FOUND Internal System Error.
1702 INVALID_KARTUKU_TRANSACTION_STATE Internal System Error.
1703 MIDTRANS_MERCHANT_NOT_ACTIVE Internal System Error.
1801 INTENT_NOT_SUPPORTED Internal System Error.
1802 WALLET_DETAILS_MISSING Internal System Error.
1803 WALLET_TYPE_WRONG_FOR_INTENT Internal System Error.
1804 PAYMENT_REQUEST_ALREADY_FULFILLED Internal System Error.
1805 ORDER_ID_REFERENCE_ID_NOT_MATCHED Internal System Error.
1806 RECEIVER_WALLET_ID_NOT_MATCHED Internal System Error.
1807 INTENT_NOT_MATCHED Internal System Error.
1808 PAYMENT_REQUEST_DETAILS_MISSING Internal System Error.
1809 ACCOUNTING_CATEGORY_NOT_MATCHED Internal System Error.
1810 METADATA_MALFORMED Internal System Error.
1811 PAYMENT_REQUEST_NOT_FOUND Internal System Error.
1812 ORDER_ID_NOT_UNIQUE Internal System Error.
1813 SENDER_WALLET_ID_NOT_MATCHED Internal System Error.
1814 SENDER_RECEIVER_WALLET_SAME Internal System Error.
1815 PAYMENT_REQUEST_INITIATED_BUT_OTP_FAILED Internal System Error.
1816 AUTHORIZATION_NOT_REQUIRED Internal System Error.
1817 PAYMENT_REQUEST_NOT_FULFILLED Internal System Error.
1818 PAYMENT_REQUEST_ALREADY_CANCELLED Internal System Error.
1819 PAYMENT_REQUEST_NOT_IN_INITIATED_STATE Internal System Error.
1820 PAYMENT_REQUEST_WITH_PROMO_CODES_NOT_FOUND Internal System Error.
1821 BAD_CREATE_PAYMENT_REQUEST Internal System Error.
1822 EXCEEDED_PERMISSIBLE_AMOUNT Internal System Error.
1823 PAYMENT_REQUEST_EXPIRED Internal System Error.
1901 REKPON_INVALID_BANK_ACCOUNT_NUMBER Internal System Error.
1902 REKPON_INVALID_BANK_ACCOUNT_NAME Internal System Error.
2001 REFUND_REQUESTED_EXCEEDS_ORIGINAL_TRANSACTION Internal System Error.
2002 REFUND_ALREADY_PROCESSED Internal System Error.
2003 REFUND_ALREADY_EXPIRED Internal System Error.
2005 DUPLICATE_REFUND_REQUEST_FOR_SAME_ORIGINAL_TRANSACTION Refund under process. Please try again later
2006 ORDER_IN_INVALID_STATUS_FOR_REFUND Payment not eligible for refund
2007 PAYMENT_IN_PROGRESS Payment still processing. Please try again in later
2100 POINTS_INVALID_EXCHANGE_REQUEST Internal System Error.
2101 INVALID_AMOUNT Internal System Error.
2103 DUPLICATE_POINTS_EXCHANGE_REQUEST Internal System Error.
2201 PROMO_NOT_APPLICABLE Internal System Error.
2202 PROMO_CODE_NOT_VALID Internal System Error.
2203 PROMO_CODE_EXPIRED Internal System Error.
2204 INVALID_PROMO_VALID_FROM Internal System Error.
2205 INVALID_PROMO_VALID_TILL Internal System Error.
2206 ACTIVE_PROMOTION_UPDATION_REQUEST Internal System Error.
2301 SERVICE_BLOCKING_INVALID_SERVICE Internal System Error.
2400 INVALID_VOUCHER_SEARCH_REQUEST Internal System Error.
2500 INVALID_ENROLLMENT Internal System Error.
2601 EXPLORE_TYPE_UNSUPPORTED Internal System Error.
2602 EXPLORE_CODE_NOT_IDENTIFIED Internal System Error.
2603 EXPLORE_INVALID_FORMAT Internal System Error.
2604 EXPLORE_MERCHANT_INFORMATION_ERROR Internal System Error.
2700 INVALID_WALLET_COUNTRY Internal System Error.
2701 MULTI_CURRENCY_TRANSACTION_NOT_SUPPORTED The currency is not supported for the country
2800 EXCHANGE_CUTOFF_IN_PROCESS Internal System Error.
2801 EXCHANGE_SYSTEM_FAILURE Internal System Error.
2802 EXCHANGE_SIGNATURE_NOT_MATCH Internal System Error.
2803 EXCHANGE_ADDITIONAL_DATA Internal System Error.
2804 INVALID_REQUEST_TIMESTAMP Internal System Error.
2901 DUPLICATE_TRANSACTION_REQUEST Internal System Error.
3006 SENDER_WALLET_BLOCKED Sender Wallet blocked
3007 ORDER_NOT_FOUND Payment not found. The payment ID passed is either not present or expired
3060 ORDER_IN_CREATED_STATE Payment not captured yet. This error will only come if you're initiating a partial refund. A complete refund would have cancelled the payment
3063 ORDER_IN_CANCELLED_STATE Order is in cancelled state
3067 ORDER_NOT_IN_CREATED_STATE Error when trying to process/cancel order and order not in created state
3101 TOPUP_INVALID_FIELD Invalid field during topup request
3102 TOPUP_REFERENCE_ID_ALREADY_EXISTS Reference id for top up request has already been used
3103 TOPUP_INVALID_PARTICIPANT Invalid sender or receiver
4003 UBAC_UNAUTHORISED Transaction rejected
4060 FRS_REJECTED Transaction rejected
5001 AUTHORISATION_NOT_FOUND Authorisation not found fue to invalid or expired reference id
5002 INVALID_AUTHORISATION_ACTION Invalid authorisation
5003 INVALID_AUTHORISATION No Matching authorisation found
5004 MULTIPLE_AUTHORISATIONS_NOT_ALLOWED Multiple authorisations not allowed
6311 CHALLENGE_ID_NOT_FOUND Challenge id not found

ShopeePay Response Codes

-2 | A server dropped the connection | -1 | A server error occurred | 0 | Success | 1 | Request parameters error | 2 | Permission denied | 4 | Merchant/store not found | 6 | The user making the payment has not activated their wallet 7 Expired | 9 | User’s account is banned | 11 | Duplicate request/transaction | 24 | User's account is frozen | 42 | Insufficient balance | 101 | One of the user’s wallet limits has been exceeded | 102 | One of the user’s wallet limits has been exceeded | 103 | User exceeded daily payment limit. Limit will reset the next day | 104 | One of the user’s wallet limits has been exceeded | 105 | Authorisation code is invalid | 121 | Client attempts to update completed transaction | 301 | Invalid payment code or QR content | 303 | Merchant is trying to make payment to their own user account | 304 | Refund/void cannot be processed due to payment exceeding validity period. Valid refund period is set at 24 hours by default. |

JSON Object

Collection of JSON objects that are used in API Methods

Transaction Details Object

"transaction_details": {
    "order_id": "A87551",
    "gross_amount": 145000
}
JSON Attribute Type Required Description
order_id String(50) Y Order id of the transaction NOTE: Allowed Symbols are dash(-), underscore(_), tilde (~), and dot (.)
gross_amount Long Y Gross value of the transaction NOTE: Don't add decimal

Credit Card Object

"credit_card": {
    "token_id": "4811117d16c884-2cc7-4624-b0a8-10273b7f6cc8",
    "bank": "bni",
    "installment_term": 6,
    "bins": ["4811", "5233"],
    "type": "authorize",
    "save_token_id": true
}
JSON Attribute Type Required Description
token_id String(255) Y Token id represents customer credit card information
bank String(255) N Acquiring bank. Valid values: mandiri, bni, cimb, bca, maybank, and bri
installment_term integer N installment_term
bins JSON Array N List of credit card's BIN (Bank Identification Number) that is allowed for transaction
type String (255) N Used on preauthorization feature. Valid value: authorize
save_token_id Boolean N Used on 'one click' or 'two clicks' feature. Enabling it will return a saved_token_id that can be used for the next transaction

Item Details Object

"item_details": [{
    "id": "a1",
    "price": 50000,
    "quantity": 2,
    "name": "Apel",
    "brand": "Fuji Apple",
    "category": "Fruit",
    "merchant_name": "Fruit-store",
    "tenor": "12",
    "code_plan": "000",
    "mid": "123456"
  }]
JSON Attribute Type Required Description
id String N Item ID
price Number Y Price of the item
NOTE: Don't add decimal
quantity Number Y Quantity of the item bought
name String Y Name of the item
brand String N Brand of the item
category String N Category of the item
merchant_name String N Merchant name selling the item
tenor Numeric(2) C Installment term, use 2 digits numeric (03, 06, 09, 12, 24)
NOTE: BCA KlikPay exclusive field
code_plan Numeric(3) C Installment code, use 000 for default
NOTE: BCA KlikPay exclusive field
mid Numeric(9) C Installment mid
NOTE: BCA KlikPay exclusive field

WARNING: Please avoid using vertical line (|) for Alfamart payment type. item_details is required for Akulaku payment type.

Customer Details Object

"customer_details": {
  "first_name": "TEST",
  "last_name": "UTOMO",
  "email": "test@midtrans.com",
  "phone": "+628123456",
  "billing_address": {
    "first_name": "TEST",
    "last_name": "UTOMO",
    "phone": "081 2233 44-55",
    "address": "Sudirman",
    "city": "Jakarta",
    "postal_code": "12190",
    "country_code": "IDN"
  },
  "shipping_address": {
    "first_name": "TEST",
    "last_name": "UTOMO",
    "phone": "0 8128-75 7-9338",
    "address": "Sudirman",
    "city": "Jakarta",
    "postal_code": "12190",
    "country_code": "IDN"
  }
}
JSON Attribute Type Required Description
first_name String(255) N Customer's first name
last_name String(255) N Customers last name
email String(255) N Customer's email address
phone String(255) N Customer's phone address
billing_address N JSON Array Customer's billing address
shipping_address N JSON Array Customer's shipping address

WARNING: Please limit customer names (first name and last name) to only 30 characters for BCA VA.

Billing address Object

JSON Attribute Type Required Description
first_name String(255) N Customer's billing first name
last_name String(255) N Customers billing last name
phone String(255) N Customer's billing phone address
address String(255) N Detail address of the billing address
city String(255) N City of the billing address
postal_code String(255) N Postal code of the billing address. Note: Format is alpha-numeric. It can accept "-" and space
country_code String(3) N Country ID of the billing address. (e.g IDN) ISO 3166-1 alpha-3

Shipping address Object

JSON Attribute Type Required Description
first_name String(255) N Customer's shipping first name
last_name String(255) N Customers shipping last name
phone String(255) N Customer's shipping phone address
address String(255) N Detail address of the shipping address
city String(255) N City of the shipping address
postal_code String(255) N Postal code of the shipping address. Note: Format is alpha-numeric. It can accept "-" and space
country_code String(3) N Country ID of the shipping address. (e.g IDN) ISO 3166-1 alpha-3

Bank Transfer Object

Bank Transfer BCA VA Object

"bank_transfer":{
  "bank": "bca",
  "va_number": "111111",
  "free_text": {
       "inquiry": [
             {
                 "id": "Free Text ID Free Text ID Free Text ID",
                 "en": "Free Text EN Free Text EN Free Text EN"
             }
       ],
       "payment": [
             {
                 "id": "Free Text ID Free Text ID Free Text ID",
                 "en": "Free Text EN Free Text EN Free Text EN"
             }
       ]
  },
  "bca": {
    "sub_company_code": "00000"
  }
}

Bank Transfer Permata VA Object

"bank_transfer":{
  "bank": "permata",
  "va_number": "111111",
  "permata": {
    "recipient_name": "SUDARSONO"
  }
}
JSON Attribute Type Required Description
bank String(255) Y Bank name which process bank transfer transaction. Valid value is permata, bni, bri, and bca
va_number String(255) N Custom va number assigned by merchant. If shorter than minimum then we will add trailing 0s as most significant bits. If longer than maximum then we will trim the remaining least significant bits.
  • BCA VA: Accepts 6-11 digits
  • Permata VA Facilitator: Accepts 10 digits
  • BNI VA: Accepts 8 (For 5 digits Client ID) or 12 digits (For 3 digits Client ID)
  • BRI VA: Accepts 18 digits
free_text JSON Array N list of free texts NOTE: Right now only used for BCA VA
bca JSON Object N Specific parameters for BCA VA
permata JSON Object N Specific parameters for Permata VA
JSON Attribute Type Required Description
inquiry JSON Array(10) N Free texts shown during inquiry
payment JSON Array(10) N Free texts shown during payment
JSON Attribute Type Required Description
id String(50) Y Free text message in Bahasa Indonesia
en String(50) Y Free text message in English
JSON Attribute Type Required Description
sub_company_code String N BCA sub company code directed for this transactions NOTE: Please contact Midtrans Sales Team.
JSON Attribute Type Required Description
recipient_name String N Recipient name shown on the payment details. It is shown as 20 digit uppercase string. NOTE: Default is merchant name

Echannel Object

"echannel" : {
    "bill_info1" : "Payment For:",
    "bill_info2" : "Tuition fee",
    "bill_info3" : "Name:",
    "bill_info4" : "Budi Utomo",
    "bill_info5" : "Class:",
    "bill_info6" : "Computer Science",
    "bill_info7" : "ID:",
    "bill_info8" : "VT-12345"
}
JSON Attribute Type Required Description
bill_info1 String(255) Y Label 1. Mandiri only allows 10 characters. Exceeding characters will be truncated.
bill_info2 String(255) Y Value for Label 1. Mandiri only allows 30 characters. Exceeding characters will be truncated.
bill_info3 String(255) N Label 2. Mandiri only allows 10 characters. Exceeding characters will be truncated.
bill_info4 String(255) N Value for Label 2. Mandiri only allows 30 characters. Exceeding characters will be truncated.
bill_info5 String(255) N Label 3. Mandiri only allows 10 characters. Exceeding characters will be truncated.
bill_info6 String(255) N Value for Label 3. Mandiri only allows 30 characters. Exceeding characters will be truncated.
bill_info7 String(255) N Label 4. Mandiri only allows 10 characters. Exceeding characters will be truncated.
bill_info8 String(255) N Value for Label 4. Mandiri only allows 30 characters. Exceeding characters will be truncated.

VA Number Object

"va_numbers": [
  {
    "bank": "bca",
    "va_number": "91019021579"
  }
]
JSON Attribute Type Required Description
bank String(255) Y Bank name which process bank transfer transaction. Valid value is permata, bii, bri, and bca
va_number String(255) Y Virtual account number generated

Payment Amount Object

"payment_amounts": [
  {
    "paid_at": "2016-06-19 20:12:22",
    "amount": "20000.00"
  }
]
JSON Attribute Type Required Description
paid_at String Y Payment time
amount String Y Amount paid

BCA Klikpay Object

"bca_klikpay": {
  "description": "Pembelian Barang"
}
JSON Attribute Type Required Description
description String(60) Y BCA Klikpay transaction description
misc_fee Long N Additional fee for documentation

BCA Klikbca Object

"bca_klikbca" : {
  "description" : "3176440",
  "user_id" : "midtrans1012"
}
JSON Attribute Type Required Description
description String(60) Y Klikbca transaction description
user_id String(12) Y Klikbca User ID

CIMB Clicks Object

"cimb_clicks": {
    "description": "Purchase of a special event item"
}
JSON Attribute Type Required Description
description String(100) Y Description which will be shown on the CIMB email notification.

Convenience Store Object

"cstore" : {
  "store" : "indomaret",
  "message" : "mangga",
  "alfamart_free_text_1": "1st row of receipt,",
  "alfamart_free_text_2": "This is the 2nd row,",
  "alfamart_free_text_3": "3rd row. The end."
}
JSON Attribute Type Required Description
store String(20) Y Store name
message String(20) N Label to be displayed in Indomaret POS
alfamart_free_text_1 String (40) N Customize the first row of description in Alfamart printed receipt
alfamart_free_text_2 String (40) N Customize the second row of description in Alfamart printed receipt
alfamart_free_text_3 String (40) N Customize the third row of description in Alfamart printed receipt

Action Object

{
    "name": "cancel",
    "method": "POST",
    "url": "https://api.midtrans.com/v2/e48447d1-cfa9-4b02-b163-2e915d4417ac/cancel",
    "fields": []
}
JSON Attribute Type Required Description
name String Y Action name
method String Y HTTP method used for the action
url String Y HTTP URL target for the action
fields Array(String) C Parameters which can be sent for the action. Only for method other than GET.

Gopay Object

"gopay": {
  "enable_callback": true,
  "callback_url": "someapps://callback",
  "account_id": "00000269-7836-49e5-bc65-e592afafec14",
  "payment_option_token": "eyJ0eXBlIjogIkdPUEFZX1dBTExFVCIsICJpZCI6ICIifQ=="
}
JSON Attribute Type Required Description
enable_callback Boolean N To determine appending callback url in the deeplink. Default value: false
callback_url String N To determine where GO-JEK apps will redirect after successful payment. Can be HTTP or deeplink url. Default value: callback_url in dashboard settings
account_id String C Required for GoPay Checkout. Linked customer account ID from create pay account API.
payment_option_token String C Required for GoPay Checkout. Token to specify the payment option made by the customer from get pay account API metadata.
pre_auth Boolean N Set the value to true to make payment mode into reservation of customer balance only. Once, customer balance is reserved, a subsequent capture call is expected to be initated by merchants. Default value: false

QRIS Object

"qris": {
  "acquirer": "gopay"
}
JSON Attribute Type Required Description
acquirer String N To select the acquirer for QRIS. Possible values: airpay shopee, gopay. Default value: gopay

ShopeePay Object

"shopeepay": {
  "callback_url": "https://midtrans.com/"
}
JSON Attribute Type Required Description
callback_url String N To determine where the user will get redirected back from Shopee app. Default value is the finish url set in the merchant configuration in the portal.

Subscription Schedule Object

"schedule": {
  "interval": 1,
  "interval_unit": "month",
  "max_interval": 12,
  "current_interval": 2,
  "start_time": "2019-05-29 09:11:01",
  "previous_execution_at": "2019-05-29 09:11:01",
  "next_execution_at": "2019-06-29 09:11:01"
}
JSON Attribute Type Description
interval Integer Subscription's interval given by merchant
interval_unit String Interval temporal unit Note: currently only support month
max_interval Integer Maximum interval of subscription. Subscription will end after maximum interval is reached
current_interval Integer Current interval of subscription
start_time String Timestamp of subscription in merchant's timezone, format: yyyy-MM-dd HH:mm:ss
previous_execution_at String Timestamp of last succeeded charge in merchant's timezone, format: yyyy-MM-dd HH:mm:ss. Note: on create subscription, timestamp value will be the same as start_time, but if start_time has not passed yet, the value will be null
next_execution_at String Timestamp of next scheduled charge in merchant's timezone, format: yyyy-MM-dd HH:mm:ss

Create Subscription Schedule Object

"schedule": {
  "interval": 1,
  "interval_unit": "month",
  "max_interval": 12,
  "start_time": "2019-05-29 09:11:01 +0700"
}
JSON Attribute Type Description
interval Integer Subscription's interval given by merchant
interval_unit String Interval temporal unit Note: currently only support day, week, and month
max_interval Integer Maximum interval of subscription. Subscription will end after maximum interval is reached
start_time String Timestamp of subscription, format: yyyy-MM-dd HH:mm:ss Z. The value must be after the current time. If specified, first payment will happen on start_time. If start_time is not specified, the default value for start_time will be current time and first payment will happen on one interval after current time.

Update Subscription Schedule Object

"schedule": {
  "interval": 1
}
JSON Attribute Type Description
interval Integer Subscription's interval given by merchant

Subscription Customer Details Object

"customer_details": {
  "first_name": "TEST",
  "last_name": "UTOMO",
  "email": "test@midtrans.com",
  "phone": "+628123456"
JSON Attribute Type Required Description
first_name String(255) N Customer's first name
last_name String(255) N Customers last name
email String(255) N Customer's email address
phone String(255) N Customer's phone address

Subscription Gopay Object

"gopay": {
  "account_id": "phy56f8f-2683-4248-8080-e59b36c6bbgf"
JSON Attribute Type Required Description
account_id String Y Gopay Account ID from Core API

Transaction Status

Transaction Status used by Midtrans API.

Status Description Possible change(s)
authorize Transaction authorizes the credit card. Must be captured to process the balance. Note: Credit Card only capture, cancel
capture Transaction captures the credit card balance. Will be settled as batch. settlement, cancel
settlement Transaction is settled. refund, chargeback, partial_refund, partial_chargeback
deny Payment provider rejects the credentials used for payment. See status_message for deny details. N/A
pending Transaction is made available in Midtrans to be paid. settlement, deny, cancel, expire
cancel Transaction is cancelled. Can be triggered by Midtrans or partner themselves. N/A
refund Transaction is marked to be refunded. settlement
partial_refund Transaction is marked to be partially refunded. settlement
chargeback Transaction is marked to be charged back. Note: Credit Card only settlement
partial_chargeback Transaction is marked to be partially charged back. settlement
expire Transaction no longer available to be paid or processed N/A
failure Unexpected error during transaction processing N/A

Fraud Status

Fraud Status used by Midtrans API.

Status Description
accept Transaction is not considered as fraud.
deny Transaction is considered as fraud.
challenge We cannot determine the transaction. Merchant should take action to accept or deny.
  1. via Merchant Administration Portal, or
  2. via Approve or Deny API

Deprecation Notices

November 7, 2017

Starting on February 1st, 2018, channel parameter from Token Card Object and Charge Request Credit Card Object will be permanently removed. Once it is effective, any channel parameter sent to Midtrans' system will be disregarded. We advise you to remove channel parameter on your end immediately.

Following this announcement, we have made channel parameter as optional. However, should you choose to do a transaction via MIGS banks, you will need to send ‘bank’ parameter to Midtrans. Below are few instances where changes might occur:

  1. Merchant sends no channel, no bank: choose any non-MIGS bank
  2. Merchant sends MIGS channel, no bank: choose any MIGS bank
  3. Merchant sends no channel, MIGS bank: choose a specific MIGS bank
  4. Merchant sends MIGS channel, MIGS bank: choose a specific MIGS bank
  5. Merchant sends no channel, non-MIGS bank: choose a specific non-MIGS bank
  6. Merchant sends MIGS channel, non-MIGS bank: 402 Error (No MID/TID available)

Please avoid option number 2, 4, and 6 (where channel parameter is used) in all scenarios.

Notes: MIGS banks: BCA, MAYBANK, or BRI Non-MIGS banks: BNI, CIMB, MANDIRI, OR MEGA

August 31, 2017

We are improving our API to meet your security needs. Currently, Mandiri Clickpay API payload consists of full PAN number which has risk of leaking customer card data.

We are introducing the new flow for Mandiri Clickpay. This new flow will enable you to exchange customer card data for a token_id on client side. Consequently, the token_id is passed as Mandiri Clickpay parameter instead of card_number.

We highly suggest you to update your Mandiri Clickpay implementation to cater this new flow since we are going to deprecate the old implementation by 1st December 2017. Please see Mandiri ClickPay for implementation details.

August 3, 2017

We are limiting the characters to make sure that Order IDs are URL safe starting 1st November 2017. Please see Transaction Details Object for details.

December 1, 2016

We are going to prohibit the use of decimal gross_amount starting 15th January 2017. Below are the examples of valid and invalid parameters.

Example:

Invalid gross_amount will be rejected with 400 (validation error) status code.

Please switch to using the new hostnames and URL's immediately to avoid failures.